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PayPal: PayPal Credit reviews

4.90
Based on 86,724 reviews, last reviewed 27th Apr 2026
1657300% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use faster and secure payments. Easy to use faster and secure payments. Reviewed on: 27th April 2026
Salman Mansoor 's avatar
Salman Mansoor

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86724)

Makes life easier using Paypal

5
PayPal is so easy to use every online shop uses PayPal it’s quick and efficient. The rates they give are also very good makes life so much easier having PayPal Reviewed on: 26th May 2025

I had missed an obligation date for my monthly direc...

5
I had missed an obligation date for my monthly direct debt payment but immediately i rung customer service, they rectified the situation and put me in the right order without getting a penalty which could have affected my credit file Reviewed on: 26th May 2025

Any disputes

5
Any disputes I've had have been solved without any problems Reviewed on: 26th May 2025

3 month 0% interest offer has helped me with my cash...

5
3 month 0% interest offer has helped me with my cashflow massively Reviewed on: 26th May 2025

Good value for money

5
It is my 3rd paypal credit and never had issues with PayPal credit, as long as you pay on time everything works great. Reviewed on: 26th May 2025

I use PayPal alot for my online purchases.

5
I use PayPal alot for my online purchases. I find them quick easy and very good to use Reviewed on: 26th May 2025

Great for ease of use !

5
Great for ease of use and secure is the most important thing. Reviewed on: 26th May 2025

Mila Ava Remi

5
Very good I like that you tell me when my payment is due Reviewed on: 26th May 2025

Great customer service

5
When ever I have had an issue it has been dealt with pretty quickly. Reviewed on: 26th May 2025

First class servic3

5
Absolutely no issues at all when using PayPal, simple process and clear ts and cs Reviewed on: 26th May 2025

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