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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146492 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146492)

Very convinced

Very easy for me to move mony and very secure not any hesal and always on time and I feel very safe and secure Reviewed on: 6th May 2026

Paypal and paypal credit has been, and will continue...

Paypal and paypal credit has been, and will continue to be a very important financial tool, thats convenient and fast. I always feel secure when making purchases when I see the paypal logo. Reviewed on: 6th May 2026

Truly grateful for PayPal - so useful and reliable

I have always been delighted with PayPal's service - it has been invaluable to me. I always recommend it to friends and family. Reviewed on: 6th May 2026

Hassle free

I've been using PayPal for many years and it has been an easy way for me to get purchases 10/10 Reviewed on: 6th May 2026

Easy to setup & quick approval.

Easy to setup, quick approval. 0% interest fees for 4 months and a simple app/system to use to make payments and keep on top of your account balance. All in all, so glad got PayPal Credit. Reviewed on: 6th May 2026

My go-to payment option.

I love the PayPal credit option for buying what I need. Absolutely love the interest free option for spending over a certain amount. There's not many c edit cards that offer this all year round so that makes PayPal a keeper for me personally. I've added the virtual card to my phone's wallet now so I can make PayPal payments on the move. The website and app are both very well laid out and easy to navigate. Overall I'm very happy to continue using the service. Reviewed on: 6th May 2026

PayPal makes managing money so easy.

PayPal makes managing money so easy. Reviewed on: 6th May 2026

PayPal is very easy and straight forward

I have always found PayPal very easy and straight forward to use. Very clear & I feel like it is a 'safe' way to pay. Reviewed on: 6th May 2026

Excellent provider and feel safe using them

Excellent provider and feel safe using them Reviewed on: 6th May 2026

I prefer PayPal over traditional banks

PayPal have always been very good with dealing with any concerns I have. I have found their customer service more efficient than other banks. Reviewed on: 6th May 2026

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