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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

I love PayPal.

I love PayPal. Just a bit disappointed they have paused my pay in 3 option. As I have never missed a payment. It helps me spread the cost. It’s brilliant Reviewed on: 10th June 2026

Always easy Easy To Usrto use Amazon Credit

Always easy to use Amazon Credit Reviewed on: 10th June 2026

Easy to use.

Easy to use. Credit when you need it most with reasonable timescales to pay it back. Confidence in purchasing. Safe payments Reviewed on: 10th June 2026

Really good platform, however if the internet slight...

Really good platform, however if the internet slightly disconnects I'm sometimes left wondering if my purchase has happened or not. Reviewed on: 10th June 2026

Easy credit.

Easy credit. Buy now pay later options are hassle free and provide a flexible way to pay. Reviewed on: 10th June 2026

Pay pal credit

Easy to use, simple payment reminders and easy to pay a little over a set amount of time! Reviewed on: 10th June 2026

I've been using PayPal for some time now

I've been using PayPal as a regular customer for several years now, mainly for online shopping, sending money to friends/family, and occasional freelance payments. It's become my go-to for quick, secure transactions. Reviewed on: 10th June 2026

Reliable, flexible payment plan, trusted and your mo...

Reliable, flexible payment plan, trusted and your money is safe Reviewed on: 10th June 2026

I've had a couple of problems with suppliers, but I...

I've had a couple of problems with suppliers, but I contacted Paypal and they sorted it out for me in no time, brilliant. Also seemd to be a very safe way to pay for goods Reviewed on: 10th June 2026

Amazing service always!

Always a reliable experience! Fantastic service and platform Reviewed on: 10th June 2026

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