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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,668 reviews, last reviewed 27th Apr 2026
1654800% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Would recomend No issues so far, easy to use, good way to plan our finances and adjust when needed Reviewed on: 27th April 2026
SG's avatar
SG

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86668)

Paypal is good.

5
PayPal is very user friendly and easy to manoeuvre. I have not had any issues that haven’t been easy to resolve. Reviewed on: 26th May 2025
Isha A's avatar
Isha A

It’s simple and easy to use.

4
It’s simple and easy to use. I find it’s a secure way to pay for items. Reviewed on: 26th May 2025
Amanda T's avatar
Amanda T

Paypal, great service

5
Very easy to use and makes purchases affordable, i love the pay in three facility Reviewed on: 26th May 2025
Dean E's avatar
Dean E

PayPal is fantastic!!!

5
PayPal pay in 3 or pay later has been a godsend for me as I rarely have the money available to buy what I need, when I need it. Interest rate is pretty reasonable and as long as you pay on time, there are no additional fees. I wouldn't use any other form of credit for online shopping. Thanks PayPal! Reviewed on: 26th May 2025
Debbie Emery's avatar
Debbie Emery

PayPal every day pal

5
Use PayPal daily, so easy to pay for larger items over several months. Also love the pay in 3 service which allows you to afford items that normally you couldn't afford to pay for straight away without incurring interest charges. Reviewed on: 26th May 2025
Julie S's avatar
Julie S

Good, easy to use and friendly service

4
Good, easy to use and friendly service Reviewed on: 26th May 2025
Neli D's avatar
Neli D

Good 5star

5
Good are you service long time? Reviewed on: 26th May 2025
Arshad Ali's avatar
Arshad Ali

I’ve had it for a few years and it is excellent.

5
I’ve had it for a few years and it is excellent. Great communications and always clear. Reviewed on: 26th May 2025
Esther C's avatar
Esther C

Recommended

5
I love being able to shop online with the peace of mind of making a secure payment. Reviewed on: 26th May 2025
Paola G's avatar
Paola G

Easy to use, good interest free period

5
Easy to use, good interest free period Reviewed on: 26th May 2025
GeorgeRR's avatar
GeorgeRR

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