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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Love the buy over 4 mths feature and pay in...

Love the buy over 4 mths feature and pay in three Reviewed on: 10th June 2026

Easy to use PayPal credit in very many situations

Easy to use PayPal credit in very many situations Reviewed on: 10th June 2026

Great help.

I like the pay in 3 option. I also like that almost everything can be bought through Paypal Reviewed on: 10th June 2026

It's so easy to use, customer friendly!

It's so easy to use, customer friendly many ways to pay by card, PayPal online, Google pay makes it's so much easier than ant other credit cards to use because even if websites not accepting PayPal or gives you more ways to pay and still be your PayPal credit plus collection points for future discounts makes it more encouraging to use Reviewed on: 10th June 2026

Very good

Fast helpful very good service.Site is easy to use .if i phone you get a very helpful person Reviewed on: 10th June 2026

Very easy to pay using paypal, it is easy to operate...

Very easy to pay using paypal, it is easy to operate the account so that you can keep track of finances Reviewed on: 10th June 2026

Paypal makes buying easier

I love paypla been using it for years, makes buying easier, i can spread the cost Reviewed on: 10th June 2026

Great experience with PayPal Credit.

Great experience eith PayPal Credit.The application process was quick and easy, and managing payments is ver convenient. A helpful and flexibile option for online purchases. Reviewed on: 10th June 2026

Fast,easy,professional with customer

Fast,easy,professional with customer Reviewed on: 10th June 2026

All in all it's good, but I had one incident where I...

All in all it's good, but I had one incident where I was scammed, but PayPal closed the complaint too soon and I lost out. First world issues, I guess, but a little frustrating. Reviewed on: 10th June 2026

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