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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
99% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Always easy to use and use with multiple contactless...

5
Always easy to use and use with multiple contactless options too! Purchases online are really simple to use PayPal credit Reviewed on: 12th May 2024

Excellent customer service

5
I have always found the customer service team at PayPal efficient and friendly when I have had a problem or a question regarding my account . They have taken the time to explain everything to me with some pageant times I may add and helped me understand how my account works . Reviewed on: 12th May 2024

Paypal i am using it since many yea and i loved th...

5
Paypal i am using it since many years and i loved the service Reviewed on: 12th May 2024

PayPal credit has always been quick and easy

5
PayPal credit has always been quick and easy Reviewed on: 12th May 2024

Easy and fast application.

5
Easy and fast application. The app is so easy to use. Reviewed on: 12th May 2024

One of the most convenient, easy to use and fair len...

5
One of the most convenient, easy to use and fair lending options in the market. Reviewed on: 12th May 2024

Paypal is the best

5
I love PayPal. It helps me in many situations. Without it, I wouldn't get very important things to me. I would recommend it to all my friends, because it's very helpful. I'm use paypal often and I will.never stop.to use it. I hope you doing great. Reviewed on: 12th May 2024

Simple to use

5
Simple and easy to use and manage payments and no need to remember card details etc. Reviewed on: 12th May 2024

Safety when purchasing

5
I always feel safe using PayPal. I prefer to buys goods off line using PayPal for security reasons. Reviewed on: 12th May 2024

PayPal Cred

5
I've used PayPal credit for quite a few big purchases now. Excellent value and a fantastic easy to use service. Sometimes you'll get interest free options for 12-24 months also giving you extra time. :) Reviewed on: 12th May 2024

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