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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146512 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146512)

Can’t fault the app or platform.

Can’t fault the app or platform. Customer service were more than helpful whenever I’ve had any queries. Reviewed on: 6th May 2026

Easy for any transactions.

Easy for any transactions. I use paypal for travel. The app is good. Reviewed on: 6th May 2026

Issues with personal data and refunds

Difficulty claiming refunds, I let it lie eventually as I wasn't able to update my address Reviewed on: 6th May 2026

Fast & Convenient

I have been using Pay Pal for several years both for purchases and money transfers. It's quick and convenient, there when I need it. Reviewed on: 6th May 2026

Easy to use and keep track of spending

Easy to use and keep track of spending Reviewed on: 6th May 2026

Easy to use safe and manageable.

Easy to use safe and manageable. Good customer service Reviewed on: 6th May 2026

Always very easy to use and if there’s any problems...

Always very easy to use and if there’s any problems they are quickly to sort them out Reviewed on: 6th May 2026

PayPal made my life easy.

PayPal made my life easy. The platform is very easy to use, whether send money, making online purchase. Or receiving payment for service. Reviewed on: 6th May 2026

Convenient, easy to use, widely accepted

I have used paypal credit consistently for large purchased as they provide a 0% facility for 4 months on purchases over £100 which has been really convenient. The paypal pay in 3 has also been really easy to use. Paypal is also widely accepted which gives me more options for payment Reviewed on: 6th May 2026

Paypal review

I've used PayPal credit a few times and it's really easy. I have recommended to friends and family. It helps take the stress away of pulling a large sum of money out in one go. Reviewed on: 6th May 2026

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