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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,986 reviews, last reviewed 23rd Apr 2026
2968500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use very happy good site to sell the th... Very easy to use very happy good site to sell the things u don’t need anymore Reviewed on: 23rd April 2026
Andrew Edwards's avatar
Andrew Edwards

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82986)

My take on PayPal?

5
My take on PayPal? It's already solid! Global reach and credit options are huge. But imagine super simple sending, like one-tap for regulars. And clear security alerts that actually help. Plus, smart spending insights could make it indispensable for managing my money! Reviewed on: 26th May 2025
Jasjot S's avatar
Jasjot S

Easy to pay and feel safe.

5
Easy to pay and feel safe. Great app and website, I love how easy it is to make a payment with confidence knowing that my money is safe Reviewed on: 26th May 2025
Paul N's avatar
Paul N

Excellent Service.

5
Excellent in every way possible. Reviewed on: 26th May 2025
S Walker's avatar
S Walker

It really helps when needs, reliable and easy to acc...

5
It really helps when needs, reliable and easy to access Reviewed on: 26th May 2025
Paul C's avatar
Paul C

Never lets me down.

5
Never lets me down. Customer service is top notch, just brilliant. Reviewed on: 26th May 2025
Jim D's avatar
Jim D

Fantastic

5
Competitive rates, and a pretty flawless online system Reviewed on: 26th May 2025
Stuart McDonald 's avatar
Stuart McDonald

Helps me purchase many items and allows me to spread...

5
Helps me purchase many items and allows me to spread the cost over 4 months, exceptional Reviewed on: 26th May 2025
Samera W's avatar
Samera W

Always great !!

5
Always great , top class and great service!!! Reviewed on: 26th May 2025
chris's avatar
chris

Good variety of options for credit.

5
Good variety of options for credit. Easy to use. Reviewed on: 26th May 2025
Dave H's avatar
Dave H

Great experience

5
Just so easy and quick hassle free Reviewed on: 26th May 2025
Steve's avatar
Steve

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