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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,654 reviews, last reviewed 24th Apr 2026
3030200% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

CONVENIENT I have been using PayPal for a long time.I never regret using PayPal.Very convenient. Reviewed on: 24th April 2026
Joy's avatar
Joy

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83654)

Never had any issues and a fast, secure and reliable...

5
Never had any issues and a fast, secure and reliable way to pay for goods and services online. Reviewed on: 26th May 2025
Aggi D's avatar
Aggi D

The Smart Way I Manage Bigger Purchases

5
I really like using PayPal Credit because it gives me flexibility and control over my spending. It’s especially helpful for larger purchases, allowing me to spread payments over time without interest if I pay it off within the promotional period. I also appreciate the convenience—since it’s integrated with my PayPal account, I can use it easily with thousands of online stores. It adds an extra layer of security to my purchases, and the option to manage everything through one dashboard makes budgeting a lot simpler. Overall, it’s a smart and convenient way to shop responsibly. Reviewed on: 26th May 2025
Nr's avatar
Nr

PayPal Credit Helped Me Manage Big Purchases with Ease

5
As a regular PayPal user, I decided to try PayPal Credit a few months ago—and honestly, it’s been a game-changer. I used it for a couple of larger online purchases, and the option to pay over time without interest (as long as I paid it off in 4 months) was exactly what I needed. The application was super quick—I got approved instantly—and it’s been really easy to keep track of everything through my PayPal account. I love that there are no annual fees, and the flexibility gives me peace of mind when I need to buy something important but don’t want to drain my bank account all at once. I’d definitely recommend PayPal Credit to anyone who shops online frequently and wants a little more breathing room when it comes to paying. Just make sure to pay on time to avoid interest, and it works great! Reviewed on: 26th May 2025
Farrukh F's avatar
Farrukh F

Very straightforward to set up, and get approval, in...

5
Very straightforward to set up, and get approval, interest rate is a high, however the introductory rate is worth taking advantage of. Reviewed on: 26th May 2025
Martin c's avatar
Martin c

I feel very safe and secure using PayPal for any thi...

5
I feel very safe and secure using PayPal for any thing I want to buy. I can even spread the cost if I need to. Reviewed on: 26th May 2025
Lesley F's avatar
Lesley F

It’s simple and straightforward .

5
It’s simple and straightforward . payment with PayPal is instant and reliable Reviewed on: 26th May 2025
Eric A's avatar
Eric A

Love PayPal it’s easy to use makes getting and affor...

5
Love PayPal it’s easy to use makes getting and affording purchases so simple. Simply put it breaks down your instalments and lets you easily set up direct debit. First class service Reviewed on: 26th May 2025
Ian M's avatar
Ian M

So simple to use and very transparent

5
So simple to use and very transparent Reviewed on: 26th May 2025
Ryzer M's avatar
Ryzer M

I have used Pay Pal Credit for some time now.

5
I have used Pay Pal Credit for some time now. It is widely available. The My Account section of the webpage clearly shows all the information that I need & it is easy to get in touch with them if I have any questions. Reviewed on: 26th May 2025
Tricia 's avatar
Tricia

Paypal credit is a very nice feature

5
Paypal credit is a very nice feature the only downside is not being able to use a credit card or balance transfer to pay it Reviewed on: 26th May 2025
Alex Stadler's avatar
Alex Stadler

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