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PayPal: PayPal Credit reviews

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4.91
Based on 50,525 reviews, last reviewed 9th Jun 2025
1817300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

no problems setting up a pay by paypal! no problems setting up a pay by paypal! Reviewed on: 9th June 2025
Nick P's avatar
Nick P

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50525)

Thank you for the credit

5
Thank you for the credit. It makes my life better and I love it Reviewed on: 10th May 2024
Peter A's avatar
Peter A

Has been a god send when in need

5
Always been handy, reasonable and helpful when needed Reviewed on: 10th May 2024
Leanne C's avatar
Leanne C

Great experience and value on 4 months 0%

5
Great experience and value on 4 months 0% Reviewed on: 10th May 2024
Christopher E's avatar
Christopher E

simplicity at its best

5
Easy to use, great Amount of time to pay for purchases, great no interest for a few months is brilliant and takes the worry of charges away, all round brilliant Reviewed on: 10th May 2024
Tommy's avatar
Tommy

Flexibility and Reliability

5
Very flexible and great customer service. Extremely reliable Reviewed on: 10th May 2024
Lucy 's avatar
Lucy

Accepted on many online markets so fast and easy to...

4
Accepted on many online markets so fast and easy to pay on rge go Reviewed on: 10th May 2024
Leeanne 's avatar
Leeanne

Excellent service as value for money

4
Excellent service as value for money Reviewed on: 10th May 2024
Joseph 's avatar
Joseph

Want credit limit increase and large amount

5
Want credit limit increase and so many years already with just only small amount Reviewed on: 10th May 2024
July Myat Tun's avatar
July Myat Tun

PayPal Credit offers a convenient financing option f...

5
PayPal Credit offers a convenient financing option for online purchases, allowing users to buy now and pay later with flexible repayment plans. It's seamlessly integrated with PayPal, making checkout quick and easy. However, interest rates can be high if not paid off within the promotional period, so it's crucial to manage payments responsibly. Overall, PayPal Credit is a handy tool for managing expenses, especially for those who prefer online shopping. Reviewed on: 10th May 2024
hostain's avatar
hostain

Book a flight, pay it in installments

5
Excellent scheme, especially being able to pay for my flights in installments (Emirates) Was able to afford a holiday with my autistic son only because of this. Reviewed on: 10th May 2024
Zoe A's avatar
Zoe A

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