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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Paypal is the best

I love PayPal. It helps me in many situations. Without it, I wouldn't get very important things to me. I would recommend it to all my friends, because it's very helpful. I'm use paypal often and I will.never stop.to use it. I hope you doing great. Reviewed on: 12th May 2024

Simple to use

Simple and easy to use and manage payments and no need to remember card details etc. Reviewed on: 12th May 2024

Safety when purchasing

I always feel safe using PayPal. I prefer to buys goods off line using PayPal for security reasons. Reviewed on: 12th May 2024

PayPal Cred

I've used PayPal credit for quite a few big purchases now. Excellent value and a fantastic easy to use service. Sometimes you'll get interest free options for 12-24 months also giving you extra time. :) Reviewed on: 12th May 2024

Flexible limit - easy to pay.

Flexible limit - easy to pay. Good interest disvount Reviewed on: 12th May 2024

big help during this cost ofliving crisis

big help during this cost ofliving crisis Reviewed on: 12th May 2024

Reliable, Flexible, insured this is why I love the s...

Reliable, Flexible, insured this is why I love the service. Reviewed on: 12th May 2024

I have been using PayPal credit for a while and neve...

I have been using PayPal credit for a while and never experienced any problem Reviewed on: 12th May 2024

So easy to use.

So easy to use. Only criticism is that there isn’t a break down on how much it will cost a month. Reviewed on: 12th May 2024

0% for 4 months great deal

0% for 4 months great deal for some of the things I buy. Reviewed on: 12th May 2024

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