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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83265 reviews)

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4.90

Based on 83,265 reviews, last reviewed 23rd Apr 2026

2993900% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always there when needed Always easy to use, very reliable Reviewed on: 23rd April 2026

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83265)

Simple to use services online

Simple to use service online, customer services always helpful when I've needed them Reviewed on: 26th May 2025

Much easier to spread the payments when money is tight

Much easier to spread the payments when money is tight Reviewed on: 26th May 2025

I recommend paypal credit.

I like using patpal credit. Free interest for a reseanablr amount of time so thats good. Reviewed on: 26th May 2025

My PayPal experience

Every time I use PayPal, the experience is always top class, easy to work with the app and if I have any issues, they’ve been dealt with immediately. Reviewed on: 26th May 2025

Pay pal have always been very helpful in sorting out...

Pay pal have always been very helpful in sorting out disputes and have even stopped payment that was a scam for me Reviewed on: 26th May 2025

Does what it says on the tin, use pay in 3 a lot for...

Does what it says on the tin, use pay in 3 a lot for small purchases and 4 months interest free for the bigger ones. Reviewed on: 26th May 2025

Fast and efficient and always reliable

Fast and efficient and always reliable Reviewed on: 26th May 2025

PayPal credit is very good it give time to pay with...

PayPal credit is very good it give time to pay with little interest. Reviewed on: 26th May 2025

Faultless

Never had any issues that couldnt be resolved by excellent customer service. Reviewed on: 26th May 2025

Paypal is the best

Paypal is the best. Paypal credit helped me in my purchases. Great Customer service Reviewed on: 26th May 2025

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