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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

Paypal is a fantastic service, I rely on them for ma...

Paypal is a fantastic service, I rely on them for many transactions and can rely on their security. Reviewed on: 7th May 2026

PayPal is pretty good.

There's always a real person available to talk to when you call customer services. The app is easy to navigate and to understand and everyh5ing can be seen in one place. Reviewed on: 7th May 2026

I love using PayPal it’s so easy .

I love using PayPal it’s so easy . It’s great when browsing online and you see something you like , a few clicks and it’s yours! Reviewed on: 7th May 2026

I’m really happy with PayPal.

I’m really happy with PayPal. It’s super efficient, simple to use, and always works smoothly. It makes online payments so much easier and gives me confidence every time I use it. I also appreciate how quickly transactions go through and how reliable the platform is, whether I’m sending money or making a purchase. Overall, it’s a service that truly makes my day‑to‑day life more convenient. Reviewed on: 7th May 2026

If there has been any problems PayPal have sorted it...

If there has been any problems PayPal have sorted it out Reviewed on: 7th May 2026

It’s clear and obvious everytime I borrow money from...

It’s clear and obvious everytime I borrow money from PayPal what the terms are and easy to manage my monthly payments. Reviewed on: 7th May 2026

Paypal no1 for online payments

Been with paypal for many years, and its my number preference for paying online. Reviewed on: 7th May 2026

I feel safe using PayPal on purchases with vendors I...

I feel safe using PayPal on purchases with vendors I have not used before, and there refunds are prompt. Reviewed on: 7th May 2026

I use PayPal credit regularly.

I use PayPal credit regularly.It's very simple,payments are straightforward and good value. Reviewed on: 7th May 2026

MyPayPal

It would be good to lower the interest rate. Reviewed on: 7th May 2026

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