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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service throughout

Excellent service throughout my many years of using PayPal. Reviewed on: 10th June 2026

Ease of use.

Ease of use. Credit facility is very helpful. New rewards scheme is a great bonus for frequent users. Buyer protection gives great piece of mind on larger purchases from online retailers. Reviewed on: 10th June 2026

Good all round experience using PayPal.

Good all round experience using PayPal. It is secure and easy to purchase online. Pay in 3 is so helpful. Reviewed on: 10th June 2026

Great, helpful, fantastic service

Great, helpful, fantastic service Reviewed on: 10th June 2026

Very useful and really helps me out when I’m in a to...

Very useful and really helps me out when I’m in a tough spot financially Reviewed on: 10th June 2026

Easy and convenient.

Easy and convenient. Good customer service Reviewed on: 10th June 2026

I always use paypal.

I always use paypal. I feel security while using it also. Reviewed on: 10th June 2026

Peace of mind

PayPal has helped me with their various payment methods and interest free options. It’s also made purchases more secure knowing I can make purchases from anywhere in the world with the secure backing of PayPal Reviewed on: 10th June 2026

Iv been always happy with pay pal

Iv been always happy with pay pal Reviewed on: 10th June 2026

A trusted way to pay online

I've used PayPal for several years and have generally found it to be a convenient and secure way to send and receive money online. The platform is easy to use, payments are usually processed quickly, and the buyer protection offers added peace of mind when shopping online. Reviewed on: 10th June 2026

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