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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

Love having paypal credit.

Love having paypal credit. Even more so now that I have a card. Reviewed on: 7th May 2026

Spoke to customer service on the phone a few weeks a...

Spoke to customer service on the phone a few weeks ago, and they were extremely helpful, and resolved my issue immediately Reviewed on: 7th May 2026

Great - I love Paypal

Have used PayPal for years, very simple and easy to use. There are different payment options, some that are free and convenient. Reviewed on: 7th May 2026

PayPal Credit 5*

I have been using PayPal Credit for a number of years and I enjoy how easy it has been to use. I manage how much I spend and try always to utilise the ability to pay off my account in a timely manner. When I use 3-4 monthly offers, I keep an eye on when payments are due and sometimes settle them before they are due. I would rate PayPal as a trustworthy credit source and recommend it highly. Reviewed on: 7th May 2026

PayPal way

Never had any problem with when pay with PayPal. Safety and trust to use on every checkout Reviewed on: 7th May 2026

Excellent service

Never any problems but if there is it is always sorted. Good customer service. Reviewed on: 7th May 2026

PayPal Credit provides generous interest free period.

PayPal Credit provides generous interest free periods for purchases and the Pay in Three is fantastic. The statements are very clear, so you know exactly where you are. Thanks to PayPal Credit. Reviewed on: 7th May 2026

value for money and gives you time (based on their c...

value for money and gives you time (based on their current offers) to pay for the existing credit without the hassle Reviewed on: 7th May 2026

Pay pal..

I have been involved with PayPal lots of time and they been very helpful Reviewed on: 7th May 2026

Easy and convenient

Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026

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