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PayPal: PayPal Credit reviews

4.90
Based on 86,612 reviews, last reviewed 26th Apr 2026
1652200% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal No.1 Love using this service, never failed me once and has everything I need to manage my finances and make seamless payments Reviewed on: 26th April 2026
Craig G's avatar
Craig G

Latest lowest rating:

2

Goodyea too doors and new she and good Should spices innthenepidycts and herbs brings darnGood and good Reviewed on: 26th April 2026
Kazawali K's avatar
Kazawali K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86612)

Great credit and interest free options and pay by 3.

5
Great credit and interest free options and pay by 3. Reviewed on: 26th May 2025

Great experience - it makes sending and receiving mo...

5
Great experience - it makes sending and receiving money very easy Reviewed on: 26th May 2025

I’ve used PayPal for years!

5
I’ve used PayPal for years!!! It’s reputable and safe! Dealing with persons money is a huge responsibility but I’ll always use and continue to trust PayPal with it. I used Klarna until I was offered PayPal credit and now this is my first choice. Reviewed on: 26th May 2025

They got my money back for me, with a trabsaction an...

5
They got my money back for me, with a trabsaction and are very accurate Reviewed on: 26th May 2025

My best pal

5
I use PayPal on a regular basis and the service as always been top notch. Reviewed on: 26th May 2025

Very convenient way to pay.

4
Very convenient way to pay. I had one big problem with seller, PayPal has sorted out it as I expected Reviewed on: 26th May 2025

Great customer service.

5
I have found paypal to be very easy to deal with. Reviewed on: 26th May 2025

Can’t complain

5
Can’t complain about anything with PayPal credit. Great credit limits - perfect that you can set up direct debits. Reviewed on: 26th May 2025

No issues, happy with flexible credit options availa...

5
No issues, happy with flexible credit options available Reviewed on: 26th May 2025

Always a smooth transaction via my PayPal pals.

5
Always a smooth transaction via my PayPal pals. Reviewed on: 26th May 2025

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Help others make smarter decisions by sharing your own experience. Write a review