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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Extremely convenient and easy to use.

Extremely convenient and easy to use. Reviewed on: 10th June 2026

Take a bit long to be attended by c services .

Take a bit long to be attended by customer service Reviewed on: 10th June 2026

Fast, safe and reliable service

I have been using PayPal for a long time. It is very convenient for online shopping and fast money transfers. The platform is secure and easy to use. Highly recommend Reviewed on: 10th June 2026

I love PayPal, honestly so helpful and gives me time...

I love PayPal, honestly so helpful and gives me time to pay back purchases when needed Reviewed on: 10th June 2026

Very good.

Very good. Useful when it is needed Reviewed on: 10th June 2026

Reliable method of payment.

Reliable method of payment. I don't have to share my credit card details with every retailer. Reviewed on: 10th June 2026

Innovative offers & solutions.

Innovative offers & solutions. Positive customer service. Quick response to possible fraud txt / emails. Reviewed on: 10th June 2026

I have been using PayPal for many years and have nev...

I have been using PayPal for many years and have never had any issues that wasn’t resolved quickly Reviewed on: 10th June 2026

Trusted for cards.

Trusted for cards. Some issue of accumulating extra charges for payback loan amounts, as credit. Reviewed on: 10th June 2026

Pay pal credit is very efficient and straight forward.

Pay pal credit is very efficient and straight forward. Its a streamlined way pay for things and your always kept up to date so you can manage it with ease Reviewed on: 10th June 2026

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