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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148650 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148650)

PayPal easy use.

Love the option for pay in 3 payments. Always know my payments are safe and secure. Always prompt on refunds Reviewed on: 7th May 2026

Always easy to use and very handy

Always easy to use and very handy Reviewed on: 7th May 2026

Thank you, its been a pleasure relying on you paypal...

Thank you, its been a pleasure relying on you paypal xx Reviewed on: 7th May 2026

Very easy to get on and helpful

Very easy to use and good service if you have any problems with suppliers or faulty goods or not as they advertise then Pay pal is there to sort that out Reviewed on: 7th May 2026

Very helpful service from PayPal splitting payments

Very helpful service from PayPal splitting payments Reviewed on: 7th May 2026

Always confident using PayPal on purchases online

From offering pay in three ,to protected purchasing if something goes wrong PayPal is Exellent. Reviewed on: 7th May 2026

I have been having good experience with paypal si...

I have been having good experience with paypal since the time I registered it Reviewed on: 7th May 2026

Convenient

Easy to pay + feel trust PayPal. To be a safe sight. Had no problems using pay system Reviewed on: 7th May 2026

Good they deal with my questions very well

Good they deal with my questions very well Reviewed on: 7th May 2026

Unique and Simple

Unique and Simple but need to improve overall Reviewed on: 7th May 2026

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