Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,398 reviews, last reviewed 6th Jun 2025
1805900% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Greatful Always there when required. PayPal credit has saved a lot of stress for me this last year Reviewed on: 6th June 2025
John w's avatar
John w

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50398)

PayPal is very secure.

5
I'm using PayPal for many many years and never had issues. I feel very secure using PayPal this is mostly my main form of payment. Websites who don't offer PayPal payment loosing me as a customer, which is a shame really. Reviewed on: 11th May 2024

It has been a useful way to manage my money.

5
It has been a useful way to manage my money. Reviewed on: 11th May 2024

Love PayPal credit, interest free for 4 months

5
Love PayPal credit, I can make larger purchases and pay over 4 months without any interest being added. Reviewed on: 11th May 2024

my experience of using PayPal credit the app makes t...

5
my experience of using PayPal credit the app makes things like remembering payment and the ease of using the app is second to non nothing rivels it in my opinion 5 star Reviewed on: 11th May 2024

Love it.

5
Love it. Specially spreading cost to four months without interest. Reviewed on: 11th May 2024

Trustworthy

5
I've used PayPal for years and never had ay problems with it Reviewed on: 11th May 2024

Its not clear how to cancel direct debit and xontact...

4
Its not clear how to cancel direct debit and xontact to customer care. Reviewed on: 11th May 2024

I love PayPal credit it help me a lot!

5
I love PayPal credit it help me a lot!!! I really recommend Reviewed on: 11th May 2024

Paypal credit has helped fill gaps

5
Paypal credits flexibility has helped me during times of lower income, to cover birthdays and Christmases, as well as covering other essential expenses at a fair price, which is extremely rare in the world of providing a credit service. Reviewed on: 11th May 2024

Great customer service and easy to use

4
Great customer service and easy to use Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products