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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148724 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148725)

Good user experience.

Good user experience. Easy to understand Reviewed on: 7th May 2026

Make lives easier

It's very handy to use PayPal and I am regularly using it Reviewed on: 7th May 2026

No issue and happy to recommend.

No issue and happy to recommend. Service is great. Reviewed on: 7th May 2026

had no problems in the past 7 years no complaints

had no problems in the past 7 years no complaints Reviewed on: 7th May 2026

Great credit with loads of ways to pay/repay, quick...

Great credit with loads of ways to pay/repay, quick and easy on most websites Reviewed on: 7th May 2026

Hassle free service.

Easy to use and hassle free. Would recommend to family and friends Reviewed on: 7th May 2026

I am very grateful.

I am very grateful. PayPal has ease my finances and is stress free. Reviewed on: 7th May 2026

Very Satisfied

Transactions are easy to navigate and the process is very smooth and quick, having being using Papal for many years now and satisfied with the service it offers Reviewed on: 7th May 2026

PayPal is the best credit you can use

PayPal is one of the best customer services and best credit you can have Reviewed on: 7th May 2026

Been using PayPal for years, great customer service...

Been using PayPal for years, great customer service and value foe money. I've only had one issue over the years and thay was buying a phone, I chose monthly but it came out my bank at £1400 which I didn't have obviously. When I rung up they wouldn't help because my Default payment method wasn't set correctly on PayPal end? Even though I went through the correct process and chose monthly payments and accepted the terms. Which I still dont understand. But all the years that's the only problem and they are normal very helpful and polite. Reviewed on: 7th May 2026

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