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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Pay pal is convenient you can use it where you want...

Pay pal is convenient you can use it where you want buying online or in store.Its really working for me to buy things and pay later. Reviewed on: 10th June 2026

Moving House

Just moved address so didn’t get any notifications ref late payment on card and was charged £12 Reviewed on: 10th June 2026

It has been top notch so far since I started using P...

It has been top notch so far since I started using PayPal. Reviewed on: 10th June 2026

How PPC is helping me

PayPal credit is very good for me as it means I can afford items I would otherwise have to forego; in today's society where many people are under financial strain with PPC you can spread the cost thereby making it easier to get what you want. Reviewed on: 10th June 2026

Great customer service no matter what the issue is.

Great customer service no matter what the issue is. Reviewed on: 10th June 2026

Overall great!

Overall great! Always a good service. Reviewed on: 10th June 2026

easy to use very good deals multi auctions

easy to use very good deals multi auctions Reviewed on: 10th June 2026

I have a very good experience with PayPal.

I have a very good experience with PayPal. I joined through my friend recommendation. but I really loved it. it makes easier life in the sense of buying or shopping. recently I bought MAC but I was unable to pay in one go. so I had the opportunity to pay in four months time without any interest. Also I have PayPal credit as well. which life makes more easier for me. Reviewed on: 10th June 2026

Just a great way of paying, gives u the...

Just a great way of paying, gives u the flexibility Reviewed on: 10th June 2026

PayPal don’t care about their customers and you will...

PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your account, but they take the money instantly. Reviewed on: 10th June 2026

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