Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Cannot fault at all

Cannot fault the service provided as deliveries made on time from drivers who show respect for the property and the recipient. Drop off of returns easy and feel assured and drop off staff knowledgeable Reviewed on: 10th June 2026

Excellent service and great customer support and goo...

Excellent service and great customer support and good benefits for everyone Reviewed on: 10th June 2026

User friendly, and security checks before payment ap...

User friendly, and security checks before payment approvals is excellent. Reviewed on: 10th June 2026

Best experience and hassle free !

Best experience and hassle free !! Reviewed on: 10th June 2026

Very good for interest free options and easy to pay

Very good for interest free options and easy to pay Reviewed on: 10th June 2026

Excellent all round usability

Excellent all round usability, great 0% credit options and superb customer service. Reviewed on: 10th June 2026

Easy to navigate.

Easy to navigate. All transactions feel secure and the option of pay in 3 is really helpful for those purchase in tighter months Reviewed on: 10th June 2026

Long standing customer

A great app, good to use, very simple and upgrades have worked well. Reviewed on: 10th June 2026

They’re clear, helpful and transparent.

They’re clear, helpful and transparent. They are helpful for transferring cash quickly and keeping my money safe and protected online. The new credit card is an excellent new addition to help me use credit whilst out and about and not just online. Reviewed on: 10th June 2026

Always easy to use for purchases.

Always easy to use for purchases. You also feel as though you can trust them Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub