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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148158 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148158)

I have used and is so easy and simple to...

I have used and is so easy and simple to use Reviewed on: 6th May 2026

I've been used PayPal for a good couple of years nev...

I've been used PayPal for a good couple of years never had a problem.... Best Reviewed on: 6th May 2026

Great service and protection when you purchase

Great service and protection when you purchase Reviewed on: 6th May 2026

Love paypal

I have been using PayPal for years and it’s always been a great option for paying online Reviewed on: 6th May 2026

Just quick and easy to use and decent funds to get y...

Just quick and easy to use and decent funds to get you started and ever need anything and no funds the credit comes in handy knowing don't need to borrow of anyone else Reviewed on: 6th May 2026

Very effective and effecient service

Very effective and effecient service Reviewed on: 6th May 2026

good credit options on purchases

good credit options on purchases Reviewed on: 6th May 2026

Always resolve my concerns an they are there to help...

Always resolve my concerns an they are there to help and when I want to pay in 3 times give that option very happy with PayPal Reviewed on: 6th May 2026

Always helpful and easy to use when needed.

Always helpful and easy to use when needed. App is clear and customer service easy to contact Reviewed on: 6th May 2026

I got the PayPal credit to help get a mobility scooter

I got the PayPal credit to get a mobility scooter that I can pay within 4 months at 0% interest. It has helped me out so much. The only downside is it is vague when trying to sort out a repayment direct debit, I really dont know the date it will come out. I would like to see a revamp of the app, since I had a job finding what I want. Reviewed on: 6th May 2026

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