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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50648 reviews)

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4.91

Based on 50,648 reviews, last reviewed 13th Jun 2025

1828100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s been great overall, never had any issues! It’s been great overall, never had any issues! Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50648)

It is the best service I’ve used

It is the best service I’ve used Reviewed on: 11th May 2024

Great customer service

The customer service agents are always very helpful and friendly. Reviewed on: 11th May 2024

It's been convenient using PayPal credit so far.

It's been convenient using PayPal credit so far. I remember having to get a new bed frame and I was tight on budgeting was my first time using credit so I signed up for PayPal credit.I thought the authorisation and process was going to be difficult. I even gave up and scrapped the idea of getting my new bed.Howecer, in less than 39 minutes I was awarded the credit to get my bed. The repayment has been good so far. A very convenient financial decision I must say . Reviewed on: 11th May 2024

It’s been an amazing and awesome experience with Pay...

It’s been an amazing and awesome experience with PayPal Reviewed on: 11th May 2024

Easy to use, easy to manage so works perfectly for me!

Easy to use, easy to manage so works perfectly for me! Clear app set up, easy to find what you need and to get help when you need it. Customer service is great from my experience and always on hand to help! Reviewed on: 11th May 2024

I highly recommend Paypal

PayPal is easy to use and their app is easy to navigate. They are quick to respond to any issues I've had with payments and always keep me updated with progress on any cases filed. I liked that you can set up a direct debit. And have both a credit limit and a pay in 3 option on certain payments. Reviewed on: 11th May 2024

I have used PayPal for years...

I have used PayPal for years and PayPal Credit for a number of them. It's brilliant, both easy and safe to use. Any problems regarding transactions are assessed and sorted out within a reasonable time. So helpful! Reviewed on: 11th May 2024

Always everything is going smoth and easy, good cust...

Always everything is going smoth and easy, good customer service Reviewed on: 11th May 2024

Perfect for larger purchases

Easy to use, easy repaymentbsceme with no interest on larger items Reviewed on: 11th May 2024

Great payment options

I love PayPal credit as it can be used on the majority of websites. I like that there’s multiple payment options such as ‘pay in 3’ and the customer service is great, online chat is quick and helpful Reviewed on: 11th May 2024

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