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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146548)

A good service has stopped some scams befoe

5
A good service has stopped some scams befoe Reviewed on: 6th May 2026

Very easy to use and I received a repayment for good...

5
Very easy to use and I received a repayment for goods that I ordered but didn't receive. Reviewed on: 6th May 2026

Have never had a problem using PayPal Credit.

5
Have never had a problem using PayPal Credit. Staff have good human relations, always ready to assist. Reviewed on: 6th May 2026

Used PayPal "Pay in 3" multiple times now.

5
Used PayPal "Pay in 3" multiple times now. A great way to spread the cost of things that are out of your usual budget without interest fees! Reviewed on: 6th May 2026

You can always pay quickly and without problems

5
You can always pay quickly and without problems Reviewed on: 6th May 2026

PayPal are so helpful and make my life much easier.

5
PayPal are so helpful and make my life much easier. Its easy to use Reviewed on: 6th May 2026

Its easy to use, makes sending funds to both busines...

5
Its easy to use, makes sending funds to both businesses and friends incredibly easy and quick Reviewed on: 6th May 2026

PayPal really helps with larger purchases and gives...

5
PayPal really helps with larger purchases and gives you time to pay with no interest added Reviewed on: 6th May 2026

Excellent customer service, app is very clear to use...

5
Excellent customer service, app is very clear to use and kerp on top of spending Reviewed on: 6th May 2026

Very helpful and clear customer service.

5
Very helpful and clear customer service. Safe and easy to use service. Reviewed on: 6th May 2026

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