Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 49,632 reviews, last reviewed 31st May 2025
1735500% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Safe & Secure Easy to use. Love the pay in 3 option I feel safer using PayPal and use it whenever possible. Reviewed on: 31st May 2025
Samantha Keaton's avatar
Samantha Keaton

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (49632)

Paypal credit

5
Paypal credit allows me to spread larger payments over a period of time without worrying about how I will pay for it upfront. It's flexible and gives me the free to pay a large amount back or a small amout back each time. Reviewed on: 12th August 2022
Hannah Chilcott's avatar
Hannah Chilcott

Paypal Credit - Would I recommend?

4
Paypal Credit is EXTREMELY convenient. They gave me a very generous credit limit and the express checkout option offered by almost every retailer has made buying things online absolutely quick and easy. The one major downside I have with the system however is the transaction/activity page on the Paypal website. It is extremely confusing to understand the balance owed etc. I think this could do with a much-needed overhaul. Overall I would recommend but only to those who can keep track of their spending wisely since PayPal doesn't offer much help! Reviewed on: 12th August 2022
hardytrash's avatar
hardytrash

Simple and straight-forward.

5
Paypal credit has made life more affordable. Love it. Reviewed on: 12th August 2022
Rachael M's avatar
Rachael M

Paypal

5
It’s quick and easy and great way for people to pay for stuff when they don’t have the money but pay in the end so thank you ;) Reviewed on: 12th August 2022
Shane's avatar
Shane

Easy to understand and great offers

5
0% offer is very helpful to spread payments over a few months. Making payments is very easy. Reviewed on: 12th August 2022
Taylor L's avatar
Taylor L

Excellent

5
Paypal credit is not only easy to use but also has the option to spread your payment over a timescale suited to you. As it's PayPal, you also feel an extra level of security when shopping online. Reviewed on: 12th August 2022
Lucy 's avatar
Lucy

Great and useful

5
This is handy yo use to buy what you want Reviewed on: 12th August 2022
Joseph O Neill's avatar
Joseph O Neill

Smart

5
With the Pay pal service has been turning my dreams into reality for more than five years! Reviewed on: 12th August 2022
Val's avatar
Val

Best friend to lend money from

5
Always here for me. Never let me down in my family every day needs and emergency Reviewed on: 12th August 2022
Anaida Marsh's avatar
Anaida Marsh

Amazing Service

5
I have been a PayPal member for many year now and I am a very satisfied customer. I feel that the service that PayPal provides is outstanding. Many thanks! Reviewed on: 12th August 2022
Satisfied customer's avatar
Satisfied customer

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill