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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148502 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148502)

I use PayPal a lot safe to use and easy...

I use PayPal a lot safe to use and easy Reviewed on: 7th May 2026

Very easy to use and very fair rates.

Very easy to use and very fair rates, have used it on a few occasions and always happy with the service they provide. Reviewed on: 7th May 2026

Great system, save and easy to use and transfer money

Great system, save and easy to use and transfer money Reviewed on: 7th May 2026

Improve customer service

Paypall is very good in terms of paying quickly and no fuss,but customer service it's kind of poor as you get hild of them very hard. Only robots,can't speak to a human to relate your concern. Otherwise great! Reviewed on: 7th May 2026

PayPal ease

Always good communication ease of access to my account and very easy to navigate through never any problems when paying or receiving money Reviewed on: 7th May 2026

Excellent and easy payment options

Excellent and easy payment options Reviewed on: 7th May 2026

Customer service is excellent

The customer service is great at PayPal, anytime I’ve needed to call for assistance nothing has been too much to be able to help with. Would recommend!! Reviewed on: 7th May 2026

I always use PayPal and never have an issue.

I always use PayPal and never have an issue. Reviewed on: 7th May 2026

Keep you informed

Always use PayPal credit, never had any issues, it keeps you informed on payments regularly so you never miss a payment Reviewed on: 7th May 2026

Simple, Convenient & Easy to Manage

Easy to use and very convenient for spreading the cost of purchases. Payments are easy to manage. A helpful option when you want a little more flexibility with larger purchases. Reviewed on: 7th May 2026

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