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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148265 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148265)

I have a good experience with paypal nad i always r...

I have a good experience with paypal nad i always recommend it to my friends Reviewed on: 7th May 2026

Fantastic company

Pay pal are a great company, their customer service is fantastic, I had an issue with a purchase I made I contacted them and they sorted it straight away. I have never had any issues using them and would highly recommend Reviewed on: 7th May 2026

Very good application i appreciate it

Very good application i appreciate it Reviewed on: 7th May 2026

Very seamless, and it's there when/if you need it.

Very seamless, and it's there when/if you need it. Reviewed on: 7th May 2026

Caused me debt

I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. If a statement hasn’t been generated even though the transaction is sat on the account they don’t allocate it that way. Caused absolute mayhem when I used them for a few purchases while renovating my home. I had to take a loan eventually to clear it because the interest trees were all over the place with payments due to their allocation. You were penalised for trying to pay quickly Reviewed on: 7th May 2026

Easy....

Easy to use, easy to make payments and convenience all in one Reviewed on: 7th May 2026

Happy experience

No problems with anything,smoth and efortlless Reviewed on: 7th May 2026

Easy to use at the click of a button

Easy to use when making payments, accessing account is straightforward and secure. Reviewed on: 7th May 2026

So far so good I have been using PayPal for a while...

So far so good I have been using PayPal for a while and all I could say now is Wow. Great services Reviewed on: 7th May 2026

Secure method of payment!

Secure method of payment! Low interest! Great customer services! Reviewed on: 7th May 2026

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