Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81622 reviews)

View other PayPal products

4.90

Based on 81,622 reviews, last reviewed 22nd Apr 2026

2843900% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very Satisfied with PayPal Credit My experience with PayPal Credit has been excellent. Everything works smoothly, payments are easy to manage, and the service has been completely relia... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (81622)

Hassle free

Never used customer service so cannot comment, otherwise never had any problems using paypal in about 20 years of using the service Reviewed on: 26th May 2025

PayPal is so easy to use and really accessible

PayPal is so easy to use and really accessible Reviewed on: 26th May 2025

Easy to use.

Easy to use. Straightforward and easy to understand. Cost effective and accepted by multiple vendors Reviewed on: 26th May 2025

Amazing pay back options and manageability.

Amazing pay back options and manageability. Being able to change my ddeb amount each month, advised as to what the minimum payment requirement is and interest free offers are honestly so helpful Reviewed on: 26th May 2025

Have bought several things on my PayPal great for 0%...

Have bought several things on my PayPal great for 0% interest on costly goods Reviewed on: 26th May 2025

Useful advantages of PayPal

I have have any concerns they are addressed. The site is easy to navigate. I like the options that are given to me to spread my costs over a longer time period . The new option of purchasing digital currency is something that I am very interested in for the future. Reviewed on: 26th May 2025

Easy to apply and excellent customer service

Easy to apply and excellent customer service Reviewed on: 26th May 2025

Allways use PayPal credit fantastic 4 months interes...

Allways use PayPal credit fantastic 4 months interest free on purchases been using this option for a long time well done pay pal Reviewed on: 26th May 2025

I have used paypal credit for a while now and it is...

I have used paypal credit for a while now and it is just so simple to use and so so handy. Customer service has never been an issue for me and always quick if I've needed to contact them. I have always trusted paypal so when they brought out PayPal credit I never worried it when using it. Reviewed on: 26th May 2025

Excellent and very easy to use the app was very help...

Excellent and very easy to use the app was very helpful you can see everything at a glance and all the advisors were very good Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37402 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub