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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148133 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148134)

Customer service when you need it, and being treated...

Customer service when you need it, and being treated like a human rather than an number twined with great repayment options makes this a trustworthy option when considering credit. Reviewed on: 6th May 2026

Easy to use

Easy to apply for and app is really clear and functional- nothing is hidden away so easy to use Reviewed on: 6th May 2026

Used PayPal more now than ever!

Used PayPal more now than ever!! I have realised that not only do they offer great APR they also have your back regarding fraudulent transactions. It is THE most trusted site for me. Reviewed on: 6th May 2026

Didn’t Bother.

I have been eligible for PayPal Credit, I even went to try use it for a bigger purchase. However, it was a very long process to check my eligibility and to apply it to checkout, so I ended up just not using it in the end. Reviewed on: 6th May 2026

Great so far!

Great so far! No issues till now Reviewed on: 6th May 2026

Very good service so far.

Very good service so far. No issues with payment. Reviewed on: 6th May 2026

Fast easy service.

Fast easy service. Pay in 3 brilliant. Paypal credit life saver - payable over 4 months. Lost parcel from main store. Opened dispute & Paypal sorted it within 3 days! Thank you. Reviewed on: 6th May 2026

PayPal is safe and secure and trusted keeps you prot...

PayPal is safe and secure and trusted keeps you protected and comfortable that your bank details are secure when buying anything Love it and have used it for more than 10 years Reviewed on: 6th May 2026

Happy with PayPal

It's a great experience!,I would highly recommend! Reviewed on: 6th May 2026

Smooth and Reliable Service

My experience with PayPal Credit has been easy and convenient. The process is straightforward, and payments are simple to manage. Overall, a reliable option for online purchases. Reviewed on: 6th May 2026

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