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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84781 reviews)

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4.90

Based on 84,781 reviews, last reviewed 25th Apr 2026

3134900% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Happy with paypal any probs are worked out Happy with paypal any probs are worked out Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84781)

Great Credit Service

Always handy to have the flexibility of paying for higher value items in instalments. Various options, from 'Pay In 3' to 36 Months 0% finance options. Reviewed on: 26th May 2025

Easy and convenient to use, I feel safer user Paypal.

Easy and convenient to use, I feel safer user Paypal. Reviewed on: 26th May 2025

Great way to oay safe and secure

Great way to oay safe and secure Reviewed on: 26th May 2025

I am happy to use PayPal to make a payments

I am happy to use PayPal to make a payments Reviewed on: 26th May 2025

Always smooth and easy experience

Always smooth and easy experience. Would highly recommend every time. Reviewed on: 26th May 2025

Always great!

Really quick and easy to use and allows me to have the things I want/need and to pay over time. Pay in three or pay over time, I’ve used both and always find it so easy to use. Used by lots of retailers aswell, so thank you PayPal! Reviewed on: 26th May 2025

Have a credit on PYPAL.

Have a credit on PYPAL. Excellent service and support. Reviewed on: 26th May 2025

Excellent service, easy to use, always know where I...

Excellent service, easy to use, always know where I stand Reviewed on: 26th May 2025

Love PayPal, it’s safe and easy.

Regularly use PayPal as a safe and easy way to pay for things. From my food shop, home shopping and everyday clothing. Great that so many stores accept PayPal now. Reviewed on: 26th May 2025

Simple to use and great service

I have used paypal credit for a numerous a number of things including taking out, I loan for a new phone, and it was so simple to set up and i've already paid it off now Reviewed on: 26th May 2025

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