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PayPal: PayPal Credit reviews

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4.90
Based on 84,758 reviews, last reviewed 25th Apr 2026
3132900% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good for buying online without the need for entering... Good for buying online without the need for entering card details Reviewed on: 25th April 2026
Rob m's avatar
Rob m

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84758)

always easy and no fuss .

5
always easy and no fuss . Feel it’s safe to use Reviewed on: 26th May 2025
Kathryn D's avatar
Kathryn D

always use PayPal credit, never paid any interest on...

5
always use PayPal credit, never paid any interest on my purchases Reviewed on: 26th May 2025
Scott R's avatar
Scott R

I have never had a problem with PayPal and feel safe...

5
I have never had a problem with PayPal and feel safe using it Reviewed on: 26th May 2025
Gillian Kitching's avatar
Gillian Kitching

Reliable and intuitive

5
So many options for payments and so reliable and intuitive to use. Reviewed on: 26th May 2025
ShonaBee's avatar
ShonaBee

Paypal credit, 0% for 4 months, and paypal pay in 3...

5
Paypal credit, 0% for 4 months, and paypal pay in 3 is a brilliant way to be able to afford things and spread the cost. Reviewed on: 26th May 2025
Gareth 's avatar
Gareth

Great service and very clear rates

5
I have used paypal and paypal credit numerous times over the years. never had an issue or cause for complaint. The site is easy to navigate and it's very easy to manage and arrange your online payment via direct debit. Reviewed on: 26th May 2025
Paul S's avatar
Paul S

Always use Paypal - assurance your payment safe

5
Always use Paypal - assurance your payment safe Reviewed on: 26th May 2025
Joan's avatar
Joan

PayPal .. a company you can trust

5
I’ve been using PayPal for years as it’s a safe way to purchase stuff online. When they brought out PayPal credit I was really happy because it’s a company I trust. I’m currently using PayPal credit for an item I’ve purchased and I also use their pay in 3 options for bigger transactions too. Reviewed on: 26th May 2025
Rachel C's avatar
Rachel C

Useful and easy

5
I often use paypal credit and its very useful to use. Almost all retails use it and i have no trouble using it. Also very simple to setup and the payback period is fair Reviewed on: 26th May 2025
Josef m's avatar
Josef m

PayPal is the really convenient and easy to use, I c...

5
PayPal is the really convenient and easy to use, I can now have everything in one place Reviewed on: 26th May 2025
Colkitto's avatar
Colkitto

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