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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50805 reviews)

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4.91

Based on 50,805 reviews, last reviewed 29th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50805)

Easy to use

Easy to use, interest free over 4 months, great app. Excellent customer service. Reviewed on: 11th May 2024

Great, recommend it to everyone

Safe and easy to use. I'm able to purchase things I couldn't buy straight away, now I can pay this back after. Reviewed on: 11th May 2024

It’s been simply

It’s been simply…..AMAZING!! The flexibility to way over a period of time making it easy for me to budget on spending and catering to my life style. quick and simple checkout actions that makes it easy to use. Super tight security as I know rhat my money is in safe hands. Reviewed on: 11th May 2024

Great experience overall very easy transaction

Great experience overall very easy transaction Reviewed on: 11th May 2024

PayPal easy to use

I use the PayPal app & it’s so easy to use! I love that when you’ve sent a payment to someone their details are easily accessed again via the Home Screen, so you don’t have to input the details time & time again. Reviewed on: 11th May 2024

Excellent

Excellent, click & pqy. Could be a better APR Reviewed on: 11th May 2024

I am using it from last 2 month .

I am using it from last 2 month .very nice. loved to use it Reviewed on: 11th May 2024

Options galore

Great, flexible option as payment. Credit and installments are incredibly useful - especially in the current cost-of-living conditions. Really helpful to see reminders of repayment dates and options. Plus clarity of expectations all round. Reviewed on: 11th May 2024

Straightforward, Stress-free Payments

The app is really straightforward to use and I have never had any problems. It is really clear in terms of what you need to pay to avoid interest and many, many places accept PayPal so it just helps to spread the cost effectively. Reviewed on: 11th May 2024

PayPal credit - the best credit company out there

Use PayPal credit all the time for bigger purchases! Minimum charge for interest and always aware of minimum payment Reviewed on: 11th May 2024

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