Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86710 reviews)

View other PayPal products

4.90

Based on 86,710 reviews, last reviewed 27th Apr 2026

1656650% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and safe to use Easy to use for all sorts of payments and customer service is excellent Reviewed on: 27th April 2026

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (86710)

Very easy ro use customer service...

Very easy ro use customer service very qiuck an really helpful i use them very ofter for most of my online transactions Reviewed on: 26th May 2025

Excellent service

Really happy with PayPal easy to operate and excellent service Reviewed on: 26th May 2025

Simple process.

Simple process. Was kept well informed of payments Reviewed on: 26th May 2025

PayPal credit.

Works really well with the interest free for four months makes it really easy to budget purchases Reviewed on: 26th May 2025

PayPal offer a range of services that suit every need.

PayPal offer a range of services that suit every need. From fast effective and secure payments to splitting the cost over three monthly payments. They also offer a credit service for those wishing to spread the cost over the longer term. Absolutely fantastic, fast and efficient provider. I prefer this method over other providers. Reviewed on: 26th May 2025

Very helpful

Easy to use and easy to apply for Reviewed on: 26th May 2025

I was trying to pay back my credit but hadn’t transf...

I was trying to pay back my credit but hadn’t transferred money into my main account yet and PayPal charged me 20 fee even though I paid the amount the same day again. Reviewed on: 26th May 2025

Does what it says on the Tin simple to use have had...

Does what it says on the Tin simple to use have had no problems Reviewed on: 26th May 2025

Excellent service and very helpful

Excellent service and very helpful Reviewed on: 26th May 2025

User friendly and quick.

User friendly and quick. Premium feel. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39682 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub