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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,889 reviews, last reviewed 25th Apr 2026
3145000% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

5 stars service I’ve been using PayPal in my daily life and it’s been smooth and reliable. No issues at all, just a convenient way to pay. Reviewed on: 25th April 2026
Miguel L's avatar
Miguel L

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84889)

Very good it all way easy to use very good service

5
Very good it all way easy to use Reviewed on: 26th May 2025
Sheila Rigby's avatar
Sheila Rigby

Good customer service

5
Good customer service that cannot be faulted. Reviewed on: 26th May 2025
Charles F's avatar
Charles F

Limit increases quick and a good visible dashboard s...

5
Limit increases quick and a good visible dashboard showinf limit and payments Reviewed on: 26th May 2025
Julie 's avatar
Julie

Paypal credit review

5
Pay pal credit ia amazing i would highly recommend is simple and easy Reviewed on: 26th May 2025
Amanda m's avatar
Amanda m

Reliable, Secure, and Easy to Use

5
I've been using PayPal for several years now, and it continues to be one of the most reliable and convenient online payment platforms available. The interface is user-friendly, and transactions—both sending and receiving money—are fast and secure. I especially appreciate the added layer of protection PayPal offers through its Buyer and Seller Protection programs, which give me confidence whether I'm shopping online or conducting business. Linking a bank account or card is simple, and the ability to pay with just an email address is incredibly efficient. Their customer service has also improved over time, with helpful support and clear resolution processes for disputes. Plus, the app is smooth and well-designed, making mobile payments a breeze. Overall, PayPal is a trustworthy and essential tool for both personal and business transactions online. Highly recommended. Reviewed on: 26th May 2025
Terrance K's avatar
Terrance K

PayPal Help

5
Very helpful when you use PayPal and someone doesn't send the item you have bought Reviewed on: 26th May 2025
Colin L's avatar
Colin L

Good experience and easy!

5
Good experience and easy! I have used it for years with no complaints Reviewed on: 26th May 2025
H B's avatar
H B

Easy to use

4
PayPal credit has helped me with purchases that I’m not able to fully commit to in the moment. I appreciate that they send follow-up payment reminders aswell so that I can keep track of my expenses. Reviewed on: 26th May 2025
TT's avatar
TT

Straightforward & helpful

5
The PayPal account is very straightforward and easy to use. Customer service is very helpful & find the FAQs informative and useful. I have used the Pay in three option a few times & also the pay later option which notifies when payments are due which is helpful. Reviewed on: 26th May 2025
Lucy's avatar
Lucy

Secure, reliable and tailored for online purchasing.

5
I’ve never had any problems with PayPal. It’s a reliable way to pay for online purchases with the added back up of PayPal should any difficulties or issues arise. Reviewed on: 26th May 2025
Daria E's avatar
Daria E

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