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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148075 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148079)

Never have any problems paying with pay pal helps me...

Never have any problems paying with pay pal helps me when I can pay in 3 months Reviewed on: 6th May 2026

Excellent

Excellent, quite strong and a safe way to shop online. Excellent and very easy to use Reviewed on: 6th May 2026

Good offer on credit card, interest-free on purchase...

Good offer on credit card, interest-free on purchases over £100 for four months. Reviewed on: 6th May 2026

So happy to have pay pal very easy to use they alway...

So happy to have pay pal very easy to use they always give you e mail advice about payments explaing the rates of interest and how it effects the amout you pay also friendly reminders its a great to have for emergencies like broken cooker birthdays christmases or just treating yourself . Reviewed on: 6th May 2026

Its very usefull with 0% interest

Its very usefull with 0% interest Reviewed on: 6th May 2026

Saved me financially and made things easier to buy

Saved me financially and made things easier to buy Reviewed on: 6th May 2026

Paypal has been very reliable for my online transact...

Paypal has been very reliable for my online transactions. Payments are quick too. Reviewed on: 6th May 2026

I am very happy with paypal credit.

I am very happy with paypal credit. Reviewed on: 6th May 2026

Not had a bad experience as yet.

Not had a bad experience as yet. Really flexible and good at communicating. Reviewed on: 6th May 2026

Great finance tool

Paypal / PayPal credit is great finance tool that everyone should use! Been using it for many years now. Reviewed on: 6th May 2026

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