Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Flexible payment plan is paypal

It gives you flexibility to pay for online and ofline purchase Reviewed on: 10th June 2026

Versatile System

Smooth processes and transactions. Easy to use and transfer funds where necessary. Reviewed on: 10th June 2026

I use pay in 3 all the time and it's super helpful f...

I use pay in 3 all the time and it's super helpful for budgeting Reviewed on: 10th June 2026

Excellent Product very handy to have

Excellent very handy to have especially if funds required urgently Reviewed on: 10th June 2026

Excellent work

Never had any problems with PayPal all good Reviewed on: 10th June 2026

Its effortless no extra jargon or tricks simple cred...

Its effortless no extra jargon or tricks simple credit and purchases with added protection personally its a no brainer but you will never know until you try Reviewed on: 10th June 2026

Good experience

It is a good provider for this type of service and if you use in your advantage Reviewed on: 10th June 2026

Absolutely amazing, brilliant customer service , all...

Absolutely amazing, brilliant customer service , all at your finger tips Reviewed on: 10th June 2026

Quick, easy and no difficult information to understand

Quick, easy and no difficult information to understand Reviewed on: 10th June 2026

All good no issues and no complaints

All good no issues and no complaints Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub