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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Whenever I needed it most, I always had credit.

Whenever I needed it most, I always had credit. Reviewed on: 10th June 2026

Love PayPal Credit

its on hand when you need it the most Reviewed on: 10th June 2026

Great experience can always rely on PayPal for secur...

Great experience can always rely on PayPal for secure transactions Reviewed on: 10th June 2026

First choice

Customer service can be patchy and it's not the easiest to understand how they manage the credit statements, but the ease of use, especially enhanced with the added credit card makes paypal my first choice. Reviewed on: 10th June 2026

PayPal always makes me feel secure in my purchases.

PayPal always makes me feel secure in my purchases. If I am unfamiliar with a website I always look for PayPal before I make a purchase. Additionally, the app is user friendly and the multiple pay options make it a go to for me. Reviewed on: 10th June 2026

ExBeen A Good Experience

It’s Been A Good Experience using paypal Reviewed on: 10th June 2026

Best service in every way absolutel peace of mind

Best service in every way absolutel peace of mind Reviewed on: 10th June 2026

PayPal has been my saving grace since I joined.

PayPal has been my saving grace since I joined. They’re very straightforward and direct. Reviewed on: 10th June 2026

Good ,straightforward service where you have a clear...

Good ,straightforward service where you have a clear view of service Reviewed on: 10th June 2026

Always someone to answer my queries or sort out my a...

Always someone to answer my queries or sort out my account. I find the pay in 3 very helpful Reviewed on: 10th June 2026

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