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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Pay Pal-custoner satisfaction

When using Pay Pal your queries will be always solved on a high level. Always sorting issues with good explanation and clear instructions.There is also good option for spreading cost when needed. Reviewed on: 10th June 2026

Great service

Great service Convenient and easy to use Reviewed on: 10th June 2026

I have used PayPal with my son and then on my own si...

I have used PayPal with my son and then on my own since 2000 Reviewed on: 10th June 2026

Easy and user friendly

I’m not particularly tech-savvy however PayPal offers a lot of easy ways to make payments when shopping online and now physically with the new cards on Apple wallet Reviewed on: 10th June 2026

Thank you PayPal

It’s been a wonderful experience so far using pay pal credit for large purchases and paying later. It’s a game changer in how we shop and budget for things. Reviewed on: 10th June 2026

Good value for money, very helpful.

I have greatly benefited form interest free instalments with PayPal credit. It helped me purchase 2 phones and a freezer , allowing me to spread financial burden over months. The pay in 3 package is another blessing on its own. Having been a client for more than 4 years , I can recommend them to anyone. Reviewed on: 10th June 2026

Easy and smooth transactions.

Easy and smooth transactions. Great help, support and advice when you need it. Offer a range of services that you can trust. Reviewed on: 10th June 2026

Paypal is so easy to use.

Paypal is so easy to use., if the company use Paypal. You just put in who you want to pay & the amount. You can also choose to pay in 3 instalments or use Paypal credit, which is very handy if you cant afford to pay the full balance all at once at the present time. The money comes out of your account more or less straight away. Reviewed on: 10th June 2026

Good service provider and easy to setup and operate.

Good service provider and easy to setup and operate. Some concerns on the DD setup but not an issue. Comfortable to channel certain payments thru Paypal. Now looking forward to the new points collections system and its benefits. Reviewed on: 10th June 2026

customer service

Knowledgeable staff and excellent customer service Reviewed on: 10th June 2026

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