Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146526)

Excellent Service

5
Every time I’ve had call for any issue they have been able to resolve and fair outcome. Reviewed on: 6th May 2026

PayPal is always the most reliable way of paying

5
PayPal is always the most reliable way of paying Reviewed on: 6th May 2026

I've been customer for a while now a... Team PayPal.

5
I've been a PayPal credit customer for a while now and I have never had any issues with PayPal at anytime there always Spot on I'd recommend them to anyone no matter what you need there there for you Reviewed on: 6th May 2026

Really easy to use.

5
Really easy to use and convenient. This is my preferred payment method and use it wherever I can. Reviewed on: 6th May 2026

Can’t fault the app or platform.

5
Can’t fault the app or platform. Customer service were more than helpful whenever I’ve had any queries. Reviewed on: 6th May 2026

Easy for any transactions.

5
Easy for any transactions. I use paypal for travel. The app is good. Reviewed on: 6th May 2026

Issues with personal data and refunds

3
Difficulty claiming refunds, I let it lie eventually as I wasn't able to update my address Reviewed on: 6th May 2026

Fast & Convenient

5
I have been using Pay Pal for several years both for purchases and money transfers. It's quick and convenient, there when I need it. Reviewed on: 6th May 2026

Easy to use and keep track of spending

5
Easy to use and keep track of spending Reviewed on: 6th May 2026

Easy to use safe and manageable.

5
Easy to use safe and manageable. Good customer service Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78041 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products