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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,657 reviews, last reviewed 23rd Apr 2026
2938500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient way to use, good start balance Very convenient way to use, good start balance Reviewed on: 23rd April 2026
Maksim V's avatar
Maksim V

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82657)

Love the 4 months free credit feature

5
Regularly use PayPal Credit to make purchases for flights, holiday bookings and other larger value purposes. The 4 months free credit feature is a great way of spreading the initial outlay without costing more money. Reviewed on: 26th May 2025
Dominic M's avatar
Dominic M

Have been using PayPal for years!

5
Have been using PayPal for years, would recommend Reviewed on: 26th May 2025
Hoevenb's avatar
Hoevenb

I Use PayPal for every payment!

5
I use PayPal for almost every payment when shopping online. Especially for big orders I can split my payment into 3 or pay in 4 months! So many options on how to pay which is amazing. Reviewed on: 26th May 2025
Hollie F's avatar
Hollie F

Great and convenient funds and it is great as I can...

5
Great and convenient funds and it is great as I can pay with PayPal anywhere I want. Reviewed on: 26th May 2025
Gabriela T's avatar
Gabriela T

I use PayPal because they have your back

5
I use PayPal thru my phone App. Very straightforward to use, so it’s simply to get results quickly. Only ever shop within my limits so when things do go wrong PayPal are there to fix the problem with the least fuss. Reviewed on: 26th May 2025
Spence E's avatar
Spence E

Easy to use, app very helpful.

5
Easy to use, app very helpful. makes online shopping easier and more convenient Reviewed on: 26th May 2025
Samantha C's avatar
Samantha C

Excellent customer care and service

5
Excellent customer care and service Reviewed on: 26th May 2025
ann brown's avatar
ann brown

I applied for PayPal credit.

5
I applied for PayPal credit. The monthly payback is good. No interest Reviewed on: 26th May 2025
Love O's avatar
Love O

PayPal is good.

5
PayPal is good. PayPal is useful. Reviewed on: 26th May 2025
andrew b's avatar
andrew b

securing merchandise and online goods

5
PayPal Credit is a very secure and cost effective way of securing retail goods and paying for online merchandise. Reviewed on: 26th May 2025
scuzzooy's avatar
scuzzooy

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