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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148037 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148037)

I really appreciated the ease and accessibility of P...

I really appreciated the ease and accessibility of PayPal credit. I feel safe in their hands, they’ve always had my back when I’ve needed just that extra flexibility and it’s an easy service to navigate. Reviewed on: 6th May 2026

Simple to set up and use, good rates and great custo...

Simple to set up and use, good rates and great customer service Reviewed on: 6th May 2026

Very easy to use

Very easy. Lots of sites offer this as an option. Great communicate and it is very clear to see what I owe and when interest free period is up. I like how quick the checkout process is and have a good amount of credit avaliable to make bigger purchases. Reviewed on: 6th May 2026

Easy to use and manage.

Easy to use and manage. I feel reassured by the level of security and would opt to use PayPal as a safe option. Reviewed on: 6th May 2026

Brilliant

The new PayPal points is brilliant, Use it all the time Reviewed on: 6th May 2026

They’ve helped me build credit and their app feels s...

They’ve helped me build credit and their app feels safe and is easy to navigate Reviewed on: 6th May 2026

So easy to use,great for little treats

So easy to use,great for little treats Reviewed on: 6th May 2026

Great service & trustworthy.

Great service & trustworthy. recommended PayPal to family and friends, above any other online payment method Reviewed on: 6th May 2026

very easy for forget about subscriptions and such.

very easy for forget about subscriptions and such. Won't take payment immediately, even if you schedule them for that day. Reviewed on: 6th May 2026

Very convenient.

Very convenient. I use it to pay in instalments Reviewed on: 6th May 2026

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