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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very easy to use and great for household budgeting

Very easy to use and great for household budgeting Reviewed on: 10th June 2026

Reliable, secure and easy to use

I have been using PayPal and PayPal credit for years now and think it’s so convenient and so easy to track and use! Overall I have had a positive experience with both services and would recommend to anyone for a secure way to manage online payments and purchases! Reviewed on: 10th June 2026

Good customer service get through to people not robot.

Good customer service get through to people not robot. Reviewed on: 10th June 2026

Easy to use much simpler than others

Easy to use much simpler than others Reviewed on: 10th June 2026

Always straight forward, efficient and secure shopping.

Always straight forward, efficient and secure shopping. Reviewed on: 10th June 2026

very good, very helpful, very easy to use

very good, very helpful, very easy to use Reviewed on: 10th June 2026

Love PayPal I have used it for years

Love PayPal I have used it for years Reviewed on: 10th June 2026

Used pay in 3.

Used pay in 3. So quick and secure. Reviewed on: 10th June 2026

Easy to use, interest free options a must.

I find the interest free options very helpful and will make purchases that I would have otherwise not done so. It is easy to use with just a couple of clicks. Reviewed on: 10th June 2026

I have used PayPal for years and never had a negativ...

I have used PayPal for years and never had a negative experience. Reviewed on: 10th June 2026

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