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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

had a few parcels not delivered and when I got...

I've had a few parcels not delivered and when I got intouch with PayPal they have sorted it out very quickly Reviewed on: 10th June 2026

No fuss no jargon great customer setvice

No fuss no jargon great customer setvice Reviewed on: 10th June 2026

Is very beneficial and very good service.

Is very beneficial and very good service. It is very easy to use. Reviewed on: 10th June 2026

Always seamless and simple to use.

Always seamless and simple to use. Reviewed on: 10th June 2026

Easy to use and reasonably priced

Easy to use and reasonably priced Reviewed on: 10th June 2026

Best payment method

I have been using PayPal for years and it is the most reliable payment method. They respond very quickly to any issues I might have. Reviewed on: 10th June 2026

Can always trust PayPal.

Can always trust PayPal. So easy to use and navigate website. Customer service is exceptional. Easy transactions, and never any issues. Simply the best finance company! Reviewed on: 10th June 2026

the options were easy to understand easy to set up

the options were easy to understand and easy to set up Reviewed on: 10th June 2026

Easily accessible and simply to use for payments

Easily accessible and simply to use for payments Reviewed on: 10th June 2026

Great service with room to improve

I’ve found Paypal Credit quite straightforward to use, especially when buying online. The application and payment process were simple, and it’s useful having the option to spread payments when needed. The main downside is that the information around repayments and charges could be clearer. It can feel a bit easy to miss the details unless you check everything properly, so I’d say it works well but only if you stay on top of the payments. Overall, it’s convenient and handy, but I’d prefer clearer communication and reminders. Reviewed on: 10th June 2026

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