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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148108 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148109)

Great and easy to understand and pay back

Great and easy to understand and pay back Reviewed on: 6th May 2026

PayPal is peace of mind

I feel very secure paying with PayPal Reviewed on: 6th May 2026

Really good customer service excellent app

Really good customer service excellent app Reviewed on: 6th May 2026

PayPal in Motion

My experience has been very good and top notch. Using PayPal has been very beneficial to myself and how I manage money Reviewed on: 6th May 2026

Easy to use when making a purchase and make payments...

Easy to use when making a purchase and make payments to. Reviewed on: 6th May 2026

I use paypal credit a lot and I find doing the 4 mon...

I use paypal credit a lot and I find doing the 4 month pay back is great, and now they have come out with a card that can be used anywhere which allows you to use more freely Reviewed on: 6th May 2026

Paypal for life

PayPal has been very critical in helping meet my financial needs from seamless transaction experience to useful payment methods that meet my needs. I have loved using PayPal for the last 5 years and look forward to more years using the platform Reviewed on: 6th May 2026

Happy Customer

Every thing is easy and perfect. Reviewed on: 6th May 2026

Great service that seems personal.

The service is excellent. I have previously had some enquiries around payments and billing, I’ve always found it easy to speak to someone on the phone as well as using the online trouble shooting section. My questions have always been answered clearly. Reviewed on: 6th May 2026

Very good and easy to use with different ways to spr...

Very good and easy to use with different ways to spread the cost to suit you Reviewed on: 6th May 2026

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