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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

It's been Mostly good.

It's been Mostly good. I did have to resolve some of my issues not pick up by the platform so it's not a perfect system. Decent offers from time to time Reviewed on: 10th June 2026

Spoke to customer very polite & answered everything...

Spoke to customer very polite & answered everything I needed Reviewed on: 10th June 2026

Paypal has been my preferred payment method because...

Paypal has been my preferred payment method because of how fast and reliable the app is Reviewed on: 10th June 2026

Digital payment experience

Very flexible- secure online payment- manage transaction safely- keeping payment information protected Reviewed on: 10th June 2026

We organise Bank

Had a good experience in spending money abroad with this Bank card and credit card Reviewed on: 10th June 2026

PayPal is always ready to help it’s customers

PayPal is always ready to help it’s customers Reviewed on: 10th June 2026

It's great to be offered a simple payment plan

I love it when I am able to pay something off in just a few easy payments. It has meant that I can make a purchase in between paychecks Reviewed on: 10th June 2026

My experience with paypal has always been fab

My experience with paypal has always been fab Reviewed on: 10th June 2026

Easy to use , quick confirmation

Easy to use , quick confirmation Reviewed on: 10th June 2026

Great service and very easy to use.

Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026

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