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PayPal: PayPal Credit reviews

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4.90
Based on 81,217 reviews, last reviewed 22nd Apr 2026
2806200% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

it’s been goood It’s been good, and customer service have been extremely helpful. Reviewed on: 22nd April 2026
Marj S's avatar
Marj S

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (81218)

If I go to a new website to shop and the do not have...

5
If I go to a new website to shop and the do not have PayPal I will leave it. I only trust retailers with PayPal. Reviewed on: 26th May 2025
Reminder O's avatar
Reminder O

I’ve been using PayPal for a number of years now and...

5
I’ve been using PayPal for a number of years now and find it very convenient both as Credit and pay in three month with no interest added I would highly recommend PayPal to anybody. They give value for money and always there to protect with a high security site. I am very pleased with PayPal and will continue to use them for many years to come Reviewed on: 26th May 2025
Daniel's avatar
Daniel

Never had a problem, easy and simple to use

5
Never had a problem, easy and simple to use Reviewed on: 26th May 2025
Jessica's avatar
Jessica

PayPal credit comes very handy when you need to orde...

5
PayPal credit comes very handy when you need to order something off a website that doesn’t look very trusty. Also, very useful on a day to day basis Reviewed on: 26th May 2025
Marina McCallum's avatar
Marina McCallum

Good for online purchases, extra PayPal security

5
Good for online purchases, ordering multiple sizes & returns doesn't effect bank balance. plus extra paypal security in case anything goes wrong or scams! Reviewed on: 26th May 2025
LALA's avatar
LALA

Makes life easier

5
I use PayPal, PayPal credit and pay in 3 for all my online purchases. I've never had any kind of issue with any of them. Easy to use and makes life easier. Reviewed on: 26th May 2025
Craig's avatar
Craig

Excellence

5
Very handy to paypal, so easy to use Reviewed on: 26th May 2025
Catherine W's avatar
Catherine W

PayPal credit lLIFE THAT LITTLE BIT MORE REASSURING.

5
PayPal make the whole process so easy simple and quick. Reviewed on: 26th May 2025
Michael 's avatar
Michael

Peace of mind and stress-free credit.

5
The range of stress-free credit. Can shop knowing that I have the option of paying for goods over an extended period. I use PayPal to pay for goods online whenever the option is available knowing that my details are protected in the case where the transaction is with a malicious or dubious site Reviewed on: 26th May 2025
Ains's avatar
Ains

Easy to use

5
Fast credit, easy to use online. Lots of stores offer this line of credit and it works really well. Have used it for multiple things in multiple stores and it’s so easy! Have recommended to friends and family. Reviewed on: 26th May 2025
Lucy W's avatar
Lucy W

Review PayPal: PayPal Credit now

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