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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PayPal credit

Easy to use , great experience ,great for budgeting . Happy with the service offered , definatelly recommend. Reviewed on: 10th June 2026

All aroubd excellent.

Never had any issues. Good transactions. Excellent. Reviewed on: 10th June 2026

Would recommend, very helpful

Always use to pay via PayPal when the option is given. Reviewed on: 10th June 2026

Great travel companion

It’s easy to use and accepted worldwide Reviewed on: 10th June 2026

100% PayPal

PayPal is great to be with so good the PayPal credit. Reviewed on: 10th June 2026

All good thank you really good company

All good thank you really good company Reviewed on: 10th June 2026

Nice and straightforward.

Nice and straightforward. Easy access and operation. Reviewed on: 10th June 2026

I like PayPal credit because it is so handy and easy...

I like PayPal credit because it is so handy and easy to use when you might need a little bit extra time to pay for something you urgently need and don't have the ready money available. Reviewed on: 10th June 2026

Used PayPal credit for a long time now.

Used PayPal credit for a long time now. It’s helped me get the things I want with longer time to spread payments over. It is also interest free if paid in 4 months! It is available on most websites also to purchase with! Reviewed on: 10th June 2026

It's a very good service but

It's a very good service but I had difficulty changing the date my direct debit left my account and this caused some payment issues but now resolved after calling your call centre and being passed around. Reviewed on: 10th June 2026

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