Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
98% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

They are simply the best

5
They helped to build up my confidence by giving me a chance to do what I was at the time only dreaming about Reviewed on: 11th May 2024

I am extremely satisfied with paypal services

5
I am extremely satisfied with paypal services Reviewed on: 11th May 2024

helpful, safe, excellent customer service

5
I’ve been using PayPay for years now. It really makes shopping much easier and, what is most important, SAFER! I’m also really satisfied about the customers service that it provides. Reviewed on: 11th May 2024

You could pay in any side of the world from your app...

5
You could pay in any side of the world from your app, is easy and simple Reviewed on: 11th May 2024

Good end to end process quick and friendly when need...

5
Good end to end process quick and friendly when needed to talk to people Reviewed on: 11th May 2024

Great service

5
flexible payment system on credit and interest-free payment, plus a 100% guarantee of consumer protection. Reviewed on: 11th May 2024

Its very helpful for us, very easy to use and conven...

5
Its very helpful for us, very easy to use and convenient Reviewed on: 11th May 2024

Great customer service and very professional

5
Great customer service and very professional Reviewed on: 11th May 2024

I always use paypal credit for takeaways and food.

5
I always use paypal credit for takeaways and food. Always supporting me when im out of money making sure im not hungry Reviewed on: 11th May 2024

Excellent service and really easy to use and manage.

5
Excellent service and really easy to use and manage. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22350 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products