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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

Easy to set up and easy to use and manage.

Easy to set up and easy to use and manage. Especially useful for short term interest free funding. Reviewed on: 11th May 2024

PayPal , a great Trading Platform for all users alike.

I use PayPal most days for transactions, paying and receiving and I have every confidence in using them whenever I can. Using PayPal as a payment platform is so straightforward. The payment options provided help me to budget my transactions. Reviewed on: 11th May 2024

Easy to use, quick and efficient!

It's fast and easy to send money to friends and family. Never had any problems, withdrawals to your bank are instant and free. I always tell people to sign up for a PayPal account as they're so useful and they can get a bonus for signing up if they're referred by a friend. Reviewed on: 11th May 2024

Customer happy

Since I became a customer of paypal, I have gained more confidence and less worry when I am making an online purchase and my personal data secure through paypal. Reviewed on: 11th May 2024

I have had PayPal credit for a few years now, it is...

I have had PayPal credit for a few years now, it is far better and cheaper than a credit card. I get a special rate, which is less than a 3rd of credit cards ans sometimes 0%.. By far the best. Reviewed on: 11th May 2024

Just Great

It's just great but I'd like to see the return of pay in 3 Reviewed on: 11th May 2024

Very easy to use

Quick decision and very easy to use. The app is well thought out with all my spending clear to see and up-to-the-minute information available at the click of a button. Very happy with the service provided. Reviewed on: 11th May 2024

Easy to use.

Easy to use. Never had an issue. Reviewed on: 11th May 2024

Excellent Service

Very fair payment terms and a good credit allowance limit mean that Paypal Credit is easily one of if not the best credit provider I use. Pay in three is fantastic and the flexibility built into the product is nigh on unmatched with other products and providers. Reviewed on: 11th May 2024

I love PayPal - it is so quick and easy...

I love PayPal - it is so quick and easy to navigate Reviewed on: 11th May 2024

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