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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148453 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148454)

The Bar for Excellence

Every time I have needed to contact PayPal directly via Customer Support, the staff have been excellent and super friendly. I much rather use PayPal’s credit/pay in 3 system over any other company out there due to how fast and straightforward it is. Reviewed on: 7th May 2026

Great customer service, safe transactions and an eas...

Great customer service, safe transactions and an easy app make PayPal a pleasure to use. Reviewed on: 7th May 2026

Absolutely convenient and safe protected payment med...

Absolutely convenient and safe protected payment medium. Reviewed on: 7th May 2026

Very easy to pay for things online quick and easy an...

Very easy to pay for things online quick and easy and fast it takes a day or so to come out of your bank Reviewed on: 7th May 2026

Great customer service, and debit card rewards.

Recently needed help from PayPal customer services, the chat wasn't so easy but when I called using the contact number they where very helpful and sorted out my query and the problem I had. I really like the pay in 3 and the credit 0% over 4 month really helps break up larger payments. I have had a PayPal debit card this year, which I collect points when spending, with extra points to get if activate offers with uber, shops, food, travel etc. , which is a bonus, more than what my other debit cards are offering. I am always asking friends and family if they have PayPal, If kkt then they should get it. Reviewed on: 7th May 2026

It’s very easy to use PayPal credit....

It’s very easy to use PayPal credit and the interest rates are reasonable.I know that I will be able to afford the monthly payments.It’s so reassuring to know that I can buy something and repay the loan over a set period. Reviewed on: 7th May 2026

Excellent service

Paypal has provided excellent service and financial assistance during the time i have used it. Highly recommend Reviewed on: 7th May 2026

It made things easy for me very cost effective way t...

It made things easy for me very cost effective way to manage my finances and buy thing I really need Reviewed on: 7th May 2026

Great service

Paying with PayPal is so convenient and simple to control. Reviewed on: 7th May 2026

Good experience

Good experience,paypal it's the best and I am very pleased with paypal. Reviewed on: 7th May 2026

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