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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great customer service and support

Easily make payments, anywhere anytime, anyplace.Customer service was very understanding with my missed payment as I did not understand the minimum payment requirements. Easily resolved over the phone after a quick phone call from their new customer support services people. Reviewed on: 11th May 2024

Amazing I love PayPal I love PayPal credit they help...

Amazing I love PayPal I love PayPal credit they helped me pay for my new MacBook Pro Reviewed on: 11th May 2024

PayPal credit is the best and convenient payment opt...

PayPal credit is the best and convenient payment option for me. The service saved me alot of money. Thank you PayPal credit Reviewed on: 11th May 2024

1st class phone customer support

1st class phone customer support Reviewed on: 11th May 2024

My experience with Pay Pal. .

My experience with PayPal has been positive. The customer service has been very helpful. For example, I wanted to change my Direct debit date. I spoke to an advisor who was very helpful and changed it for me. No hassle and very professional in their approach. For me as a customer it’s the little and simple things that determine in my view. Reviewed on: 11th May 2024

User friendly

Easy to use when you get the hang of it. Reviewed on: 11th May 2024

It’s a pain to pay off

It’s cheap credit , but the delay in paying and they make it very difficult to pay your balance off , it’s like they want to keep you in debt Reviewed on: 11th May 2024

Easy to ise

Easy to use, user friendly, clear terms and conditions. Good app, easy to see what is outstanding. Only down side is not being able to choose what you pay off. Reviewed on: 11th May 2024

PayPal is amazing!

Great solution payment! It's secure and safety! Lovely. Reviewed on: 11th May 2024

Brilliant

Really good. I use a lot and it's really handy and I've had 1 or 2 issues before (not with PayPal) with a seller and I phoned up and within minutes it was resolved. So easy to use and very simply laid out Reviewed on: 11th May 2024

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