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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great Service!

Great Service! It does what it says on the tin! Reviewed on: 10th June 2026

Very good experience.

Very good experience. Lots of helpful tools to use especially on the app Reviewed on: 10th June 2026

Paypal is a great way to offer payment flexibility,...

Paypal is a great way to offer payment flexibility, much cheaper than a credit card. Reviewed on: 10th June 2026

Excellant

Easy to use and very handy. A perfect card for anyone Reviewed on: 10th June 2026

Greig max

Great to use and very helpful if any issue with goods Reviewed on: 10th June 2026

Simple to use and secure

Combined with the app, it’s so simple and secure to use, all purchases are approved by yourself within the app, so no shocks as you can see what you owe at anytime of the day or night Reviewed on: 10th June 2026

Easy to use and understandable terms

Easy to use and understandable terms Reviewed on: 10th June 2026

Great way and safe way to pay for things in store an...

Great way and safe way to pay for things in store and on line Reviewed on: 10th June 2026

Always reliable and easy.

Have used PayPal credit multiple times. So easy to use and the app is smooth and easily accessible. My payments are laid out clearly so I know exactly what I’m managing at any time. it’s helped me make bigger purchases. Reviewed on: 10th June 2026

A great reliable service.

A great reliable service. Convenient and safe for shopping online. Reviewed on: 10th June 2026

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