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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great Service

Using PayPal makes shopping online and instore so much easier and hassle free. The payment options available give you so many choices to help manage your budget, and moving money around is simple and very user friendly Reviewed on: 10th June 2026

Very easy to use and understand good customer servic...

Very easy to use and understand good customer service when needed the app is well layered out Reviewed on: 10th June 2026

Easy and safe experience

Easy and safe as always great costumer service too Reviewed on: 10th June 2026

It's was very easy to activate, Very easy to use, Ha...

It's was very easy to activate, Very easy to use, Had no problem with it. Reviewed on: 10th June 2026

quick easy and supportive

quick easy and supportive no fuss no confusion Reviewed on: 10th June 2026

Easy to use

Convenient and multiple source payment is great Reviewed on: 10th June 2026

Very smooth experience every time

Very smooth experience every time. I choose Paypal whenever I can. Reviewed on: 10th June 2026

PayPal Credit has great Interest-free Flexibility

PayPal Credit has been great for spreading the cost of larger purchases. The 4 months 0% interest option meant I could buy my garden furniture and enjoy it throughout the summer without worrying about extra interest charges. Easy to use, flexible, and very convenient. Reviewed on: 10th June 2026

Payable credit

Having the option to pay over a few months is great and helps spread the cost. Reviewed on: 10th June 2026

No hassle good service never had a problem so far...

No hassle good service never had a problem so far Reviewed on: 10th June 2026

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