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PayPal: PayPal Credit reviews

4.90
Based on 82,508 reviews, last reviewed 23rd Apr 2026
2925200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always feel safe using PayPal. I always feel safe using PayPal. Everything is smooth and seamless, and even when I’ve had issues with certain transactions or accounts, they’ve handl... Read more Reviewed on: 23rd April 2026
Nico's avatar
Nico

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82508)

It's easy to use and very handy if you need it most.

5
It's easy to use and very handy if you need it most. Reviewed on: 26th May 2025

Carolyn Stewart

5
It means you can pay for your purchases over time. Reviewed on: 26th May 2025

Its just great all round , never have any problems

5
Its just great all round , never have any problems Reviewed on: 26th May 2025

PayPal Credit a Empowering Financial Solution

5
This credit product made managing my finances so much easier with its flexible terms and interest rates. I finally feel in control and confident about my financial future Reviewed on: 26th May 2025

Great service.

4
Great service. Would be better if it was available in more places. A better explanation on interest charges would be great too! Reviewed on: 26th May 2025

My PayPal

5
I use PayPal for various things, and i can tell that anyone can trust PayPal without hesitation, i always recommend to my family and friends, I'm really happy that I'm with paypal. Reviewed on: 26th May 2025

Easy and Efficient

4
Easy, clear. Works well. A very efficient service. Would recommend to others who are looking to use this type of service. Clear to understand and navigate. Reviewed on: 26th May 2025

excellent service, across multiple platforms

5
excellent service, across multiple platforms Reviewed on: 26th May 2025

Never any problems and widely accepted making it eas...

5
Never any problems and widely accepted making it easy to pay Reviewed on: 26th May 2025

Nothing is any trouble.

5
Nothing is any trouble. Customer service excellent if needed Reviewed on: 26th May 2025

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