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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148014 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148014)

Always there

Always there to help grt custo.er services Reviewed on: 6th May 2026

Easy line of interest free credit

I have used PayPal in 3 many times. It is a convenient way of paying for items over time without interest. I've used PayPal credit also, and found it to be useful, trouble free, and easy to manage. Reviewed on: 6th May 2026

Paypal offer easily accessible and widely useable fu...

Paypal offer easily accessible and widely useable funds with minimal fuss or hassle. Many credit lenders could learn from their model. Reviewed on: 6th May 2026

Great app, I have used PayPal for several years and...

Great app, I have used PayPal for several years and it has always delivered a reliable and efficient service. Reviewed on: 6th May 2026

Really good

Paypal is easy to use and navigate its services Reviewed on: 6th May 2026

Good way to budget large spends .

Good way to budget large spends . Information clearly detailed good correspondence Reviewed on: 6th May 2026

PayPal does everything I need without fuss.

PayPal does everything I need without fuss. Simple to use and completely stress free! Reviewed on: 6th May 2026

Great choice of payment options, which you know are...

Great choice of payment options, which you know are guaranteed safe. Reviewed on: 6th May 2026

Always enjoy using PayPal credit, makes it easy with...

Always enjoy using PayPal credit, makes it easy with my young family. Booking a holiday with a few months interest free Reviewed on: 6th May 2026

Good and straightforward process.

Good and straightforward process. Useful tool for purchases. Easy to pay over time periods. Reviewed on: 6th May 2026

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