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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

All round winner

Always easy to navigate for all aspects of use whether it be for purchasing or making payments. Great access to fair and easy plans / purchase options to make the sting of a spend less painful and stress free Reviewed on: 10th June 2026

Using PayPal credit is seamless, quick and easy to s...

Using PayPal credit is seamless, quick and easy to set up. Reviewed on: 10th June 2026

It's Amazing

Probably the best experience. Amazing Reviewed on: 10th June 2026

Really happy with paypal it is easy and safe to...

Really happy with paypal it is easy and safe to use Reviewed on: 10th June 2026

Easy to use keep control spending and can have optio...

Easy to use keep control spending and can have option pay earlier too Reviewed on: 10th June 2026

Paypal is my preferred method to pay for everything.

Paypal is my preferred method to pay for everything. Reviewed on: 10th June 2026

Never had any issues, everyone runs smoothly.

Never had any issues, everyone runs smoothly.Quick and easy credit set up with 3 payments Reviewed on: 10th June 2026

Find useful for smaller purchases

Used a lot not always clear tho when you have paid takes a while to come off balance and wish you got longer than 4 months Reviewed on: 10th June 2026

Happy customer

I always go through paypal incase any thing goes wrong highly recommended Reviewed on: 10th June 2026

I like the 3 easy payment facility, which ease of a...

I like the 3 easy payment facility, which ease of a payment instead paying in full, helps to get more time and without paying any interest. Make sure you qualify for this opportunity Reviewed on: 10th June 2026

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