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PayPal: PayPal Credit reviews

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4.90
Based on 81,947 reviews, last reviewed 22nd Apr 2026
2874100% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It can always be better, but overall it's okay It can always be better, but overall it's okay Reviewed on: 22nd April 2026
Deyan S's avatar
Deyan S

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81947)

Easy to use hassle free convenient payment options i...

5
Easy to use hassle free convenient payment options if needed sucj as pay in 3 , credit or just linking to your bank . Easy secure never had any issues Reviewed on: 26th May 2025
Rob 's avatar
Rob

Helps spread the cost of living with various ways to...

5
Helps spread the cost of living with various ways to pay and option to spread cost over 3 pr 4 months interest free Reviewed on: 26th May 2025
annmarie_kenna@yahoo.co.uk's avatar
[email protected]

I started using PayPal Credit instead of my credit c...

5
I started using PayPal Credit instead of my credit cards on large purchases. Have found it easier to keep track of my payments & also is a big plus to use the pay in 3 option as well as some promotional rebates either some retailers Reviewed on: 26th May 2025
Jag's avatar
Jag

A fab credit tool

5
Great help with buying larger items with Pay in Three and generally good easy to use credit arrangement. Reviewed on: 26th May 2025
AS's avatar
AS

I have used PayPal for years

5
I have used PayPal for years and only ever had great experience Reviewed on: 26th May 2025
Emma w's avatar
Emma w

Easy to access reliable safe transactions.

5
Easy to access reliable safe transactions. Fair repayment scheme with detailed deductions and balances available to see. Peace of mind that I'm being taken care of and would definitely use again when needed and recommend to family and friend. Just so straight forward to arrange. Reviewed on: 26th May 2025
David Crd's avatar
David Crd

Accepted my credit then cancelled it?

1
Paypal accepted my credit agreement then cancelled it without any notification? Reviewed on: 26th May 2025
A L's avatar
A L

Love the interest free aspect of things, great service.

5
Love the interest free aspect of things, great service. Reviewed on: 26th May 2025
John Doe's avatar
John Doe

Excellent customer service and easily understandable...

5
Excellent customer service and easily understandable terms Reviewed on: 26th May 2025
Simon G's avatar
Simon G

Always giving reminders when payment is due, being k...

5
Always giving reminders when payment is due, being kept in the loop whenever there’s a change Reviewed on: 26th May 2025
Smurf's avatar
Smurf

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