Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148315 reviews)

View other PayPal products

4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148316)

Secure method of payment!

Secure method of payment! Low interest! Great customer services! Reviewed on: 7th May 2026

I love to use Paypal , is the best...

I love to use Paypal , is the best Reviewed on: 7th May 2026

Exceptional customer service.

Exceptional customer service. Going the extra mile. Help at first point of contac.t Reviewed on: 7th May 2026

Good Start it was good to buy a laptop from...

Good Start it was good to buy a laptop from apple Reviewed on: 7th May 2026

I had a good experience as well.

I had a good experience as well. Your money is very safe. Reviewed on: 7th May 2026

Very convenient way to pay, have used this facility...

Very convenient way to pay, have used this facility several times for purchases and been great to split the cost into 3. Reviewed on: 7th May 2026

I like paypal because I can use everywhere.

I like paypal because ı can use everywhere and my opinion this is good option. Reviewed on: 7th May 2026

I have been using the system for more than 10 years,...

I have been using the system for more than 10 years, everything is clear Reviewed on: 7th May 2026

Ive used paypal for many years and im very happy usi...

Ive used paypal for many years and im very happy using paypal. Reviewed on: 7th May 2026

Easy and straightforward.

Easy and straightforward. Also quick and app easy to use. Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79391 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub