Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84815 reviews)

View other PayPal products

4.90

Based on 84,815 reviews, last reviewed 25th Apr 2026

3138200% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service. Excellent service. Customer service is amazing. Overall good experience Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (84815)

Great service

Fees are getting expensive. But if I’ve ever had an issue you guys are superb Reviewed on: 26th May 2025

Great to safely purchase online!

Great to safely purchase online! Reviewed on: 26th May 2025

Im using it a lot and I enjoy much of the benefits...

Im using it a lot and I enjoy much of the benefits it provides Reviewed on: 26th May 2025

The best financial Credit lender.

The best financial Credit lender. Reviewed on: 26th May 2025

No card, no body to talk too, low limits

No card, no body to talk too, low limits Reviewed on: 26th May 2025

First class service

PayPal is the place to go for any short term credit. The customer service is first class, always quick to respond or help any issues Reviewed on: 26th May 2025

Good straight forward and simple . Use 95% of the time

Good straight forward and simple Reviewed on: 26th May 2025

PayPal credit is so helpful at times of need and the...

PayPal credit is so helpful at times of need and the low interest and buy in 3 payments is great Reviewed on: 26th May 2025

I have always had a great experience.

I have always had a great experience. PayPal allows me to spread the cost of my purchases so I can take advantage of sales/offers when they are available online. It gives me peace of mind my transactions are protected and I have the flexibility of how I want to pay for my purchases. I find it a great and invaluable service, thank you! Reviewed on: 26th May 2025

Great having access to 0% interest credit, easy to u...

Great having access to 0% interest credit, easy to use and great for purchases over 100! Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38836 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub