Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148805)

paypal credit gives time to pay in full allowing tho...

5
paypal credit gives time to pay in full allowing those buys that aren't necessarily affordable in the present to be bought and paid for over a period of time. Reviewed on: 7th May 2026

Easy to use

5
Easy to use. Really like it and recommend Reviewed on: 7th May 2026

Great service, easy to understand and easy to use.

5
Great service, easy to understand and easy to use. Reviewed on: 7th May 2026

I always feel confident and secure making payment vi...

5
I always feel confident and secure making payment via Paypal Reviewed on: 7th May 2026

customer service

4
Easy to contact customer service when I raised a concern. They listened and immediately addressed the problem Reviewed on: 7th May 2026

All gooooooood Excellent service

5
All gooooooood Excellent service Reviewed on: 7th May 2026

Love it never had a problem with it

5
Love it never had a problem with it Reviewed on: 7th May 2026

Quick, accurate information and widely accepted

5
Quick, accurate information and widely accepted Reviewed on: 7th May 2026

Amazing purchasing power and excellent customer care

5
Provides good purchasing power and easy financing routes, helps keep track of expenses easily. Customer support is easily accessible and they provide excellent service always helping the customer when needed Reviewed on: 7th May 2026

Love PayPal, can’t live without iy

5
Love PayPal, can’t live without iy Reviewed on: 7th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79763 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products