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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal is just perfect for moving your money

It is just so easy to use, some of the features for move or sending money just work. I had a suspicious transaction, PayPal checked it and saw it was unauthorised and refunded me the money. Great App. Reviewed on: 10th June 2026

Always there for me

Whenever I've needed extra credit, I've been able to access different forms with PayPal, like pay-in-three. Reviewed on: 10th June 2026

Amazing, no big interest, good customer service

Amazing, no big interest, good customer service Reviewed on: 10th June 2026

Using paypal online gives me piece of mind

Using paypal online gives me piece of mind that my details are secure and a range of flexible payment options. Reviewed on: 10th June 2026

Reliable and easy to use.

I’ve been using PayPal for a long time and it’s been very reliable. Payments are quick and easy, and I feel safe using it online. It’s especially useful for shopping and sending money. Overall, a great service. Reviewed on: 10th June 2026

I’ve used PayPal for years

I’ve used PayPal for years and I like it a lot - if I’ve ever had an issue it’s always been dealt with efficiently . Always find it easy sending money too Reviewed on: 10th June 2026

Easy to use, good value credit

Easy to use, good value credit especially 0% for 4 months offers Reviewed on: 10th June 2026

The best in market

Great customer service and best credit company Reviewed on: 10th June 2026

All good did everything I asked for

All good did everything I asked for Reviewed on: 10th June 2026

easy access, clear and understandable

easy access, clear and understandable Reviewed on: 10th June 2026

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