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PayPal: PayPal Credit reviews

4.90
Based on 83,820 reviews, last reviewed 24th Apr 2026
3045800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal really helps with affordability and it’s ver... Pay pal really helps with affordability and it’s very simple to use. Pay in 3 is very good too, better than my bank. Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83820)

Fab experience.

5
Always had a great experience with PayPal. Always saying to family and friends about joining. Reviewed on: 26th May 2025

A Trusted platform that goes a long way

5
A trusted platform in all ways. The payment system you can always rely. Bravo Reviewed on: 26th May 2025

I have a small credit with PayPal.

5
I have a small credit with PayPal. Nice small amount to keep track of, also communication is good and updates on changes are always good to know. Reviewed on: 26th May 2025

Really excellent service and reliable

5
Really excellent service and reliable Reviewed on: 26th May 2025

It's was credit.

5
It's was credit. I had it I used it I payed it off. Not much more to say. Elephants are grey, the platypus is a strange animal and I am entirely unsure at to what is required of me in this review. Bananas. Reviewed on: 26th May 2025

I think that credit rates, are too high

5
I think that credit rates, are something that should be considered to lower, to spark more attention. Like taxes in Russia. Reviewed on: 26th May 2025

Love use it, it’s easy and smooth

5
Love use it, it’s easy and smooth Reviewed on: 26th May 2025

Buy staff pay later

5
You can buy everything that you need and you have plany time to pay back . Reviewed on: 26th May 2025

I have never had a problem with PayPal credit.

5
I have never had a problem with PayPal credit. PayPal credit has allowed me to buy things and spread the cost in a more free way than using my brick and mortar bank. Reviewed on: 26th May 2025

Efficient and brilliant!

5
Never had a problem, think it’s brilliant and an efficient way to learn credit, getting money off the first time using was a great bonus Reviewed on: 26th May 2025

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