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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147842 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147842)

I love Paypal, it feels secure.

I love Paypal, it feels secure. I kept informed of changes that might affect me. Very easy to use. Reviewed on: 6th May 2026

Secure payments

PayPal is a great service for fast secure payments Reviewed on: 6th May 2026

So helpful, easy to use and easy to pay back

So helpful, easy to use and easy to pay back Reviewed on: 6th May 2026

Easy to use many of rewards

Easy to use good customer service Reviewed on: 6th May 2026

Fantastic from logon to log off 5 star

Fantastic from logon to log off 5 star Reviewed on: 6th May 2026

Fast & efficient

I always choose PayPal as it’s the safest & most efficient way to pay! So easy to use Reviewed on: 6th May 2026

Always use PayPal as safe way to purchase and always...

Always use PayPal as safe way to purchase and always great customer service. Love the PayPal pay in 3 option too as makes larger purchases more affordable by splitting the payment in to 3 monthly installments and does not add any interest Reviewed on: 6th May 2026

PayPal Credit is a really straightforward product th...

PayPal Credit is a really straightforward product that has been great to use. I've had no issues with it, it works perfectly and the two times I've had to speak to customer service, I've had prompt and friendly support. Reviewed on: 6th May 2026

Has been drama-free!

Has been drama-free! No issues or concerns. Reviewed on: 6th May 2026

PayPal is the best choice for Overseas transactions

I use PayPal for almost all overseas transaction and I frequently use 3 in pay. I like PayPal a lot Reviewed on: 6th May 2026

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