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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

Never any issues.

Never any issues. Very user freindly. Went over balance on one occasion and one call had this issue sorted without any hassle Reviewed on: 11th May 2024

Excellent service

Excellent customer service. Transaction process quite fast and portal is to use. Reviewed on: 11th May 2024

Easy to access funds with interest free period

Easy to access funds with interest free period a bonus. DD set up is easy with timely reminders before payment. End of offer date clearly specified. Reviewed on: 11th May 2024

Always good and helpful good customer service

Always good and helpful good customer service Reviewed on: 11th May 2024

Been using for years.

Been using for years. Very easy convenient service. Customer service always helpful and polite. PayPal is used by me on an almost daily basis because it’s so quick and reliable. Reviewed on: 11th May 2024

PayPal is so flexible, quick and easier.

PayPal is so flexible, quick and easier. I will definitely recommend friends and family to use PayPal as it is safer and confident way. Reviewed on: 11th May 2024

Great service

Always ver quick at resolving issues. Provide great offers and services Reviewed on: 11th May 2024

Sometimes the refund are not shown for some time.

Sometimes the refund are not shown for some time. But in general it's a great experience for years. Reviewed on: 11th May 2024

I feel safe with PayPal

I know that my purchases are safe with PayPal; I've had a couple of disputes, and they have helped me with them. Also, the app is easyto use. Reviewed on: 11th May 2024

Excellence

Great service with a fair rate of interest Reviewed on: 11th May 2024

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