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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,635 reviews, last reviewed 20th Apr 2026
2567200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I would rate my experience as great using PayPal. The customer service experience is also great. Reviewed on: 20th April 2026
Mo A's avatar
Mo A

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78635)

Amazing, I get this payment option all the time

5
Amazing, I get this payment option all the time Reviewed on: 17th June 2024
Maria M's avatar
Maria M

It works for me, I use it as and when I need to.

5
It works for me, I use it as and when I need to. Reviewed on: 17th June 2024
Andrew H's avatar
Andrew H

Never ever had problems in resolving issues with Pay...

5
Never ever had problems in resolving issues with PayPal. 4 Months interest free credit is great. Reviewed on: 17th June 2024
brian m's avatar
brian m

Amazing helped me through a hard time

5
Amazing! Helped me through a hard time of Illness for supplies. Can’t thank you enough!! Reviewed on: 17th June 2024
Francisw's avatar
Francisw

PayPal makes me feel protected while purchasing online

5
I have had a very good experience with PayPal and feel protected when I buy online. I generally don't order anything online unless I can pay though PayPal Reviewed on: 17th June 2024
Ish's avatar
Ish

A little confusing,

3
A little confusing, as I just made a purchase on PayPal and it's gone out of my bank instead Reviewed on: 17th June 2024
Lindsey 's avatar
Lindsey

PayPal is my preferred way to pay online.

5
PayPal is very easy to send payments and gives peace of mind when shopping online. Reviewed on: 17th June 2024
Violet Sky's avatar
Violet Sky

Fantastic user friendly app

5
Been using PayPal credit for years the app is user friendly and easy to manage. When I’ve had queries about issues the live chat is very helpful and you don’t wait a long time to speak to someone. The PayPal pay in 3 is also a really good incentive plus it’s interest free and you don’t need to worry about missing a payment as it comes out your bank account on the same date Reviewed on: 17th June 2024
Victoria 's avatar
Victoria

Good service

5
I like the service, but have never need to contact your customer service Reviewed on: 17th June 2024
Abubakar S's avatar
Abubakar S

Highly recommended

5
I use PayPal frequently, reliable, easy to send and receive money. Good customer service. Quick refunds if needed. Reviewed on: 17th June 2024
Lily's avatar
Lily

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