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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81727 reviews)

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4.90

Based on 81,727 reviews, last reviewed 22nd Apr 2026

2853400% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, integrates well with retailers, no issues Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81727)

Excellent service and customer service!

Excellent service and customer service!Many thanks snd please keep up Reviewed on: 26th May 2025

Excellent services.

Excellent services. Very recommended Reviewed on: 26th May 2025

Flexible choices of payments

Choices of payment plans. Flexible and interest free options, pay-in-three months, paying someone abroad, pay in full with an interim interest free period. Reviewed on: 26th May 2025

Love PayPal

Super convenient and love that it’s safe Reviewed on: 26th May 2025

Great for budgeting and managing money

This is such a reliable service that makes it so much easier to manage repayments and budget on a monthly basis. Customer service has been fantastic every time I've called. Reviewed on: 26th May 2025

I have used pay pal for years .

I have used pay pal for years .. most trusted way of paying ! Never had an issue Reviewed on: 26th May 2025

Great interest free service for 4 months on purchase...

Great interest free service for 4 months on purchases which is amazing from a customer's point of view. Very helpful if any queries. Friendly team and quick responses. Reviewed on: 26th May 2025

The interest rates are very high and when paying bac...

The interest rates are very high and when paying back each month sometimes the minimum monthly payment only covers the interest fee and hardly any of what you owe. Reviewed on: 26th May 2025

PayPal credit is so easy to use

PayPal credit has always been easy to use, credit limit increases have appeared at appropriate times times and and queries have been dealt with efficiently Reviewed on: 26th May 2025

Very easy to use , no pressure , good customer servi...

Very easy to use , no pressure , good customer service, my favourite Reviewed on: 26th May 2025

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