Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,504 reviews, last reviewed 24th Apr 2026
3016000% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been with PayPal for many years and have used P... I've been with PayPal for many years and have used PayPal to purchase many items and they have always provided the credit. The app is easy to use and ... Read more Reviewed on: 24th April 2026
MARK E's avatar
MARK E

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (83504)

Easy process and fair interest with flexible way to...

5
Easy process and fair interest with flexible way to manage the credit. Reviewed on: 26th May 2025
MaHe's avatar
MaHe

It was easy to apply for pay pal credit.

5
It was easy to apply for pay pal credit. Works with most retailers. Never had any problems. Always get a reminder for payment. Have nothing bad to say. Would recommend. Reviewed on: 26th May 2025
Anastasia 's avatar
Anastasia

PayPal credit offers a convenient solution for all m...

5
PayPal credit offers a convenient solution for all my online purchases. Whether the "big buys" or daily essentials, it allows me to budget affordably. Reviewed on: 26th May 2025
Sean Jones's avatar
Sean Jones

Easy to use and set up payments.

5
Easy to use and set up payments. Pay in 3 and PayPal credit a great benefit Reviewed on: 26th May 2025
Pierce o's avatar
Pierce o

Easy to use and PayPal credit interest rate is good...

5
Easy to use and PayPal credit interest rate is good and fare monthly instalment payment. Reviewed on: 26th May 2025
Noor Hosseini's avatar
Noor Hosseini

Four months free interests credit it's a plus.

5
Four months free interests credit it's a plus. Also, I had a problem with one of my purchases, it was quickly resolved by customer service and received notification of refund on the same day. Reviewed on: 26th May 2025
Loredana I's avatar
Loredana I

Very easy too use

5
Have been using PayPal for many years never had any problems Reviewed on: 26th May 2025
Debbie b's avatar
Debbie b

Quick, simple and easy to use.

5
Quick, simple and easy to use. Prefer to pay this way than use credit or debit cards. Reviewed on: 26th May 2025
Jane W's avatar
Jane W

Convenient and safe

5
PayPal has always been the best , the most convenient and most efficient way to pay!! I just wish I would add PayPal to my apple wallet!! Reviewed on: 26th May 2025
Nadya s's avatar
Nadya s

Well done PayPal

5
Always the right solution for all the potential problems Reviewed on: 26th May 2025
Nuno L's avatar
Nuno L

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill