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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,440 reviews, last reviewed 24th Apr 2026
3010500% increase in 5 star reviews
in the past 90 days
4350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always my 1st choice Safe easy way to buy. I know I don't have to worry about buying online when I use paypal Reviewed on: 24th April 2026
Fi R's avatar
Fi R

Latest lowest rating:

1

Confusing with extra fees added for an a single miss... Confusing with extra fees added for an a single missed payment Reviewed on: 24th April 2026
Katie Woodward's avatar
Katie Woodward
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83440)

Paypal is good for security but not the easiest to use

3
The paypal credit isn't clear or easy to make payments directly to a specific item on the credit balance. When ive had issues paypal has always been good to help solve it but sometimes communications don't come through properly Reviewed on: 26th May 2025
KEL's avatar
KEL

Great customer support

5
I had to use the customer support because I paid for a service that I did not receive and they helped me getting a refund. Reviewed on: 26th May 2025
Mariana Martins's avatar
Mariana Martins

Good for paying off purchases when you want to spend...

5
Good for paying off purchases when you want to spend out the cost but also add to your credit rating. Use for paying for new laptop which it was great for. Reviewed on: 26th May 2025
Naomi H's avatar
Naomi H

Great service

5
Able to use to be able to get Christmas gifts and it's a secure way of spending Reviewed on: 26th May 2025
Jessica gibbons's avatar
Jessica gibbons

Easy to use, easy to set up, although tried to chang...

4
Easy to use, easy to set up, although tried to change direct debit and it ignored instructions Reviewed on: 26th May 2025
alin's avatar
alin

Why PayPal credit??

5
Quick and simple fast to get a decision small repayments if needed and easy as pie Reviewed on: 26th May 2025
Simon H's avatar
Simon H

Brilliant for the more expensive items

5
PayPal credit has helped me buy the more expensive items that I couldn't otherwise afford especially as I'm doing up my house, I'd have struggled more so if I didn't have Paypal. The reminders and statements are useful and allow me to keep up to date with my payments. I'd recommend it to anyone I've never had any issues. Reviewed on: 26th May 2025
Gem's avatar
Gem

transaction

5
Quick to transact payment to any currency Reviewed on: 26th May 2025
Afolabi W's avatar
Afolabi W

Happy shopper

5
Having to pay in monthly installments helps me purchase items. If not I wouldn't be able to afford them Reviewed on: 26th May 2025
Peter Murphy 's avatar
Peter Murphy

Easily able to do what I need and can look up anytim...

5
Easily able to do what I need and can look up anytime on the app. I get regular summaries of my activities. Feels safer when using PayPal on line. Like a good bank should be. Reviewed on: 26th May 2025
Mark L's avatar
Mark L

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