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PayPal: PayPal Credit reviews

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4.90
Based on 83,537 reviews, last reviewed 24th Apr 2026
3019300% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A Trustworthy Company I feel safe carrying out transactions through PayPal, I have used PayPal for a long time now and find it a very good tool to have, the fact I can spre... Read more Reviewed on: 24th April 2026
Peter B's avatar
Peter B

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83537)

PayPal is helpful and easy to access

5
Very easy to use, particularly helpful the approved in advance credit, also very easy to keep track of repayments on the app. Reviewed on: 26th May 2025
Cornelia 's avatar
Cornelia

Easy to use, good reminders on pay back bills

5
Easy to use, good reminders on pay back bills Reviewed on: 26th May 2025
Adam S's avatar
Adam S

Always been able to get what I want and have time to...

5
Always been able to get what I want and have time to pay. On the downside pay in 3 won't work and my credit balance the same for years at £200, despite having a 1000 credit score this month? Reviewed on: 26th May 2025
Shirley E's avatar
Shirley E

I use PayPal credit for that something I want to tre...

5
I use PayPal credit for that something I want to treat myself too.Its very handy for making purchases and paying over a longer period.The APR isn’t too bad either Reviewed on: 26th May 2025
Wiggy's avatar
Wiggy

Easy to apply for credit card, set-up payments, & se...

5
Easy to apply for credit card, set-up payments, & send payment reminders Reviewed on: 26th May 2025
Keith J's avatar
Keith J

Excellent service i will always use Pay Pall

5
Excellent service i will always use Pay Pall Reviewed on: 26th May 2025
Zlatina S's avatar
Zlatina S

PayPal credit for a pay in 3 deal

5
Used PayPal credit for a pay in 3 deal to spread the cost of festival tickets. Easy to set up a direct debit to arrange repayment without incurring interest chstfes. Reviewed on: 26th May 2025
Frenchflyer's avatar
Frenchflyer

Easy and safe to use allows you to spread the...

4
Easy and safe to use allows you to spread the cist Reviewed on: 26th May 2025
Ian D's avatar
Ian D

PayPal is an easy method for making online payments.

5
PayPal is an easy method for making online payments. Reviewed on: 26th May 2025
Jose F's avatar
Jose F

Easy to apply, easy to use

5
Easy to apply, easy to use, the only thing is I find the statements unclear and confusing Reviewed on: 26th May 2025
Woods's avatar
Woods

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