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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

Useful for storing details and quick payments

Paypal and Paypal credit can be really useful in that they allow you to quickly pay for stuff without entering card etc details each time. The app is good too and helps keep track of stuff, pay things early etc. Pay in three and pay later facilities are really handy too Reviewed on: 7th May 2026

Love PayPal.

Love PayPal. It’s easy to use. Great way to keep track of spending.great for added security. Can use it to determine if a site is trusted Reviewed on: 7th May 2026

PayPal & PayPal credit are brilliant

PayPal & PayPal credit are brilliant it's so easy to pay with PayPal than anything else Reviewed on: 7th May 2026

I love PayPal and the flexibility it gives you espec...

I love PayPal and the flexibility it gives you especially with Pay in 3. Reviewed on: 7th May 2026

Great- Nice- Helpful.

Great- Nice- Helpful. I am realy happy with it Reviewed on: 7th May 2026

Simple way to pay online.

Never had an issue using PayPal credit. Feel confident when purchasing via PayPal Reviewed on: 7th May 2026

PayPal credit

I’ve used PayPal credit to spread payments and it is quick and easy Reviewed on: 7th May 2026

Stress free

Very good experience andhappy with it. Reviewed on: 7th May 2026

Great for transfers and short term credit

I have mainly used for transferring/recieving money to/from people, but have utilised credit facility as well. For simple transfers it is great - especially where I don't want to share bank details as just have to share my email. The credit facility was great, wasn't given an overwhelming or unnecessary amount of credit, just what I needed and was simple to pay off and close when no longer required. Reviewed on: 7th May 2026

Love this !

I really enjoy PayPal credit. It makes it so easy to buy things and make the purchases I want to make. It is a great concept and PayPal has so many great concepts. This is just a really good one too. It is super helpful and great! Reviewed on: 7th May 2026

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