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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent and easy to use.

Excellent and easy to use. Intuitive too. Reviewed on: 10th June 2026

PayPal is reliable, easy to use and offers good terms

PayPal is reliable, easy to use and offers good terms Reviewed on: 10th June 2026

Thanks I used many good deals from PayPal and is sti...

Thanks I used many good deals from PayPal and is still going Reviewed on: 10th June 2026

PayPal shopping

PayPal is quick to respond and review to your different accounts, they give good deals for paying over a period of time, very quick to act on your behalf if you have a situation or problems with a seller's, also giving rewards for your spending with PayPal Reviewed on: 10th June 2026

PayPal Credit easy instalment payments

PayPal Credit was a payment option when purchasing a consumer product, I've used Paypal for years for secure refundable payments on eBay so had no qualms about using them to pay in instalments for a product. Setting up the payments was really easy as it all worked seamlessly with my existing PayPal account. The app allows easy monitoring of payments so you know how much is being taken and when, and how many payments remain until completion. Reviewed on: 10th June 2026

Flexible financing

I have used PayPal for many years and find it a flexible alternative to manage my finances especially as it is connected to so many businesses and stores as a payment option Reviewed on: 10th June 2026

Always clear and usable!

Always clear and usable! accessible and a manageable tool Reviewed on: 10th June 2026

Need to make cancelling subscriptions easier.

Need to make cancelling subscriptions easier. Cancelling needs to be an easier process. Apart from that PayPal is excellent Reviewed on: 10th June 2026

Excellent customer service.

Excellent customer service. Well recommended Reviewed on: 10th June 2026

PayPal is so secure and so easy to use.

PayPal is so secure and so easy to use. Very easy to set up and add to my wallet. Never had any issues with them before. Would very much so recommend to everyone. Reviewed on: 10th June 2026

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