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PayPal: PayPal Credit reviews

4.73
Based on 148,267 reviews, last reviewed 3rd Jul 2026
4477150% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026
Russel's avatar
Russel

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026
Kim's avatar
Kim

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148286)

PayPal makes transactions easy

5
PayPal makes transactions easy and reliable with no hassle Reviewed on: 7th May 2026

Excellent tool & protection on purchasing

5
Excellent tool & protection on purchasing Reviewed on: 7th May 2026

Never had any issues, always been able to speak to s...

5
Never had any issues, always been able to speak to someone if needed. Reviewed on: 7th May 2026

Good product - would recommend

5
Been a PayPal customer for many years, and can't complain. Had very little experience with customer service so can't comment on that. I use PayPal credit which has competitive rates of interest. It's a good product and would recommend. Reviewed on: 7th May 2026

It was easy and clear for me to understand the detai...

5
It was easy and clear for me to understand the details and everything was going on smoothly... Reviewed on: 7th May 2026

Never had a problem with PayPal and is my preferred...

5
Never had a problem with PayPal and is my preferred way to pay Reviewed on: 7th May 2026

Just grate PayPal has my back, allways user friendly...

5
Just grate PayPal has my back, allways user friendly great customer protection. Reviewed on: 7th May 2026

Checks completed quickly

5
Checks completed quickly. Easy to check payment details and change payment schedule Reviewed on: 7th May 2026

Service is great, I can depend on PayPal for my dail...

5
Service is great, I can depend on PayPal for my daily spending and also ability to pay in 3 . A great service overall Reviewed on: 7th May 2026

Excellent service

5
PayPal have been very good for me,an easy way to pay and love the pay in 3 option, very flexible with the interest free option too,Any issues i have had with sellers not sending the goods or an issue with an item it was sorted and my money returned Reviewed on: 7th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review