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PayPal: PayPal Credit reviews

4.90
Based on 84,265 reviews, last reviewed 24th Apr 2026
3087700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PerfectHad very good experience Had very good experience. Very fast and accessible Reviewed on: 24th April 2026
Masoud k's avatar
Masoud k

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84265)

Trusty PayPal

5
PayPal enables me to purchase items with ease , it also provides interest free options to spread those costs . I find this very useful Reviewed on: 26th May 2025

PayPal is great

5
PayPal. Is everything it says it is. Just great Reviewed on: 26th May 2025

Perfect for everyday shopping as I don’t get charged...

5
Perfect for everyday shopping as I don’t get charged interest for instalment payments . Reviewed on: 26th May 2025

Amazing.

5
Amazing. Ready to help anytime when raised a dispute. I have been on many occasions. Great customer service. Reviewed on: 26th May 2025

Using PayPal Credit has been a great experience.

5
Using PayPal Credit has been a great experience. The application process was quick and easy, and I appreciated the instant approval. It offered me flexibility for larger purchases without the pressure of paying everything upfront. Reviewed on: 26th May 2025

Always use pay pal for those all important luxury pu...

5
Always use pay pal for those all important luxury purchases the Mrs wants, I recently purchased a outdoor tent( house) and without PayPal I don’t think I would have been possible to split the payments like pay pal offers. Reviewed on: 26th May 2025

Excellent usability

5
Great and easy app to use along with the embedded key on your device which makes all transactions a dream. Reviewed on: 26th May 2025

PaypaI my Pal

5
I use PayPal for most things I buy online, giving you that option of paying things over 3 months or 4 depending on the amount for free is a huge help in the the current financial climate that we are in. Gives you the opportunity to buy things that you wouldn't be able to otherwise. Reviewed on: 26th May 2025

PayPal offers great service and credit for people lo...

5
PayPal offers great service and credit for people looking to buy things quickly Reviewed on: 26th May 2025

I love PayPal.

5
I love PayPal. Make life easy when purchasing online Reviewed on: 26th May 2025

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