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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

You know your money is safe when you’re purchasing o...

You know your money is safe when you’re purchasing online Reviewed on: 10th June 2026

Save -up with PayPal Credit!

PayPal credit allows you four months interest free on transactions over £100 - not just an introductory offer! I'm now loving my physical, in my purse, PayPal card for non online purchases too. Reviewed on: 10th June 2026

Excellent service

Excellent customer service and help with any purchases. Easy payments making life straight forward. Reviewed on: 10th June 2026

Customer service is useless however would still reco...

Customer service is useless however would still recommend other to use PayPal credit Reviewed on: 10th June 2026

Unreal especially the customer service very helpful...

Unreal especially the customer service very helpful when ever you need help very fast and responsive Reviewed on: 10th June 2026

I use as it feels the most secure

I use as it feels the most secure Reviewed on: 10th June 2026

paypal creadit simplicity

I have never had an issue very easy to use Reviewed on: 10th June 2026

I have been using PayPal credit for a number of years.

I have been using PayPal credit for a number of years. I find it a convenient and safe way to purchase online. Reviewed on: 10th June 2026

I feel safe and secure using PayPal

I feel safe and secure using PayPal Reviewed on: 10th June 2026

AMAZING EXPERIENCE!

I have had the most amazing experience with PayPal credit card! Reviewed on: 10th June 2026

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