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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I found it's quick and very easy.

I found it's quick and very easy. Most of all it's secure Reviewed on: 11th May 2024

App is very simple to use, great rates on borrowing...

App is very simple to use, great rates on borrowing 0% interest if paid off in 4 months, great for small to medium size purchases. I use it quite a lot as it takes the stress out of buying things I want without the financial burden. Reviewed on: 11th May 2024

I like the 4 month interest free offer.

I like the 4 month interest free offer. Other than that there isn’t much else to say really. I don’t know how to tell more when there isn’t anything to say. The prompt is telling me to write a little more but I’m really out of ideas. Now it says fantastic! Great. Reviewed on: 11th May 2024

Never let me down, excellent service

Never let me down, excellent service Reviewed on: 11th May 2024

Easy to arrange.

Easy to arrange. Generous credit limit. Fully backed purchases. Easy to pay Reviewed on: 11th May 2024

Always had good support when needed.

Always had good support when needed. Reviewed on: 11th May 2024

Shopping made easy no need to carry cash.

Shopping made easy no need to carry cash. Had a dispute with a buyer and PayPal was able to assist with the refund quickly. Reviewed on: 11th May 2024

Reviews1

Excellent no problems with any aspect Reviewed on: 11th May 2024

Love PayPal I won’t buy from retailers not accepting...

Love PayPal I won’t buy from retailers not accepting it Reviewed on: 11th May 2024

Very handy

When using PayPal I've always been able to use when needed and have never had any issues. Easy to use and pays on time and let's you know when your next payment is on etc... Reviewed on: 11th May 2024

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