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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,704 reviews, last reviewed 24th Apr 2026
3128100% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Its easy to use and works really well quick and... Its easy to use and works really well quick and fine Reviewed on: 24th April 2026
Muhammad u's avatar
Muhammad u

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84704)

Great service

5
I have always found PayPal a very useful way to shop and send money to friends. If there is any problems they sort it out promptly with no hassle. Reviewed on: 26th May 2025
Julie Miller's avatar
Julie Miller

ive never had a problem when i needed anything i fou...

5
ive never had a problem when i needed anything i found it ok. Reviewed on: 26th May 2025
michael ingle's avatar
michael ingle

Easy and convenient

5
Easy and convenient to use. Useful for new users Reviewed on: 26th May 2025
David L's avatar
David L

I frequently use PayPay they give good service

5
I frequently use PayPay they have always provided top service including dealing with issues. Reviewed on: 26th May 2025
Rosemary D's avatar
Rosemary D

Paypal interest free

5
Use it for 4 months interest free its great for that Reviewed on: 26th May 2025
David 's avatar
David

Paypal credit has been a very reliable way to make a...

5
Paypal credit has been a very reliable way to make a purchase. Personally I love the feature that allows you to pay back in couple of months with no interest! Whenever I need to make a small or bigger purchase and am a bit short of cash and cannot wait for too long, I choose paypal credit. It has helped me a lot! Especially when booking a flight etc. :) I would definitely recommend paypal credit to anyone(as long as you know your limits)! Reviewed on: 26th May 2025
Elizabete J's avatar
Elizabete J

Excellent service and secure payments

5
Excellent service and secure payments Reviewed on: 26th May 2025
Carol t's avatar
Carol t

Great back up for purchases

4
Good for the buy in 4, especially with cost of living and inflation. Reviewed on: 26th May 2025
Winewoo's avatar
Winewoo

PayPal credit is easy to use, is accepted by most re...

5
PayPal credit is easy to use, is accepted by most retailers and the interest free period makes life more affordable. Reviewed on: 26th May 2025
Clare W's avatar
Clare W

Always easy to use and safe.

5
Always easy to use and safe. Different options to choose for and lots of online shops accept it Reviewed on: 26th May 2025
Alex G's avatar
Alex G

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