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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83073 reviews)

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4.90

Based on 83,073 reviews, last reviewed 23rd Apr 2026

2976500% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have used PayPal for years and always feel safer whe... Have used PayPal for years and always feel safer when a website lets you use PayPal. Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83073)

Make life easy

They are very good regarding in financial difficulties time . Reviewed on: 26th May 2025

Great customer service

Always a quick response keeps me well informed on my account status Reviewed on: 26th May 2025

I’ve had a great experience with PayPal as it helps...

I’ve had a great experience with PayPal as it helps me manage my finances Reviewed on: 26th May 2025

New PayPal credit customer review

I have been with PayPal for years, but only recently since last year) started using their credit facilities. I found them to be great - easy to use and a good deal. Reviewed on: 26th May 2025

I use PayPal weekly

I use PayPal weekly, it is safe and I know they will sort it if things go wrong. Reviewed on: 26th May 2025

I have never had any issues with PayPal.

I have never had any issues with PayPal. From changing my surname, and contacting them for general enquiries, they have always been efficient and helpful Reviewed on: 26th May 2025

Huge help

Being able to purchase items interest free over three months is a huge help for tight budgets Reviewed on: 26th May 2025

PayPal credit is excellent.

PayPal credit is excellent. I'm allowed to pay on instalment basis which helps me to organise my finances. Reviewed on: 26th May 2025

Always there when you need it , you never know when...

Always there when you need it , you never know when a emergency will arise Reviewed on: 26th May 2025

Flexibility in finance

Great service easy to use website makes payment for items more flexible Reviewed on: 26th May 2025

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