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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,188 reviews, last reviewed 22nd Apr 2026
2896200% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is brilliant peace of mind Paypal is brilliant peace of mind Reviewed on: 22nd April 2026
Naveed a's avatar
Naveed a

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82188)

I have been using PayPal for years and I have no reg...

5
I have been using PayPal for years and I have no regret Reviewed on: 26th May 2025
Oladipo C's avatar
Oladipo C

Excellent service

5
Superb service. Secure and convenient Reviewed on: 26th May 2025
Syed A's avatar
Syed A

I do use regularly my PayPal Credit and their offers...

5
I do use regularly my PayPal Credit and their offers are very helpful for a good budget management. I am pleased to say that the customer service is excellent. Reviewed on: 26th May 2025
Ivelina Z's avatar
Ivelina Z

Very seamless service with easy to use app

5
Very seamless service with easy to use app Reviewed on: 26th May 2025
A O's avatar
A O

I been so long with PayPal and its make everything f...

5
I been so long with PayPal and its make everything for me easy and nice It's very helpful Reviewed on: 26th May 2025
El Ha's avatar
El Ha

Excellent

5
Iv used paypal credit throughout lots of years. And I have found it super useful! Everytime I needed help it was there and its flexible and easy to use. Great recommended! Reviewed on: 26th May 2025
Erika's avatar
Erika

Easy to apply for with instant desion.

5
Easy to apply for with instant desion. Makes it great for paying things off in 3 -4 months Reviewed on: 26th May 2025
Rob K's avatar
Rob K

Very easy transactions and good customer service whe...

5
Very easy transactions and good customer service when needed if anything was to go wrong and knowing that you are protected in every way. Reviewed on: 26th May 2025
Jack G's avatar
Jack G

PayPal credit-best way to pay

5
I first got paypal credit to purchase parts for my car that I needed to fix, I couldn’t have done it without spreading the cost and found the way I could pay with PayPal credit very useful and helpful. It is a very helpful way to pay as long as you keep on top of your payments which is helped by being able to set up direct debits for automatic payments every month. Thank you PayPal! Reviewed on: 26th May 2025
Mark R's avatar
Mark R

Safe against fraudulent merchants.

5
I have been using PayPal for a few years now. Customer service has been seemless and safety of my money against fraudulent merchants, as well as the ability to spread payments overonver time are my top reasons PayPal comes highly recommended. Reviewed on: 26th May 2025
Otux's avatar
Otux

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