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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Medium but accessible

It’s fine and easy - but payments are not instant when repaying which can be annoying Reviewed on: 10th June 2026

paypal is a super secure way to pay, their credit an...

paypal is a super secure way to pay, their credit and flexible payment plans are great value, and are very easy to get started with Reviewed on: 10th June 2026

Fantastic credit options , easy to navigate, great c...

Fantastic credit options , easy to navigate, great customer service Reviewed on: 10th June 2026

fast and secure easy payments

pay pal is so quick and easy to use, it's faultless Reviewed on: 10th June 2026

Smooth operation, efficient with no complications.

Smooth operation, efficient with no complications. Reviewed on: 10th June 2026

PayPal are great

PayPal are really convenient and I love having a credit line with them and the ability to pay in 3. Never had an issue but that also means I have no experience with their customer service department. All in all a very satisfied customer so far and I have been using PayPal for years. Reviewed on: 10th June 2026

Pay Pal is amazing

Pay Pal is amazing customer service is brilliant highly recommend to friends and family Reviewed on: 10th June 2026

Excellent to help budget for my upcoming holiday and...

Excellent to help budget for my upcoming holiday and get new clothes Reviewed on: 10th June 2026

PayPal is amazing for security !

Use PayPal all the time for my purchases. I like the security. Reviewed on: 10th June 2026

So handy to pay and I like the protection it offers...

So handy to pay and I like the protection it offers as a buyer Reviewed on: 10th June 2026

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