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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,504 reviews, last reviewed 20th Apr 2026
2555200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is upfront, no hidden agenda just a fanta... Everything is upfront, no hidden agenda just a fantastic app that suits everyone’s needs. If you do have a query/worry it will be resolved the same da... Read more Reviewed on: 20th April 2026
Susan Bates's avatar
Susan Bates

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78504)

So easy and useful and always great service

5
Never had a problem with the process from PayPal, always ready to help and when a problem has occurred it’s always been resolved quickly and efficiently. Reviewed on: 17th June 2024
Samantha A's avatar
Samantha A

Excellent service

5
Never had any issues with PayPal and the system is super easy to navigate. Reviewed on: 17th June 2024
Olivia C's avatar
Olivia C

Reasonable In Every Sense

5
PayPal credit unlike others allow you 4months before any interest rates are applied to your credit which is an amazing thing to us customers because no one wants to invite any interest on monies borrowed. Reviewed on: 17th June 2024
Rubaba's avatar
Rubaba

Very easy to use and your purchase is secure.

4
Very easy to use and your purchase is secure. I often slleeed Reviewed on: 17th June 2024
Delores Graham's avatar
Delores Graham

Precise also user friendly

5
Precise, accurate and safe also user friendly Reviewed on: 17th June 2024
Rae's avatar
Rae

It’s excellent for me because I can use it for anyth...

5
It’s excellent for me because I can use it for anything Reviewed on: 17th June 2024
Ionela B's avatar
Ionela B

Always easy to manage witha lot of options to use Pa...

5
Always easy to manage witha lot of options to use PayPal secure payments in anything I buy Reviewed on: 17th June 2024
Linda J's avatar
Linda J

Great for eBay purchases, four months 0% interest an...

5
Great for eBay purchases, four months 0% interest and can pay monthly towards it Reviewed on: 17th June 2024
Paul C's avatar
Paul C

Always reliable, used by so many retailers

5
Always reliable, used by so many retailers Reviewed on: 17th June 2024
Shanine S's avatar
Shanine S

Very easy to use.

5
Very easy to use. In few clicks I can split my payment , or pay later with no fees or interest. One improvement : if you can give alerts before the 4 months are done, so we can pay before interest are applied. Thanks Reviewed on: 17th June 2024
Khaldoun C's avatar
Khaldoun C

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