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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147769)

Great service and easy to use very useful payment sy...

5
Great service and easy to use very useful payment system fast. Reviewed on: 6th May 2026

Have had no issues with PayPal, always easy to use a...

5
Have had no issues with PayPal, always easy to use and have found it very secure which is important to me Reviewed on: 6th May 2026

Excellent service, I have never been let down.

5
Excellent service, I have never been let down. I’ve received refunds in less than 24 hours! Reviewed on: 6th May 2026

Paypal has become my favourite way to pay

5
Paypal has become my favourite way to pay online, wouldn't be without it!!! Reviewed on: 6th May 2026

0% interest over 4 months

5
The 0% interest over 4 months offer is brilliant because I know I won't be paying any more than the cost of what I am buying. Reviewed on: 6th May 2026

Helps me keep organised

5
I use Paypal as a form of payment and keeping track of my subscriptions. It helps me stay organised on my finances Reviewed on: 6th May 2026

Easy to navigate xxxxxxxxxxxxxxxxxxxxxxccccc

5
Easy to navigate xxxxxxxxxx nothing more to add Reviewed on: 6th May 2026

Excellent service

5
Very east and reliable. I would recommend this service to everyone Reviewed on: 6th May 2026

I always prefer paying with PayPal, its safest way t...

5
I always prefer paying with PayPal, its safest way to make payment, safe and secure Reviewed on: 6th May 2026

PayPal services

5
I have used PayPal many times for years and it is simple to use and very practical. I have used pay in 3 and PayPal Credit as well and I would recommend both for bigger purchases. Reviewed on: 6th May 2026

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