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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148211 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148211)

Excellent product

I have found PayPal credit to be most useful in paying larger bills to ease my cash flow. It is also very helpful to pay virtually online. Reviewed on: 7th May 2026

With a touch of a button

When i go online to order anything, as long as I have my PayPal selected for payment, with one simple touch of a button, its paid for, its paid Reviewed on: 7th May 2026

Changing payment due dates

It's a shame they maje it impossible ti change payment date as I would've liked it to coincide with my pay day. This has started to affect my credit which I'm not pleased about as my work hours were cut due to unforeseen circumstances. Reviewed on: 7th May 2026

I feel safe and secure using PayPal

I feel safe and secure using PayPal Reviewed on: 7th May 2026

Paypal is the best platform to manage payments and t...

Paypal is the best platform to manage payments and the most convenient platform. I have been using it for many years and would highly recommend it Reviewed on: 7th May 2026

Never had any issues at all.

Never had any issues at all. The app is super easy to use, any issues are resolved quickly and it makes internet buy feel safe Reviewed on: 7th May 2026

PayPal everything.

PayPal everything....I brush my teeth thinking about PayPal Reviewed on: 7th May 2026

If the retailer accept pay pal means buyers are prot...

If the retailer accept pay pal means buyers are protected Reviewed on: 7th May 2026

I find the PayPal credit service a little confusing...

I find the PayPal credit service sometimes confusing, and I can’t easily find questions to answers I have about it. They should be more transparent about the interest it charges, it’s low, but you have to go into your statements to view it. Reviewed on: 7th May 2026

Straightforward, with easy payments.

Straightforward, with easy payments. Used for large items from internet retail such as fridge and dishwasher. Small items too. Also good for use on travel and hotel partners. Reviewed on: 7th May 2026

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