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PayPal: PayPal Credit reviews

4.90
Based on 82,049 reviews, last reviewed 22nd Apr 2026
2883600% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love paypal. I love paypal. If you don't want yo pay straight away you csn do it via pay pal credit. Love how easy it is to send money fantastic experience. Even.c... Read more Reviewed on: 22nd April 2026
Miss R's avatar
Miss R

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82049)

I have used PayPal happily for many years, an excell...

5
I have used PayPal happily for many years, an excellent tool Reviewed on: 26th May 2025

Everything about PayPal is easy and trouble free.

5
Everything about PayPal is easy and trouble free. I would recommend them and their services to anyone Reviewed on: 26th May 2025

Excellent 0% for 4 months on payments.

5
Excellent 0% for 4 months on payments. Reviewed on: 26th May 2025

So easy to use and always easy to deal with...

5
So easy to use and always easy to deal with Reviewed on: 26th May 2025

Simply to use

5
Simply to use, universally accepted, paypal credit an excellent option for many instances, to be honest, what is there not to like. Reviewed on: 26th May 2025

Fantastic service provider, 100% recommended

5
Fantastic service provider, 100% recommended Reviewed on: 26th May 2025

Secure and safe easy to use, protect me when purchas...

5
Secure and safe easy to use, protect me when purchasing from online, best help on querying and refund great Reviewed on: 26th May 2025

Easy to use

5
PayPal is easy to use and credit options are great Reviewed on: 26th May 2025

GREAT SERVICE

5
GREAT SERVICE AND I HAVE MINIMUM CONTACT WITH PAYPAL BECAUSE THERE'S HSRDLY ANY ISSUES. I ALSO LIKE THERE'S A UK BASED HELP CENTER THAT I CAN CALL. THEY HAVE A CLEAR AND GOOD COMMAND OF ENGLISH AND ISSUES ARE USUALLY RESOLVED AFTER 1 PHONE CALL. I LIKE THE PAY IN 3 OPTION AND MY CREDIT LIMIT IS A GOOD AMOUNT. I THINK THEY SHOULD INTRODUCE A PAYPAL CARD. I AM HAPPY WITH PAYPAL. I THINK IF PAYPAL WAS AN ONLINE BANKING SYSTEM, THE COMPANY WILL HAVE AN EFFICIENT SYSTEM IN PLACE. I DON'T KNOW WHAT ELSE TO INCLUDE AS I'M WRITING MORE THAN I SHOULD TO PROGRESS TO "NEXT!" Reviewed on: 26th May 2025

Handy for large unexpected expenses

5
Quick & painless to use, very handy for large unexpected expenses. Customer service clear with any explanations required. Reviewed on: 26th May 2025

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