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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Highly Recommended!

Always great to deal with and app is easy to use. Reviewed on: 10th June 2026

Easy to use and understand for my generation who are...

Easy to use and understand for my generation who are not all good with technology. Reviewed on: 10th June 2026

Very easy to use, excellent app to navigate, fair in...

Very easy to use, excellent app to navigate, fair interest rates. Reviewed on: 10th June 2026

PayPal has been a really useful tool for me.

PayPal has been a really useful tool for me. I get peace of mind when buying on the internet and it’s very convenient to be able to sign in securely and not have to input my bank details anywhere. Reviewed on: 10th June 2026

Great payment option

Always available, very helpful pay in 3 availablity and great customer service. Reviewed on: 10th June 2026

Really easy to set up and understand.

Really easy to set up and understand. Also, the loyalty is a great incentive Reviewed on: 10th June 2026

helped me manage money better improved my credit sto...

helped me manage money better improved my credit store buy so many things an pay them back in good time Reviewed on: 10th June 2026

Had been bankrupt so had very very bad credit history.

Had been bankrupt so had very very bad credit history. Was very careful not to let old habits creep in. Banks totally refused to give any form of credit . So after a few years clear i started pay in 3. Success was able have credit but very limited.That the allowed me to take a small credit with Paypal and prove i could control my spending and pay installments thus starting to rebuild my credit score. Reviewed on: 10th June 2026

Never had a problem with PayPal I find it very usefu...

Never had a problem with PayPal I find it very useful to pay with piece of mind Reviewed on: 10th June 2026

Paypal makes me feel secure with my online payments.

Paypal makes me feel secure with my online payments. Reviewed on: 10th June 2026

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