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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Simply because the ease of dealing with them

Simply because the ease of dealing with them Reviewed on: 10th June 2026

PayPal helps me to get things and pay later when I c...

PayPal helps me to get things and pay later when I can afford to Reviewed on: 10th June 2026

FLEXIBILITY

Love the flexibility to purchase with 4 months interest free. So much better than traditional credit cards Reviewed on: 10th June 2026

Simple and straightforward

It’s been very straightforward, and has really helped at the exact time I needed some extra support, whereas sometimes when you need some financial breather most banks withhold and seem to make life just that little more difficult. PayPal was different. Reviewed on: 10th June 2026

ive used them for years - user interface is easy and...

ive used them for years - user interface is easy and clear, spending limits are sensible and dont encourage reckless spending Reviewed on: 10th June 2026

Always use PayPal , they sort problems smartly and p...

Always use PayPal , they sort problems smartly and promptly Reviewed on: 10th June 2026

Great service, needed customer service for a charge...

Great service, needed customer service for a charge that i needed to dispute and they were the easiest customer service to get through to I’ve ever experienced and excellent problem resolved immediately. Recommend pay pay to all my friends and family. Reviewed on: 10th June 2026

Easy to use, and budget friendly

Never had a problem using PayPal. Any issues PayPal sorts it out. Reviewed on: 10th June 2026

I have used PayPal credit for all sorts of big purch...

I have used PayPal credit for all sorts of big purchases to spread the cost, they have been great to deal with, and I've never had any unexpected issues. Reviewed on: 10th June 2026

Always there for me.

Always there for me. Speedy and efficient, PayPal make transactions easy. Reviewed on: 10th June 2026

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