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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,130 reviews, last reviewed 24th Apr 2026
3075100% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always have a good experience with PayPal. Always have a good experience with PayPal. Never have any problems with payments or using the credit card. I have been using PayPal for years and woul... Read more Reviewed on: 24th April 2026
Hayley B's avatar
Hayley B

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84130)

Easy and fast to apply, Fast response.

5
Easy and fast to apply, Fast response. Good communication, and plenty of notice for repayment dates, and amounts. Various payment options to suit most budgets. The only down side I can see, is the limited number of sites that use Paypal. Reviewed on: 26th May 2025
David B's avatar
David B

Hassle free purchases.

5
I have used this service on a number of occasions now to spread cost of more expensive purchases. Reviewed on: 26th May 2025
D S's avatar
D S

Easy and safe

5
Easy to apply for.. transactions are safe and easy to complete Reviewed on: 26th May 2025
Amanda 's avatar
Amanda

Always had good service and very efficient

5
Always had good service and very efficient Reviewed on: 26th May 2025
CJ's avatar
CJ

Positive and helpful team.

5
Positive and helpful team. Easy to use. Reviewed on: 26th May 2025
Si's avatar
Si

Great Service.

5
Very rarely had a need to contact PayPal as transactions are usually painless. The rare occasion I have needed to contact PayPal their response and service has been excellent Reviewed on: 26th May 2025
Andrew S's avatar
Andrew S

Highly recommended.

5
I have always been satisfied with the service provided and they have dealt with any queries/or issues promptly and efficiently. I feel confident and safe to purchase via their method of payment. Much appreciated. Reviewed on: 26th May 2025
Flower's avatar
Flower

Good experience no complaints had no problems at all

5
Good experience no complaints had no problems at all Reviewed on: 26th May 2025
Andrew p's avatar
Andrew p

Good experience, helps out when needed

5
Good experience, helps out when needed Reviewed on: 26th May 2025
Marie M's avatar
Marie M

Pay pal pay over time

5
I used pay pal pay over time and was very good and useful Reviewed on: 26th May 2025
wilf 's avatar
wilf

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