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PayPal: PayPal Credit reviews

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4.91
Based on 49,299 reviews, last reviewed 30th May 2025
1703900% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

In the event of a claim they are helpful and act pre... In the event of a claim they are helpful and act pretty fast to resolve issues. Reviewed on: 30th May 2025
Ashley G's avatar
Ashley G

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (49299)

Great and easy to manage product

5
Always keen to help with any issues Reviewed on: 4th August 2022
james claRk's avatar
james claRk

A great way to spread the cost for large purchases 0%

5
PayPal Credit helped me make big urgent purchases which I was able to spread over 4 months at 0%; keeping my budget nice and tidy. Reviewed on: 4th August 2022
heybigspender's avatar
heybigspender

Paypal

5
Excellent company queries dealt with there and then, 100% confident when i pay with PAYPAL i am in safe hands would recommend to Everyone at last a company that has a buyers back!!!! Reviewed on: 4th August 2022
Lynne Murphy's avatar
Lynne Murphy

interested

4
its a fine product but interest is a little high Reviewed on: 3rd August 2022
Jon Fox's avatar
Jon Fox

Spread your payments

5
PayPal credit makes it easy to spread the cost of anything over £99 over 4 months, and sometimes longer. PayPal pay in 3 is also another great way to spread payments. Reviewed on: 3rd August 2022
Omar's avatar
Omar

PayPal you're awesome!

5
Will you marry me? But you need more characters, there you go. Reviewed on: 3rd August 2022
duncan's avatar
duncan

Paypal - trusted and easy to use.

5
Paypal is my go-to for transactions and short term credit needs. Their platform is secure, easy to use, and their rates are fair. Reviewed on: 3rd August 2022
Emma Marley's avatar
Emma Marley

On the money

5
It’s easy to find we’re my account is and what is going out+in its a fair way to help Banking and paying money which is covered to help account holders. Reviewed on: 3rd August 2022
Andrew Pearson's avatar
Andrew Pearson

Service

5
They provide excellent service and very helpful Reviewed on: 3rd August 2022
B.A Spice & Vlog's avatar
B.A Spice & Vlog

A very good credit option

5
Its very easy to use and versatile too! Reviewed on: 3rd August 2022
Phoenix Pentney's avatar
Phoenix Pentney

Review PayPal: PayPal Credit now

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