Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147895 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147895)

Never had an issue using pay pal credit extremely us...

Never had an issue using pay pal credit extremely user friendly and convenient to use. Reviewed on: 6th May 2026

I use PayPal to pay for nearly everything where it i...

I use PayPal to pay for nearly everything where it is available. Excellent service and the pay in 3 is an absolute lifesaver when trying to get through financial stress Reviewed on: 6th May 2026

PayPal is Mypal!

I love the ease of using PayPal, the security you have, I love the credit agreement as so easy to use. Just a great app and company. Reviewed on: 6th May 2026

I love Paypal, it feels secure.

I love Paypal, it feels secure. I kept informed of changes that might affect me. Very easy to use. Reviewed on: 6th May 2026

Secure payments

PayPal is a great service for fast secure payments Reviewed on: 6th May 2026

So helpful, easy to use and easy to pay back

So helpful, easy to use and easy to pay back Reviewed on: 6th May 2026

Easy to use many of rewards

Easy to use good customer service Reviewed on: 6th May 2026

Fantastic from logon to log off 5 star

Fantastic from logon to log off 5 star Reviewed on: 6th May 2026

Fast & efficient

I always choose PayPal as it’s the safest & most efficient way to pay! So easy to use Reviewed on: 6th May 2026

Always use PayPal as safe way to purchase and always...

Always use PayPal as safe way to purchase and always great customer service. Love the PayPal pay in 3 option too as makes larger purchases more affordable by splitting the payment in to 3 monthly installments and does not add any interest Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79113 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub