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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (50806)

It’s helped me so much, I founded very supportive wh...

5
It’s helped me so much, I founded very supportive when I need to pay my bills Reviewed on: 11th May 2024
Natasha's avatar
Natasha

Excellent service.

5
Excellent service. Also when a purchase was cancelled by the seller they said 3 to 5 days for the refund but PayPal refunded my account the same day. Reviewed on: 11th May 2024
David F's avatar
David F

Longtime user.

5
I’ve been using PayPal credit for a few years now,for my needs it’s perfect and every transaction is smooth and hassle free and easy to understand ,I’ve used PayPal credit in emergencies,also for ease of use and because it’s practical Reviewed on: 11th May 2024
Darren m's avatar
Darren m

PayPal gives me flexibility, and excellent support

5
PayPal gives me the flexibility to pay in 3, a good line of credit if I want to stretch things out, a way to transfer funds to family abroad and securely pay without exposing my cards to scammers. I use PayPal as much as I use my banking app, and found their support to be efficient and effective. Reviewed on: 11th May 2024
Sean S's avatar
Sean S

Very good gives me time to pay later with no interes...

5
Very good gives me time to pay later with no interest if within 4 months! Reviewed on: 11th May 2024
Moiz's avatar
Moiz

Interest free options with easy ways to overpay and...

5
Interest free options with easy ways to overpay and clear debt Reviewed on: 11th May 2024
Paul R's avatar
Paul R

Love PayPal easy way to pay an great if issues with...

5
Love PayPal easy way to pay an great if issues with product Reviewed on: 11th May 2024
Kay's avatar
Kay

Great service easy to understand and buy now pay lat...

5
Great service easy to understand and buy now pay later is great Reviewed on: 11th May 2024
khonjenjema@icloud.com's avatar
[email protected]

Very good service

5
Very good service I have been using PayPal for 5 years never have any problems Reviewed on: 11th May 2024
Abdul 's avatar
Abdul

PayPal is very secure.

5
I'm using PayPal for many many years and never had issues. I feel very secure using PayPal this is mostly my main form of payment. Websites who don't offer PayPal payment loosing me as a customer, which is a shame really. Reviewed on: 11th May 2024
Jakub Stachurski's avatar
Jakub Stachurski

Review PayPal: PayPal Credit now

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