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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Highly recommended

Been using for years love the interest free deals Reviewed on: 12th May 2024

Always resolve issues

Always resolve issues. So I feel protected. It's so easy to use Reviewed on: 12th May 2024

Very happy using PayPal.

Very happy using PayPal. Can pay everywhere and for everything. Reviewed on: 12th May 2024

Because you're worth it

Secure, trustworthy servic - l use it for every online purchase. Reviewed on: 12th May 2024

Have been with PayPal for years and have always had...

Have been with PayPal for years and have always had a great exspirence using it. Weather I'm using PayPal credit or dabbling on crypto it's easy to use and flexible. Could not be happier with them. Reviewed on: 12th May 2024

A little helping hand

I have used PayPal credit to by many things and I just love the way you can pay it back in smaller amounts Reviewed on: 12th May 2024

Make life a lot easier.

With PayPal credit I was able to purchase a brand new game computer, and the options to pay a bit every moth really helped me. Reviewed on: 12th May 2024

Seamless

A good way off being able to afford things without putting them on a credit card. I would recommend using PayPal especially for things like holidays etc Reviewed on: 12th May 2024

I have had a fabulous experience with PayPal credit,...

I have had a fabulous experience with PayPal credit, very easy to use Reviewed on: 12th May 2024

Easy to apply, pay in 4 months without intrest and s...

Easy to apply, pay in 4 months without intrest and some no interest plan when shopping Reviewed on: 12th May 2024

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