Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal stays the same but develops

Finally, you can use PayPal just like any other payment card, only there are some additional benefits. You can break your payment into swallowable chunks, you don't pay interest and so on. So everything PayPal used to be plus the convenience of bank cards. Reviewed on: 10th June 2026

Been using PayPal for sometime and it has helped in...

Been using PayPal for sometime and it has helped in terms of safety and when making purchases. Reviewed on: 10th June 2026

paypal has helped managing payment and finance

paypal has helped managing payment and finance Reviewed on: 10th June 2026

Always pulls through.

Always pulls through. Fair, honest and quick. Reviewed on: 10th June 2026

Paypal is a great way of paying for goods and feels...

Paypal is a great way of paying for goods and feels more secure than other ways of paying. Reviewed on: 10th June 2026

Great service and best finance options

Final check out is very easy and quick and give us choice to pay as per our convenience. From a very happy PayPal user...Pay in 3 is also a good option.I am using PayPal and PayPal credit since 5 years never had a problome. PayPal check outs are way much secure. Reviewed on: 10th June 2026

Always easy to understand and use.

Always easy to understand and use. You can choose “pay in three” for smaller purchases or use “PayPal credit” for larger transactions. Either way, PayPal sends reminders when payments are due. Reviewed on: 10th June 2026

PayPal credit card...

I am very satisfied with the service and opportunities that PayPal Credit gives me. The service is excellent and the offers are very good. Greetings Reviewed on: 10th June 2026

Quick, Secure and Incredibly Convenient

I've had an excellent experience using PayPal. The platform is easy to use, secure, and makes sending and receiving payments incredibly convenient. Transactions are processed quickly, and I appreciate the added buyer and seller protection that provides peace of mind when shopping online. The mobile app is user-friendly, and linking bank accounts or cards is straightforward. Customer support has also been helpful whenever I've needed assistance. Overall, PayPal is a reliable and trusted payment service that makes online transactions simple and hassle-free. Reviewed on: 10th June 2026

I never knew PayPal had so much to offer debit accou...

I never knew PayPal had so much to offer debit account credit card easy fast payments and I can make payments too as and when I like and always getting notifications so I miss nothing no payments offers and updates absolutely fabulous Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub