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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Quick and easy online portal and easily integrates w...

Quick and easy online portal and easily integrates with other vendors I use Reviewed on: 10th June 2026

Use it it's easy

Good apr, easy to follow, apply for PayPal credit. Reviewed on: 10th June 2026

It works well, what more can I say?

It works well, what more can I say? Reviewed on: 10th June 2026

Convenient safe and easy to use

I have been a PayPal customer for some years and no problems I find PayPal easy to use safe and very convenient would recommend to friends or anyone Reviewed on: 10th June 2026

Absolutely love PayPal and their versatile payment o...

Absolutely love PayPal and their versatile payment options! Been with them for yours and the customer services is brilliant. Reviewed on: 10th June 2026

Their service is good , fast and efficient especiall...

Their service is good , fast and efficient especially you are doing some purchases. They can track your orders also they keep records of your purchases which is easier to keep track of your previous purchases and payment Reviewed on: 10th June 2026

Best online purchasing and payment tool.

Best online purchasing and payment tool. Easy to use. App makes life easier with good security. Reviewed on: 10th June 2026

Always simple to use and great service

Always simple to use and great service Reviewed on: 10th June 2026

I've had no probs using PayPal and feel secure when...

I've had no probs using PayPal and feel secure when making transactions Reviewed on: 10th June 2026

Good work hard reset gor gest holder

Good work hard reset Best Western Reviewed on: 10th June 2026

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