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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Would recommend

Very easy to use, with great deals, including 0% interest for 4 months on purchases over £99. The point system is also great, it's nice to earn points on daily purchases. Would recommend to those looking for a credit card! Reviewed on: 10th June 2026

Good rate and very quick response.

Good rate and very quick response, good that you can pay back in 4 months with zero interest. Highly recommend!!! Reviewed on: 10th June 2026

I have had a very positive experience with PayPal Cr...

I have had a very positive experience with PayPal Credit. The 4 months interest-free option has been extremely helpful, giving me flexibility when making larger purchases and helping me manage my finances more effectively. The credit account itself is easy to use, payments are straightforward to track, and the service has always worked reliably. I was also pleased when my credit limit was increased, as it gave me additional flexibility and confidence when using the account. Overall, I am very satisfied with PayPal Credit and would happily recommend it to others looking for a convenient and flexible way to spread the cost of purchases. Reviewed on: 10th June 2026

Always a quick and positive response

Always a quick and positive response Reviewed on: 10th June 2026

Reliable!

PayPal has always been a reliable payment for me. Especially PayPal credit Reviewed on: 10th June 2026

Easy to use and guaranteed .

Easy to use and guaranteed . Can be used in many retailers and can split the cist Reviewed on: 10th June 2026

Always an very good service from Paypal

Always an very good service from Paypal Reviewed on: 10th June 2026

Assured internet safety

I feel that my details are safe when I use PayPal for my online transaction Reviewed on: 10th June 2026

Trusted staple

PayPal is always a trusted staple and have given me good customer service Reviewed on: 10th June 2026

Use the service regularly and without fault

Use the service regularly and without fault Reviewed on: 10th June 2026

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