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PayPal: PayPal Credit reviews

4.90
Based on 84,365 reviews, last reviewed 24th Apr 2026
3096900% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with Paypal since i became a member. Very happy with Paypal since i became a member. Reviewed on: 24th April 2026
Derek Reader's avatar
Derek Reader

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84365)

Have dealt with online purchases only within the cre...

5
Have dealt with online purchases only within the credit limit and found it excellent service, enabling me to afford items I need. The transfer money service is also value for money and the cheapest rate and safest method for money transfers. Reviewed on: 26th May 2025

5/5 rating. Recommended.

5
5/5 rating. No complaints. All I can ask for in a service. Reviewed on: 26th May 2025

In the past I have issue when I purchase something f...

5
In the past I have issue when I purchase something from eBay or somewhere else and unfortunately there was fraud but however when the situation did happen, PayPal was very helpful and got my money back and bought justice to the person who did fraud with me. Reviewed on: 26th May 2025

For claims you guys have no options and don’t bother...

5
For claims you guys have no options and don’t bother replying Reviewed on: 26th May 2025

Quick and easy

5
Quick easy and reliable and very easy to keep track of. Reviewed on: 26th May 2025

I always use my PayPal account for online purchases...

5
I always use my PayPal account for online purchases it’s safe Reviewed on: 26th May 2025

Peace of mind.

5
Peace of mind. Great Help & reliable Reviewed on: 26th May 2025

Love using the app so easy

5
Love using the app so easy to use Reviewed on: 26th May 2025

Can’t fault it

5
Never used customer services so that’s why the neutral rating. 4 months with 0 percent interest is incredible and has really helped me out, especially as everyone is struggling at the moment. It’s really fast to use and hassle free. Making repayments is also really simple, far better than other credit providers that I have used. Reviewed on: 26th May 2025

A great way to makes our purchases safely

5
A great way to makes our purchases safely Reviewed on: 26th May 2025

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