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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 25th Jan 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

They are very friendly and the do fantastic job.

They are very friendly and the do fantastic job. Reviewed on: 11th May 2024

Easy to make a payment also great customer support

Easy to make a payment also great customer support Reviewed on: 11th May 2024

Never had no problem's never had anything to consurn...

Never had no problem's never had anything to consurn me, all good Reviewed on: 11th May 2024

When an emergency item its needed

I always use PayPal credit when in need of something and I'm short in money. Plus I don't pay interest and pay freely whenever I have money . Reviewed on: 11th May 2024

Very good service.

Very good service. Quick and easy application process. Reviewed on: 11th May 2024

I've had PayPal a long time

I've had PayPal a long time and I've never had any problems with it and it provides security for my transactions, a buffer between myself and the seller incase something happens and PayPal credit allows me to spread the cost at the same time Reviewed on: 11th May 2024

Very handy!!!!

Bought a few things with this. Helps spread the cost!! And juicy nectar points on top, with eBay!! Reviewed on: 11th May 2024

Excellent experience fast Quick service quicker resp...

Excellent experience fast Quick service quicker response Reviewed on: 11th May 2024

Excellent way to spread your cost over months.

Excellent way to spread your cost over months. Reviewed on: 11th May 2024

Great product, very helpful when buying items online.

Great product, very helpful when buying items online. Reviewed on: 11th May 2024

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