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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Paypal credit

Handy to use and good rates been with them a few years now so no problems Reviewed on: 11th May 2024

Great option to spread cost over 4 months

Great to have option spread cost over ; month with no interest fee Reviewed on: 11th May 2024

I always have good experience with PayPal customer s...

I always have good experience with PayPal customer service Reviewed on: 11th May 2024

I have had no trouble with PayPal on the whole, howe...

I have had no trouble with PayPal on the whole, however navigating the site can be a little confusing until one becomes accustomed to the site layout. when I needed to contact customer services they were helpful, prompt, knowledgeable and friendly and sorted my problem out within minutes . I have no complaints about the service I have recieved Reviewed on: 11th May 2024

Very friendly system.

Very friendly system. I recommend to every one Reviewed on: 11th May 2024

Excellent Way to Manage Credit

I have found PayPal Credit to have excellent interest rates compared to many credit cards. The app is also excellent and really helps me to stay on top of things. Reviewed on: 11th May 2024

Be it personal or business, PayPal makes purchase o...

Be it personal or business, PayPal makes purchase or money transfer possible without any hassle. My experience using it for decades is simply amazing Reviewed on: 11th May 2024

Excellent

Flexible, very easy to use and manage. Reviewed on: 11th May 2024

Good but credit limit they decreased mine without no...

Good but credit limit they decreased mine without notification Reviewed on: 11th May 2024

All my purchases, money payments for services or to...

All my purchases, money payments for services or to receive money have been smooth. No problems so far Reviewed on: 11th May 2024

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