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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Regularly use PayPal and PayPal credit, always seems...

Regularly use PayPal and PayPal credit, always seems straight forward and without hassle. Customer service centre are sometimes difficult to understand on calls Reviewed on: 10th June 2026

Easy Peasey

Easy to use. Pay in an instant. Secure site. Great credit - nothing to pay for 4 months. Good App. Reviewed on: 10th June 2026

Very good experience and never had any issues.

Very good experience and never had any issues. Reputable and reliable service. Reviewed on: 10th June 2026

Great service

I have been a PayPal customer for quite a few years and I haven't had any issues using my account. Reviewed on: 10th June 2026

Credit card friendly

It doesn't allow credit card transaction Reviewed on: 10th June 2026

My only credit card for a reason!

Very clear, any questions I have needed have been answered fast and efficiently. Highly recommend Reviewed on: 10th June 2026

It is very user friendly, instant access

It is very user friendly, instant access Reviewed on: 10th June 2026

Excellent service.

Excellent service. Easy to use. Very helpful Reviewed on: 10th June 2026

Efficient service to facilitate my financial needs.

Efficient service to facilitate my financial needs. Reviewed on: 10th June 2026

I feel safe using PayPal when making payments

I feel safe using PayPal when making payments Reviewed on: 10th June 2026

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