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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy transactions

Always been easy to use and secure transactions Reviewed on: 10th June 2026

Easy to use

Super easy to use, love the credit features. Reviewed on: 10th June 2026

Easy to use and apply for.

Easy to use and apply for. Given decision quickly and simple to pay back Reviewed on: 10th June 2026

Pay in 3.

Pay in 3 payments are really good for giving me time and affordable payment plan. Reviewed on: 10th June 2026

Good and easy to use only problem is that trying to...

Good and easy to use only problem is that trying to pay extra off my balance is not showing straight away and not sure if its even gone through Reviewed on: 10th June 2026

I love Paypal

I love Paypal and i use it most. Reviewed on: 10th June 2026

Paypal helps me manage to purchase safely

Paypal helps me manage to purchase safely Reviewed on: 10th June 2026

Easy & convenient to use

I love everything about PayPal. I have used PayPal credit for years. I can safely make payments online. The credit aspect gives me more time to make payments. Anytime that I have had to contact customer support they have always been very helpful. The PayPal app is great too, easy to use. Reviewed on: 10th June 2026

Ive always had a good experience with PayPal and ive...

Ive always had a good experience with PayPal and ive been with them for years xx Reviewed on: 10th June 2026

PayPal is brilliant

Always had no issues with PayPal great service and the pay in 3 payments is great when funds are low Reviewed on: 10th June 2026

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