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PayPal: PayPal Credit reviews

4.90
Based on 84,633 reviews, last reviewed 24th Apr 2026
3121800% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First classAlways first class service Always first class service and very easy to use this product Reviewed on: 24th April 2026
Jason c's avatar
Jason c

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84633)

A great service that allows good budgeting and finan...

5
A great service that allows good budgeting and financial control. Reviewed on: 26th May 2025

PayPal Credit was a saviour

5
The options you can get from PayPal are very good, easily understood and straight forward. The communication you receive from them keeps you in control of your money and how to payback so it suits you. Reviewed on: 26th May 2025

Flexible options, good services, fair good for money...

5
Flexible options, good services, fair good for money and easy to mange and use. Reviewed on: 26th May 2025

It is quick and easy.

5
It is quick and easy. If there is an issue (which is very rare) the customer service has been helpful and stress free. Reviewed on: 26th May 2025

PayPal is excellent to use

4
PayPal is easy to buy products and safe to use. It’s quick. The ap is easy to use. Reviewed on: 26th May 2025

Excellent all around for years!

5
Excellent all around for years! Highly recommend particularly for the credit feature. It is easy to use and affordable. Reviewed on: 26th May 2025

My experience with PayPal’s is very generous and hel...

5
My experience with PayPal’s is very generous and helpful.. Reviewed on: 26th May 2025

PayPal experience

5
I have used PayPal a few years now it’s my go to when making a purchase online they were stop on when an item I brought online didn’t show up they guided me through the process to recover back from the vendor who had failed to connect with over the item not being posted out. After this issue PayPal have made me feel more comfortable with making purchases via there credit app Reviewed on: 26th May 2025

Paypal is Reliable

5
Paypal is always reliable in their responses to customer issues, refunds and payment. Reviewed on: 26th May 2025

Always good, clear and easy to use.

5
Always good, clear and easy to use. Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review