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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 81,489 reviews, last reviewed 22nd Apr 2026
2831800% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am a loyal customer from Paypal. I am a loyal customer from Paypal. More than 20 years using it and very happy. Only difficult to contact persons directly but in general all it is goi... Read more Reviewed on: 22nd April 2026
Alexander C's avatar
Alexander C

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
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Restless
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (81489)

Easy to get credit and simple to setup.

5
Easy to get credit and simple to setup. Very pleased with the service. Reviewed on: 26th May 2025
Julian A's avatar
Julian A

Good to use

4
Easy to use and there are some offers like 0 interest on purchases for certain amount of time. Reviewed on: 26th May 2025
Maria V's avatar
Maria V

When money is tight PayPal is always there to help...

5
When money is tight PayPal is always there to help out Reviewed on: 26th May 2025
Alan J's avatar
Alan J

PayPal is the best credit lender

5
So easy to use.pay on time and they will help you all that they can Reviewed on: 26th May 2025
Carl m's avatar
Carl m

Always a good experience with PayPal, and I trust them

5
Always a good experience with PayPal, and I trust them Reviewed on: 26th May 2025
Lynky's avatar
Lynky

Very good experiences with no issues arising.

5
Very good experiences with no issues arising. Reviewed on: 26th May 2025
Surj's avatar
Surj

It’s been pleasure to use PayPal

5
It’s been pleasure to use PayPal Reviewed on: 26th May 2025
Umz's avatar
Umz

Easy to apply and easy access

5
Easy to apply and easy access will always make sure your transactions are secure and safe Reviewed on: 26th May 2025
Paul C's avatar
Paul C

Best Financial Organisation

5
Always very helpful and easily approachable over the phone. Easy options to pay for anything, user friendly App on phone, transactions display is very easily to read. Flexible payment option with prior email reminder. Overall fully satisfied. Reviewed on: 26th May 2025
SYED MEHDI's avatar
SYED MEHDI

reliable and convenient

4
I’ve found it to be a reliable and convenient platform for managing online payments. Whether I’m sending money to friends or making purchases from online stores, transactions are usually quick and secure. I particularly appreciate the buyer protection feature—it gives me peace of mind when shopping online. Linking my bank account and cards was straightforward, and the app is easy to navigate. In summary, PayPal has made handling digital payments much simpler for me, and I’d recommend it to others looking for a trusted payment solution. Reviewed on: 26th May 2025
Mohamed R's avatar
Mohamed R

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