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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great experience good customer service very happy wi...

Great experience good customer service very happy with all services Reviewed on: 10th June 2026

All round excellent card

Easy to use and if I’ve had an issue the customer service is excellent in dealing with the problem immediately. Reviewed on: 10th June 2026

smooth and seamless since the start...

Been smooth and seamless since the start, easy to spend and even easier to pay back. Clear info too. Reviewed on: 10th June 2026

I love the simplicity of this.

I love the simplicity of this. It’s there whenever I need it. Reviewed on: 10th June 2026

Fast and easy

Good experience, everything is fast and easy Reviewed on: 10th June 2026

Very good used it for many years super epic awesome...

Very good used it for many years super epic awesome Reviewed on: 10th June 2026

Hi there You get more flexibility in pay pal

Hi there You get more flexibility in pay pal Reviewed on: 10th June 2026

I have had a positive experience with PayPal Credit.

I have had a positive experience with PayPal Credit. It is easy to use, convenient for managing purchases, and payments are simple to track. Overall, I am happy with the service and would recommend it. Reviewed on: 10th June 2026

The PayPal app is very smooth and easy to use.

The PayPal app is very smooth and easy to use. Along with the payment options like pay in three or 4 month interest free Reviewed on: 10th June 2026

Easy and great way to pay

Easy to use,great for buying now pay in three or credit card Reviewed on: 10th June 2026

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