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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

PayPal. My best finance option

Easy to use. I haven't paid for interest yet after 1 year of use. I'm very happy to have it and it's the best finance option I have right now Reviewed on: 11th May 2024

Reliable and secure service, refunds are quick and G...

Reliable and secure service, refunds are quick and Greta customer service Reviewed on: 11th May 2024

PayPal is international company and I am able to use...

PayPal is international company and I am able to use it abroad as well and very easy to use Reviewed on: 11th May 2024

Finally the freedom needed

I took out PayPal credit and went on some amazing holidays with the availability and freedom, introductory offer and 0% on £100+ was amazing, just be responsible and payback early Reviewed on: 11th May 2024

PayPal conversion rates could be better

PayPal conversion rates could be better Reviewed on: 11th May 2024

Easy to use and great value for money.

Easy to use and great value for money. Reviewed on: 11th May 2024

Very user friendly, easy to use online.

Very user friendly, easy to use online. Simple to see outstanding balance etc. Happy with service. Reviewed on: 11th May 2024

Excellent customer service and helpful in any dispute.

Excellent customer service and helpful in any dispute. Highly recommend. Easy payment process. Quick to send and receive money Reviewed on: 11th May 2024

It's great.

It's great. Easy to use. I never get carried away as the notifications and payments are convenient and clear so I don't end up with debt I'm not aware of Reviewed on: 11th May 2024

so far amazing and i'm glad i do have it...

so far amazing and i'm glad i do have it Reviewed on: 11th May 2024

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