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PayPal: PayPal Credit reviews

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4.90
Based on 84,454 reviews, last reviewed 24th Apr 2026
3105300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Generous financial support to its customers I have started using PayPal more recently because of it's great flexibility and financial offers to its customers. Reviewed on: 24th April 2026
DU's avatar
DU

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84454)

Convenient, Flexible, and Easy to Manage!

5
Interest-free periods are especially useful, and repayments are straightforward to manage directly within the PayPal app. Highly recommend for convenience and financial flexibility. Reviewed on: 26th May 2025
Muhammad Mehroz Ashraf's avatar
Muhammad Mehroz Ashraf

Paypal provides a variety of choices for credit purc...

4
Paypal provides a variety of choices for credit purchases, Reviewed on: 26th May 2025
Jeff S's avatar
Jeff S

It was very good, smooth and no issues.

5
It was very good, smooth and no issues. Reviewed on: 26th May 2025
Amber 's avatar
Amber

Very good.

5
Very good. Excellency service and value for money. Reviewed on: 26th May 2025
Alexandra 's avatar
Alexandra

Have used PayPal credit for lots of purchases online...

5
Have used PayPal credit for lots of purchases online, simple to use, any issues easily resolved via chat. Clear statements and communication Reviewed on: 26th May 2025
Kara D's avatar
Kara D

Great service,

5
Great experience every time. Easy to use and understand. Reviewed on: 26th May 2025
Heatherc's avatar
Heatherc

It’s ok.

4
It’s ok, pretty much your usual credit line. Reviewed on: 26th May 2025
Edmund's avatar
Edmund

Reliable, fast and convenient - Lives up to its name.

5
Reliable, fast and convenient - Lives up to its name. Having used PayPal for multiple years, I'm consistently satisfied with the convenience of using it when shopping online, receiving payments for freelance work and the option of making some purchases on credit, giving me more time to pay. Reviewed on: 26th May 2025
Mark Penny's avatar
Mark Penny

Great Customer Service

5
Easy to contact, swift decisions made and good customer service. Reviewed on: 26th May 2025
Gaynor 's avatar
Gaynor

Flexible and easy to manage money .

5
I’m provided with many ways to pay. From PayPal credit to interest free instalments. Very flexible! Reviewed on: 26th May 2025
Luke Ball's avatar
Luke Ball

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