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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal credit, easy to use

I have been a customer of paypal credit for the last few years and have found them to be honest and easy to communicate with. I have found that where other financial companies can make it difficult to make payments online, paypal have always been so simple to use and make a payment, after using my login and appropriate information. Making bookings for hotels, hire cars, etc have been seamless without having to jump through hoops and often having to give lots of other details, only to find that the payment doesn't go through. I would happily recommend them, (and have on several occasions), to friends and family! Reviewed on: 10th June 2026

The one thing we need from Paypal is protection

The one thing h the at we need from Paypal is protection from poor or fraudulent sellers. PayPal failed me.I presented all the information, the emails, photos of products received and even the threatening messages I was receiving from the seller due to raising a claim. However, Paypal preferred to ignore the evidence and retain a fraudulent sellers. I will ditch Paypal as soon as possible Reviewed on: 10th June 2026

Great company to use.

I have no issues with paypal, the way life is at the moment you need a bit of leeway when paying for goods. Reviewed on: 10th June 2026

Good excellent customer support and care

Good excellent customer support and care Reviewed on: 10th June 2026

never had any problems using paypal credit

never had any problems using paypal credit Reviewed on: 10th June 2026

Always use PayPal credit!

Always use PayPal credit! Easy to understand and most retailers take PayPal so win win!! Easy to set up payments out of my direct debit or via my PayPal balance. Or even straight from my bank. Reviewed on: 10th June 2026

Anytime .

Always available to use for most purchases online and now by card and credit bonus us now Reviewed on: 10th June 2026

All queries answered immediately.

Any query always answered immediately. Feel safe using PayPal when completing online transactions. Also have Peace of mind that the transactions have a paper trail and tracking until delivery of my items. Reviewed on: 10th June 2026

Never had an issue using PayPal.

Never had an issue using PayPal. Reviewed on: 10th June 2026

Easy to use and makes me feel protected.

Easy to use and makes me feel protected. Also love we cards. Reviewed on: 10th June 2026

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