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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148790)

All gooooooood Excellent service

5
All gooooooood Excellent service Reviewed on: 7th May 2026

Love it never had a problem with it

5
Love it never had a problem with it Reviewed on: 7th May 2026

Quick, accurate information and widely accepted

5
Quick, accurate information and widely accepted Reviewed on: 7th May 2026

Amazing purchasing power and excellent customer care

5
Provides good purchasing power and easy financing routes, helps keep track of expenses easily. Customer support is easily accessible and they provide excellent service always helping the customer when needed Reviewed on: 7th May 2026

Love PayPal, can’t live without iy

5
Love PayPal, can’t live without iy Reviewed on: 7th May 2026

Great and safe to use any were

5
I have enjoyed the time i have been with paypal it was very helpful having it and safe on my trip to the barhamas. And will deffitly use it on all my hols in the uk and the rest of the would Reviewed on: 7th May 2026

Excellent service overall.

5
Excellent service overall. Would recommend. Reviewed on: 7th May 2026

Efficient and easy to use.

5
Efficient and easy to use. Very quick at resolving issues. Paypal credit helps to spread the cost of payments and so does pay in three. Reviewed on: 7th May 2026

PayPal has been great to purchase items when needed...

5
PayPal has been great to purchase items when needed but the option to pay back with no additional charges if paid in full before 3months. Reviewed on: 7th May 2026

Pay pal makes payment transactions really easy and s...

5
Pay pal makes payment transactions really easy and secure. Also a great feature to give different payment options which helps spread the cost of larger payments. Reviewed on: 7th May 2026

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