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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Everything works!

Everything works, it’s simple to use and the fact it is covered gives increased peace of mind in a world of scammers and uncertainty! Reviewed on: 10th June 2026

Helpful and great service.

Helpful and great service. PayPal is the best for anyone. Is used worldwide and is also available anywhere. Reviewed on: 10th June 2026

Very good system, great help with credit, pay many s...

Very good system, great help with credit, pay many sales with PayPal, great for overseas deals, feels safer. Reviewed on: 10th June 2026

I've used PayPal for a number of years & they are br...

I've used PayPal for a number of years & they are brilliant, being able to spread the cost of purchases without incurring interest is a godsend. Reviewed on: 10th June 2026

Accessibility wise

Easy ti use even for a senior like me ..... just double check before you click and paypal do all the rest Reviewed on: 10th June 2026

Paypal offers various financial options with easy re...

Paypal offers various financial options with easy repayments easy To use online options Reviewed on: 10th June 2026

Simple and secure

Good app to use easy and simple and safe and secure Reviewed on: 10th June 2026

Not always easy to get through to customer service

Not always easy to get through to customer service and speak to a real person Reviewed on: 10th June 2026

Making payments has been fiddly and confusing.

Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Good all-round efficient and professional service.

Good all-round efficient and professional service. Reviewed on: 10th June 2026

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