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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,301 reviews, last reviewed 23rd Apr 2026
2906200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is best Simple and easy and helpful ………. Reviewed on: 23rd April 2026
Haq's avatar
Haq

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82301)

Very straightforward with 0% interest fees

5
Very straightforward with 0% interest fees Reviewed on: 26th May 2025
Moises 's avatar
Moises

Cannot fault, quick service with great support.

5
Cannot fault, quick service with great support. Reviewed on: 26th May 2025
Aaron's avatar
Aaron

Reliable

5
Never had a problem I find it very reliable. I like the pay in 3 doesn't seem so bad when you need an expensive item. Reviewed on: 26th May 2025
Mother a's avatar
Mother a

Excellent way to have flexible credit

5
Excellent way to have flexible credit Reviewed on: 26th May 2025
Chloe N's avatar
Chloe N

Simple and easy to use.

5
Simple and easy to use. It's simple to borrow money. Increase in limits are easily emailed over when they are offered. Reviewed on: 26th May 2025
Samantha M's avatar
Samantha M

Excellent

5
Really good offers on certain purchases. Clear information on interest, charges, statements etc. Easy to manage account within PayPal app. Excellent service and accepted widely online. Reviewed on: 26th May 2025
JH's avatar
JH

The best of the best payment methods

5
The best form of payment I know. I recommended Pay Pal to my friends and family. They are all very happy. I am sure that this is the best and safest form of payment at the present time. Reviewed on: 26th May 2025
artur g's avatar
artur g

Better tyhan the average card

5
Excellent range of services and better interest rates Reviewed on: 26th May 2025
DavidBW's avatar
DavidBW

Never used customer service so can’t rate it.

5
Never used customer service so can’t rate it. Reviewed on: 26th May 2025
Gregster's avatar
Gregster

Have use pay pal credit many time 3 monthly pays sui...

5
Have use pay pal credit many time 3 monthly pays suits me for unexpected bigger buys. Easy set up and straightforward to do. Reviewed on: 26th May 2025
Happy customer 's avatar
Happy customer

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