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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147687 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147687)

Always attentive customer care .

Always attentive customer care . Easy to use and understand. Helps with credit payments as you can pay minimum. Reviewed on: 6th May 2026

Always very helpful and clear and will do anything t...

Always very helpful and clear and will do anything to make your choices clear Reviewed on: 6th May 2026

Good and easy to use.

Good and easy to use. Any unauthorized or unfulfilled purchases were sorted quickly. Reviewed on: 6th May 2026

It’s very easy to and convenient to use

It’s very easy to and convenient to use Reviewed on: 6th May 2026

Nice and easy to use.

Nice and easy to use. Very helpful when my account got hacked helped me to secure it quickly. Reviewed on: 6th May 2026

Easy access to use PayPal payments, credits and 3 pa...

Easy access to use PayPal payments, credits and 3 payment plan. Reviewed on: 6th May 2026

Great App

Very user friendly and convenient. Reviewed on: 6th May 2026

I love PayPal it’s so easy to use and really conv...

I love PayPal – it’s so easy to use and really convenient day to day. I’m glad I applied for PayPal Credit too, it’s been helpful for spreading the cost when needed. The whole process was simple and quick, and everything is very clear in the app. Definitely recommend Reviewed on: 6th May 2026

Easy and the transaction is well protected

Easy and the transaction is well protected Reviewed on: 6th May 2026

Availability and 0% Offer

I like the availability on a variety of platforms. I also prefer the 4 months 0% opportunity. Reviewed on: 6th May 2026

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