Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83374 reviews)

View other PayPal products

4.90

Based on 83,374 reviews, last reviewed 23rd Apr 2026

3004500% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

easy transaction, very informative instructions easy transaction, very informative instructions Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (83374)

Tried and trusted

Great provider to purchase goods at your own convenience either pay in full or pay in 3 Reviewed on: 26th May 2025

3 interest payments are a Game Changer.

3 interest payments are a Game Changer. Also the BEST customer service team is just a phone call away and 24/7. Reviewed on: 26th May 2025

My experience has been faultless great rates on credit.

My experience has been faultless great rates on credit. Very straight forward and no issues at all Reviewed on: 26th May 2025

Great customer service, highly recommend

Great customer service, highly recommend Reviewed on: 26th May 2025

Safe and easy to use

Paypal credit is such a safe and easy to use system. The dispute resolution service works seamlessly and gives real peace of mind that your money is being looked after securely. I don’t use my credit often but it’s good to know it’s there when I need it. Reviewed on: 26th May 2025

Great service used a number of times

Great service used a number of times Reviewed on: 26th May 2025

The customer service is the best I have dealt with...

The customer service is the best I have dealt with Reviewed on: 26th May 2025

Secure purchases, affordable rates and payment optio...

Secure purchases, affordable rates and payment options are all fantastic features PayPal offers. Excellent service. Reviewed on: 26th May 2025

PayPal is brilliant.

PayPal is brilliant. Especially with pay in three as it helps you spread the cost of your purchase Reviewed on: 26th May 2025

It’s always an amazing experience.

It’s been an amazing experience. Their customer service is probably one of the best ones yet. They keep in touch when you have an issue and make sure it’s sorted before they close the case etc. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38227 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub