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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148241 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148241)

Very convenient way to pay, have used this facility...

Very convenient way to pay, have used this facility several times for purchases and been great to split the cost into 3. Reviewed on: 7th May 2026

I like paypal because I can use everywhere.

I like paypal because ı can use everywhere and my opinion this is good option. Reviewed on: 7th May 2026

I have been using the system for more than 10 years,...

I have been using the system for more than 10 years, everything is clear Reviewed on: 7th May 2026

Ive used paypal for many years and im very happy usi...

Ive used paypal for many years and im very happy using paypal. Reviewed on: 7th May 2026

Easy and straightforward.

Easy and straightforward. Also quick and app easy to use. Reviewed on: 7th May 2026

The Paypal app is intuitive

Paypal app is intuitive and easy to find what you need and I have confidence that the right action can be applied when things don't always go as planned. E.g. money is removed unknowingly. Reviewed on: 7th May 2026

Five Star

I find it useful feature when purchasing higher value items and allows me to pay it off over a few months without incurring interest. Reviewed on: 7th May 2026

There’s no better tool to have in your pocket.

PayPal is an excellent tool to have in your pocket. The safety of PayPal’s many services, the fast transaction rates, and the customer support team couldn’t be more helpful. Reviewed on: 7th May 2026

Excellent service

So far so good, using for the last 3 years, very happy with the services and flexibility they offer. Reviewed on: 7th May 2026

Been using PayPal for over a decade.

Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has increased a fair amount. However, that's no part thanks to PayPal. PayPal has the option to auto accept credit limit increases. In this almost 6 years period of using PayPal credit. I have had absolutely 0 credit limit increases. Reviewed on: 7th May 2026

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