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PayPal: PayPal Credit reviews

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4.90
Based on 84,796 reviews, last reviewed 25th Apr 2026
3136400% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Value of paypal Esey transaction best for ever and highly recommended for friends and family Reviewed on: 25th April 2026
Umesh 's avatar
Umesh

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84796)

Easy ways to pay makes life easier when something bi...

5
Easy ways to pay makes life easier when something big to pay Reviewed on: 26th May 2025
Fiona t's avatar
Fiona t

LOVE THE WAY I CAN BUY Now AND PAY IN...

5
LOVE THE WAY I CAN BUY Now AND PAY IN THREE INSTANCE Reviewed on: 26th May 2025
Mark Jenkins's avatar
Mark Jenkins

Easy to use

5
Very simple to use like the pay in 3 interest free option also Reviewed on: 26th May 2025
Jason K's avatar
Jason K

Easy to use and good customer service.

5
Easy to use and good customer service. It takes a lot of risk out of credit and helps to build your credit score with low monthly repayments. You can use it most places. The app is great for keeping track of transactions and payment amounts and dates Reviewed on: 26th May 2025
Jenny W's avatar
Jenny W

Using PayPal provides me with a secure way to make i...

5
Using PayPal provides me with a secure way to make internet payments. Reviewed on: 26th May 2025
Cath B's avatar
Cath B

The credit comes very handy and I love the installat...

5
The credit comes very handy and I love the installation payment plans. Reviewed on: 26th May 2025
Ufuoma A's avatar
Ufuoma A

I was genuinely impressed

5
I was genuinely impressed with how seamless and convenient the PayPal Credit system turned out to be. From the moment I signed up, the process was straightforward and user-friendly. What really stood out was how quickly I was able to make purchases without having to worry about immediate payments—giving me the flexibility to manage my finances without stress. The approval was fast, and integrating it into my existing PayPal account was effortless. I also appreciated the clear breakdown of payment options, interest-free periods, and transparent terms. It felt like PayPal truly designed this with the user in mind. Overall, using PayPal Credit has been a smooth, secure, and empowering experience. I wouldn't hesitate to recommend it to anyone looking for smart and flexible financing options. Reviewed on: 26th May 2025
mark c's avatar
mark c

I have been with you for years and have not yet been...

5
I have been with you for years and have not yet been disappointed. That's probably the best recommendation. Reviewed on: 26th May 2025
Stan's avatar
Stan

It is a good platform

4
It is a good platform - very reliable Reviewed on: 26th May 2025
Claudia S's avatar
Claudia S

I have found PayPal credit very easy to use and unde...

5
I have found PayPal credit very easy to use and understand Reviewed on: 26th May 2025
Laura Mckeown's avatar
Laura Mckeown

Review PayPal: PayPal Credit now

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