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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49914 reviews)

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4.91

Based on 49,914 reviews, last reviewed 1st Jun 2025

1762000% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great offers Great offers eg. 3 payment plan without interest, and payment plans enables you to enjoy large purchases now Reviewed on: 1st June 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (49914)

Simple and reliable

Helpful and has good customer support service Reviewed on: 2nd June 2023

So safe! So secure!

Love the no interest for four months so helps when you need something fast. Washing machine, etc. Such a help. Reviewed on: 2nd June 2023

Excellent Way to Pay

With 4 whole months of interest free credit on purchases...whats not to like. Split the cost of your purchase over 4 months it makes budgeting easier and you never fall foul of standard interest rates. Paypal everytime. Reviewed on: 2nd June 2023

Safe and easy credit.

Want a no fuss credit experience where you can see your credit balance at a glance then look no further than PayPal. Clear easy to use app with email payment reminders or simply set up a direct debit, good interest rates and a no fuss approach then PayPal is the best choice. Reviewed on: 2nd June 2023

PayPal Credit

Always a great option to help spread the cost of my purchases during these hard Financial Times . Without PayPal credit I don’t know how I would have coped . It’s made life easier for me Reviewed on: 2nd June 2023

PayPal: A Game-Changing Payment Solution for eBay Shopping

I wanted to share my experience with PayPal and how it has significantly improved my eBay shopping. PayPal's integration with eBay and its interest-free payment plan in three installments have made it my top choice for online purchases. Here's why I highly recommend PayPal to all eBay enthusiasts: Smooth Transactions: PayPal makes the payment process incredibly easy. No more hassle of manually entering credit card details or worrying about the security of personal information. PayPal acts as a secure intermediary, ensuring that transactions are protected. Seamless Integration: PayPal seamlessly integrates with eBay, offering a convenient "Pay with PayPal" option during checkout. It takes just a few clicks to complete a purchase, saving time and effort. Flexible Payments: The option to pay in three interest-free installments is a standout feature of PayPal. This feature has been a game-changer for me, allowing me to manage my budget effectively and make purchases without immediate financial strain. Buyer Protection: PayPal is committed to protecting buyers. If any issues arise with a purchase, PayPal provides a reliable means for dispute resolution. Their customer service team is responsive and helpful, offering peace of mind when shopping on eBay. Wide Acceptance: PayPal is not limited to eBay but is accepted on various online platforms. This versatility means you can use PayPal for purchases beyond eBay, making it a comprehensive payment solution for all your online shopping needs. Mobile Accessibility: The PayPal mobile app is user-friendly and allows you to make purchases on the go. Whether using a smartphone or tablet, the app provides a secure and seamless payment experience, ensuring you never miss out on great deals. In conclusion, PayPal has truly transformed my eBay shopping experience. Its easy integration, interest-free installment option, buyer protection, and overall convenience make it the perfect payment solution for eBay enthusiasts. With PayPal, you can indulge in your shopping desires while maintaining financial control. I highly recommend using PayPal for all your eBay purchases, as it enhances the overall shopping experience and brings peace of mind to your transactions. Reviewed on: 2nd June 2023

Brilliant Product

The PayPal credit is a brilliant product offering extended interest free terms on large purchases. The app is so easy to use to manage you account and monitor spend, helping you to benefit from 0% offers. Reviewed on: 2nd June 2023

Best service

With ease to pay off in 4 months without interest has been a great feature unlike many other competitors Reviewed on: 2nd June 2023

Convenient for consumers

Excellent money management at your fingertips Reviewed on: 2nd June 2023

4 Months Interest Free

Excellent offering that makes large purchases, possible and manageable. Reviewed on: 2nd June 2023

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