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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,897 reviews, last reviewed 23rd Apr 2026
2960600% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and repay. Easy to use and repay. Well established system and can be easily managed. Reviewed on: 23rd April 2026
Nerijus A's avatar
Nerijus A

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82897)

Very excellent service, easy to buy with PayPal

5
Very excellent service, easy to buy with PayPal Reviewed on: 26th May 2025
Rosca G's avatar
Rosca G

Great service

5
PayPal always helps me when I’m in a pinch. I’m grateful for the service . Reviewed on: 26th May 2025
Iwuagwu Ugonna's avatar
Iwuagwu Ugonna

Very simple to use with an excellent choice of payme...

5
Very simple to use with an excellent choice of payment plans. A secure, reliable and respected provider. Reviewed on: 26th May 2025
Richard G's avatar
Richard G

Interest free

5
Great to use when you want a bit of time to pay off a large bill without interest Reviewed on: 26th May 2025
SAMANTHA B's avatar
SAMANTHA B

briliant thing to have, just need to ensure you pay...

5
briliant thing to have, just need to ensure you pay in interest free period , otherwise the interest are a bit high Reviewed on: 26th May 2025
John C's avatar
John C

Lack of information on Statements with regards to ac...

3
Lack of information on Statements with regards to actual payment amount required to avoid interest.I paid interest three times due to lack of information. Reviewed on: 26th May 2025
Paul H's avatar
Paul H

Excellent Customer Service

5
Customer service absolutely fantastic I found them kind and considerate and listened to me with respect and was very compassionate I felt relaxed and very comfortable speaking to the advisor Many Many Thanks to Paypal Reviewed on: 26th May 2025
Steven E's avatar
Steven E

Honestly love PayPal credit it’s even better than a...

5
Honestly love PayPal credit it’s even better than a credit card in my opinion, I have used this for years I have even had PayPal credit twice and it’s widely used for paying for goods everywhere would definitely recommend getting it always make sure it’s affordable for you and make use of the 4 months interest free as this gives you some flexibility Reviewed on: 26th May 2025
andrew s's avatar
andrew s

Makes buying much easier.

5
Makes buying much easier. Makes buying online feel safer. Reviewed on: 26th May 2025
sandy t's avatar
sandy t

I can use it for anything and everywhere.

5
I can use it for anything and everywhere. Easy purchase, really helps in everyday life. Reviewed on: 26th May 2025
Rita P's avatar
Rita P

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