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PayPal: PayPal Credit reviews

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4.90
Based on 82,251 reviews, last reviewed 23rd Apr 2026
2902000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's definitely been helpful to be able to use PayPa... It's definitely been helpful to be able to use PayPal on bigger spends when money is tight. Less interest would be nice though Reviewed on: 23rd April 2026
Mike's avatar
Mike

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82251)

Great service, efficient and trustworthy when using...

5
Great service, efficient and trustworthy when using PayPal. Reviewed on: 26th May 2025
Ms Reilly's avatar
Ms Reilly

Helped me when I needed it good service and advice...

5
Helped me when I needed it good service and advice Reviewed on: 26th May 2025
Mark Gardner's avatar
Mark Gardner

Excellent PayPal credit.

5
I have never had any issue with PayPal credit. There communication is excellent as is the service they provide. Reviewed on: 26th May 2025
Raymond's avatar
Raymond

Been using PayPal credit for over 5 years and I woul...

5
Been using PayPal credit for over 5 years and I wouldn’t use anyone else for credit fully transparent the pay on 4 months interest free over 4 months helped me out a lot through Covid and I’m using it today couldn’t rate higher Reviewed on: 26th May 2025
Gareth88's avatar
Gareth88

PayPal credit have help me get what I really want

4
PayPal credit have help me get what I really want Reviewed on: 26th May 2025
Raul's avatar
Raul

Great back up

5
Great back up if I need something I can’t just spend a lot on in one go Reviewed on: 26th May 2025
Angela R's avatar
Angela R

Very quick and easy to delay payment for the tyres t...

5
Very quick and easy to delay payment for the tyres that I bought Reviewed on: 26th May 2025
Nicko's avatar
Nicko

Really good for when buying on credit especially on...

5
Really good for when buying on credit especially on the 4months no interest. Reviewed on: 26th May 2025
Taiyab Talat's avatar
Taiyab Talat

Great experience.

5
Great experience. Used for most of my purchased where PayPal options are available and in some cases for spreading payments particularly the no interest ones. Reviewed on: 26th May 2025
Ish's avatar
Ish

PayPal customers service

4
I have dealt with PayPal customers service due to monies been stolen from me through fraud. The money could not be refunded, but the service received was acceptable. I have also been given credit which has been very helpful when needing this for purchasing items. Reviewed on: 26th May 2025
Wendy's avatar
Wendy

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