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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147807 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147808)

I’ve had a fantastic experience using PayPal.

I’ve had a fantastic experience using PayPal. It is incredibly reliable and user-friendly, making both sending and receiving money fast and efficient. The interface is intuitive, and I love how widely it is accepted, making online purchases quick and simple. Strong security gives me peace of mind. Reviewed on: 6th May 2026

Hassle-free credit, easy to arrange and very conveni...

Hassle-free credit, easy to arrange and very convenient. I love the range of credit options, especially 'pay in 3' which can help spread the cost of large purchases without the worry of going overdrawn. Reviewed on: 6th May 2026

Really easy to use, very convenient for my online pu...

Really easy to use, very convenient for my online purchases. The payments set up is great. Reviewed on: 6th May 2026

Easy to use service, reliable and trusted

Easy to use service, reliable and trusted by a lot of people making it a good option for a variety of transactions Reviewed on: 6th May 2026

New flexible friend

I like the flexibility to either pay for something in one go, spread over 3 payments or the interest free finance on larger purchases. The app is easy to navigate and it is easy to send and receive money to family and friends too Reviewed on: 6th May 2026

Easy and secure

Simple way to provide a secure way of paying for things Reviewed on: 6th May 2026

Regular user

Regular use over the past 12 months No issues in the time. Reviewed on: 6th May 2026

Not giving you reminders about late payment.

Not giving you reminders about late payment. Only sent you messages you are charged 12£ I late payment Reviewed on: 6th May 2026

Great to experience fantastic good

Great to experience fantastic good Reviewed on: 6th May 2026

Easy paysy

PayPal is easy to use, I'd rather use it than my direct banking. Reviewed on: 6th May 2026

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