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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Safe to use

I find it very safe and reassuring to use Reviewed on: 10th June 2026

Used PayPal credit for about 3 years and its worked...

Used PayPal credit for about 3 years and its worked very well for me. Reviewed on: 10th June 2026

Happy with PayPal

I’ve used PayPal for over a decade now & have alway trusted it to send & receive funds. If there has been a problem with anything I’ve paid for or anything I have sent I have always found PayPal colleagues extremely helpful. Reviewed on: 10th June 2026

Excellent

Never a problem , handy to have with international purchases, or transferring monies to family abroad. Reviewed on: 10th June 2026

Been with several years and no problems.

Been with several years and no problems. Handy to use fir omline ourchases Reviewed on: 10th June 2026

Has been so helpful and productive for me and my fut...

Has been so helpful and productive for me and my future Reviewed on: 10th June 2026

Very convenient

The website is sometimes not the easiest to find the information, but the service is great, been using them for many years. Reviewed on: 10th June 2026

I had to give a neutral response for customer servic...

I had to give a neutral response for customer service as I've never needed to use it - a good thing! Reviewed on: 10th June 2026

easy to use with a range of options

easy to use with a range of options Reviewed on: 10th June 2026

Easy to use and set up.

Easy to use and set up. Accepted everywhere so shopping with PayPal credit is an important part of my shopping experience. Reviewed on: 10th June 2026

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