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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I love PayPal it ma

I love PayPal it makes life so much easier Reviewed on: 10th June 2026

PayPal been always very helpful.

PayPal been always very helpful. Sort out my staff every single time. Highly recommend Reviewed on: 10th June 2026

I have so many spoken with customers service they’re...

I have so many spoken with customers service they’re star and provide great service Reviewed on: 10th June 2026

I sometimes find the app a bit confusing.

I sometimes find the app a bit confusing. Its a bit of a searching sometimes. But then its got good features and points. Reviewed on: 10th June 2026

Good response

I never have any problems if I want to pay for something with PayPal. they also keep me informed of how my statement is doing Reviewed on: 10th June 2026

Very good, excellent service great communication

Very good, excellent service great communication Reviewed on: 10th June 2026

Gave me a credit card which enabled me to pay the re...

Gave me a credit card which enabled me to pay the remainder of my tuition fees! Reviewed on: 10th June 2026

swift, efficient, seamless service

swift, efficient, seamless service Reviewed on: 10th June 2026

So so easy to use

So so easy to use and pay with. Highly recommend to anyone choosing their payment method. Reviewed on: 10th June 2026

Application & set up was seamless, experienced immed...

Application & set up was seamless, experienced immediate help and response during the switch from virtual card to physical PayPal card & then the brilliant addition an interest free period for purchases over £100 is genius! Reviewed on: 10th June 2026

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