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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PAYPAL. THERE WHEN YOU NEED IT.

PAYPAL WORKS WELL FOR ME ON SEVERAL LEVELS. IF I SPOT A BARGAIN, I CAN USE EITHER PAYPAL TO EITHER PAY IN 3 MAKING IT SO MUCH EASIER OR ADD TO MY PAYPAL CREDIT ACCOUNT. THIS MEANS I DON'T MISS A BARGAIN AND CAN BUDGET FOR BIRTHDAYS, CHRISTMAS ETC. Reviewed on: 10th June 2026

Good credit option

Simple, good value for money, happy with their system Reviewed on: 10th June 2026

Easy to use, innovative, simple app and I can see wh...

Easy to use, innovative, simple app and I can see where I stand financially Reviewed on: 10th June 2026

Trustworthy with great products

Always been fab. Like their products. Trustworthy Reviewed on: 10th June 2026

PayPal is the easiest service for buying and sending...

PayPal is the easiest service for buying and sending money to friends and family. The customer service is excellent. I never regret their service since I started using PayPal in 2004. Reviewed on: 10th June 2026

Never had any issues using PayPal

Never had any issues using PayPal Reviewed on: 10th June 2026

PayPal is an easy to use and manage platform.

PayPal is an easy to use and manage platform. Its new points system is an added benefit, which has been very welcomed. It is useful to have options to spread payments using their, pay in three and interest free flexible payment options. Reviewed on: 10th June 2026

Payment terms are great and no interest for 4 months...

Payment terms are great and no interest for 4 months on items over £100 is very helpful. Reviewed on: 10th June 2026

Great service

Easy to use and great customer service - quick response time. All information you need easily available. Reviewed on: 10th June 2026

User friendly

Convenient and easy to use. Available on lots of retailers websites and helps me manage my cash flow Reviewed on: 10th June 2026

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