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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Fexible and easy to use online or in store

5
Never had a problem with PayPal Credit, flexible and good incentives to use it. Would recommend it. Reviewed on: 11th May 2024

Absolutely love it so easy to use and good for when...

5
Absolutely love it so easy to use and good for when u cant pay something in full Reviewed on: 11th May 2024

Quick and easy to use.

5
Quick and easy to use..love the PayPal credit makes it easy for me to buy and spread the cost over a few months..especially if its an expensive item Reviewed on: 11th May 2024

Easy & reliable

5
Amazing service if any disputes you solve quickly Reviewed on: 11th May 2024

Good app and easy to navigate.

5
Good app and easy to navigate. PayPal credit works well for online purchases Reviewed on: 11th May 2024

This is the only credit facility I have that provide...

5
This is the only credit facility I have that provides best customer service and flexible payment. Various option of 0% interest payment makes it my go to option. Reviewed on: 11th May 2024

Amazing way to manage my finances

5
Amazing way to manage my finances Reviewed on: 11th May 2024

all-round easy servic e...

5
Easy to set up, payment reminders, easy to pay, low interest, easy to download statement Reviewed on: 11th May 2024

Had very good experience with PayPal credit, very si...

5
Had very good experience with PayPal credit, very simple and easy to use. Reviewed on: 11th May 2024

I have used PayPal all my life, brilliant apps and s...

5
I have used PayPal all my life, brilliant apps and secure payment. It has helped me a lot in paying for stuff’s such as credit and low interest fees. I can’t ask for more with a brilliant service and can’t find a fault. I always recommend friends and family to use PayPal as it’s 10 out 10. Reviewed on: 11th May 2024

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